UJJIVANSFB Share Price Performance
₹0
-43.17 (-100.00%)
Price ₹0
Fair Value₹78.63
Share Pricen/a
Narrative Update • Aug 07
Ujjivan Small Finance Bank Limited Stock Price
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- 97 Fair Values set on narratives written by author
UJJIVANSFB Community Narratives
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Fair Value
·Fair Value ₹78.63 8.0% undervalued intrinsic discount
Board Initiatives And Lending Focus Will Drive Revenue And Profitability Forward
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37users have followed this narrative
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Fair Value
·Fair Value ₹90 19.6% undervalued intrinsic discount
Digital Adoption And Rural Inclusion Will Drive Banking Transformation
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Fair Value
·Fair Value ₹65.17 11.1% overvalued intrinsic discount
Rising Digital Competition And Margin Erosion Will Inhibit Growth
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Digital Adoption And Rural Inclusion Will Drive Banking Transformation
Ujjivan Small Finance Bank is shifting away from riskier small loans toward more secured lending and a bigger reach in rural areas, which could make its profits steadier and grow faster than many rivals. The big watch-outs are whether it can keep bad loans under control while expanding branches and competing with digital-first lenders.Read more
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₹90
19.6% undervalued intrinsic discount
Fair Value
Revenue
29.72% p.a.
Profit Margin
20.71%
Future PE
12.2x
Price in 2029
₹132.13
Board Initiatives And Lending Focus Will Drive Revenue And Profitability Forward
Ujjivan Small Finance Bank is trying to rely less on microloans by growing into home, small-business, gold, vehicle, and farm lending, while using digital tools to cut costs and improve how it funds itself. The big question is whether credit problems and tougher competition can ease fast enough for these changes to translate into steadier profits.Read more
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₹78.63
8.0% undervalued intrinsic discount
Fair Value
Revenue
27.41% p.a.
Profit Margin
18.89%
Future PE
12.39x
Price in 2029
₹116.01
Rising Digital Competition And Margin Erosion Will Inhibit Growth
Ujjivan Small Finance Bank pushes deeper into underserved parts of India, but fast-moving digital lenders and bigger banks may make it harder to keep customers without giving up profit. See why its branch-heavy model and reliance on small-ticket loans could clash with its push into new secured products and a shifting rulebook.Read more
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₹65.17
11.1% overvalued intrinsic discount
Fair Value
Revenue
28.56% p.a.
Profit Margin
17.14%
Future PE
12.26x
Price in 2029
₹96.4
Trending Discussion
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Recently Updated Narratives
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UJJIVANSFB: Upcoming Board Meeting Will Support Capital Strength And Repricing Potential
Fair Value: ₹90 19.6% undervalued intrinsic discount
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UJJIVANSFB: Planned Equity Raising Will Support Confident Forward Earnings Outlook
Fair Value: ₹78.63 8.0% undervalued intrinsic discount
37 fair values setusers have set this as their fair value
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UJJIVANSFB: Planned Equity Raise Will Support Future Performance Upside
Fair Value: ₹65.17 11.1% overvalued intrinsic discount
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Snowflake Analysis
Ujjivan Small Finance Bank Limited Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
- 4.66
- 100.00%
- 19.63%
- 54.8%
About UJJIVANSFB
- Founded
- 2016
- Employees
- 26555
- CEO
- WebsiteView website
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits, as well as two wheeler loan. The company’s loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.
Recent UJJIVANSFB News & Updates
Narrative Update • Jul 24
