Update shared on 08 Nov 2025
Analysts have modestly revised their price target for Ujjivan Small Finance Bank, maintaining it at ₹57.33 per share. They cite a slight reduction in the forecast discount rate as the primary rationale for their unchanged outlook.
What's in the News
- The Board of Directors has scheduled a meeting on October 17, 2025, to consider and approve the unaudited financial results for the quarter and half year ended September 30, 2025, along with a limited review report from joint statutory auditors Deloitte Haskins and Sells and Abarna and Ananthan (Board Meeting Agenda).
- A separate Board Meeting is planned for October 14, 2025, to consider and approve the unaudited financial results for the same period (Board Meeting Agenda).
- The bank intends to raise INR 20,000 million through a qualified institutional placement, irrespective of the outcome of its universal bank license request. Fundraising is planned over the next 18-24 months, as stated by MD and CEO Sanjeev Nautiyal on September 8, 2025 (Seeking Financing/Partners).
- An Analyst/Investor Day event was held to engage with stakeholders and discuss the bank’s future direction (Analyst/Investor Day).
Valuation Changes
- Consensus Analyst Price Target remains unchanged at ₹57.33 per share.
- Discount Rate has decreased modestly from 15.05% to 14.79%.
- Revenue Growth forecast is steady at approximately 29.97%.
- Net Profit Margin shows no notable change, remaining around 20.72%.
- Future P/E has decreased slightly from 10.61x to 10.54x.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.