Ujjivan Small Finance Bank
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Consensus Narrative from 14 Analysts
Shift To Secured Lending And Digital Expansion Will Improve Asset Quality And Customer Retention
Key Takeaways Diversifying the loan portfolio towards secured lending and new segments is expected to improve asset quality and drive loan book growth. Enhanced digital offerings and improved collection efficiency could boost customer retention, reduce credit costs, and support revenue growth.
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20.0% undervalued intrinsic discount19.89%
Revenue growth p.a.
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