UJJIVANSFB Share Price Performance
₹0
-43.04 (-100.00%)
Price ₹0
Fair Value₹77.00
Share Pricen/a
Narrative Update • May 04
Ujjivan Small Finance Bank Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 91 Fair Values set on narratives written by author
UJJIVANSFB Community Narratives
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Fair Value
·Fair Value ₹77 23.3% undervalued intrinsic discount
Digital Adoption And Rural Inclusion Will Drive Banking Transformation
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Fair Value
·Fair Value ₹71.44 17.3% undervalued intrinsic discount
Board Initiatives And Lending Focus Will Drive Revenue And Profitability Forward
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37users have followed this narrative
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Fair Value
·Fair Value ₹62.33 5.2% undervalued intrinsic discount
Rising Digital Competition And Margin Erosion Will Inhibit Growth
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Rising Digital Competition And Margin Erosion Will Inhibit Growth
Key Takeaways Rising competition from digital and larger banks threatens customer retention, compresses margins, and makes revenue growth increasingly vulnerable. Heavy reliance on microloans and branch-led operations exposes profitability to regulatory changes, economic downturns, and cost inefficiencies.Read more
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₹62.33
5.2% undervalued intrinsic discount
Fair Value
Revenue
27.04% p.a.
Profit Margin
21.38%
Future PE
10.74x
Price in 2029
₹92.4
Digital Adoption And Rural Inclusion Will Drive Banking Transformation
Key Takeaways Rapid shift to secured lending, expanded rural reach, and proactive credit management position the bank for faster margin growth and profitability than industry peers. Expected accelerated regulatory approvals and aggressive tech, product, and network expansion could significantly deepen market penetration and strengthen core revenue growth.Read more
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₹77
23.3% undervalued intrinsic discount
Fair Value
Revenue
35.64% p.a.
Profit Margin
21.09%
Future PE
11.05x
Price in 2029
₹114.16
Board Initiatives And Lending Focus Will Drive Revenue And Profitability Forward
Key Takeaways Strategic expansion into diverse lending segments and digital investments enables risk diversification, revenue growth, and improved margin prospects through operational efficiencies. Enhanced capital allocation flexibility and improved funding costs, alongside stable asset quality, position the bank for sustained profitability and stronger earnings quality.Read more
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₹71.44
17.3% undervalued intrinsic discount
Fair Value
Revenue
30.17% p.a.
Profit Margin
21.12%
Future PE
11.59x
Price in 2029
₹105.89
Trending Discussion
Recently Updated Narratives
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UJJIVANSFB: Fundraising Plans And Improved Assumptions Will Shape Future Performance
Fair Value: ₹62.33 5.2% undervalued intrinsic discount
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UJJIVANSFB: Upcoming Director Appointment Will Support Earnings Outlook And Repricing Potential
Fair Value: ₹77 23.3% undervalued intrinsic discount
3 fair values setusers have set this as their fair value
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UJJIVANSFB: Upcoming Governance Meetings Will Support Confident Forward Earnings Outlook
Fair Value: ₹71.44 17.3% undervalued intrinsic discount
37 fair values setusers have set this as their fair value
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Snowflake Analysis
Ujjivan Small Finance Bank Limited Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 3.56
- 100.00%
- 16.57%
- 54.8%
About UJJIVANSFB
- Founded
- 2016
- Employees
- 24374
- CEO
- WebsiteView website
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company’s loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.
