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Insurance U.K. Community
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Prudential
WA
WaneInvestmentHouse
Community Contributor
Prudential PLC's 2027 Vision Promises Over 10% Growth in 2025
Prudential PLC's full-year 2024 financial results show promising growth and progress toward its 2027 strategic objectives. Here are the key highlights: - New Business Profit: Up 11% to $3,078 million - Operating Free Surplus: Steady at $2,642 million - Adjusted Operating Profit: - Before tax: Up 10% to $3,129 million - After tax: Up 7% to $2,582 million - Earnings Per Share: 89.7 cents per share, an 8% increase from 2023 - Group EEV Equity: $44.2 billion - Free Surplus Ratio: 234% - Share Buybacks: Completed $1,045 million under its $2 billion program, expected to finish by end-2025 - Dividend: 23.13 cents per share, a 13% increase - Total Shareholder Returns: $1.4 billion for FY24 Looking ahead to 2025, Prudential expects growth of over 10% in new business profit, basic earnings per share, and operating free surplus.
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UK£8.83
FV
12.0% overvalued
intrinsic discount
16.00%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
3
users have followed this narrative
5 months ago
author updated this narrative
Sabre Insurance Group
AN
AnalystConsensusTarget
Consensus Narrative from 8 Analysts
UK Digital Insurance And Underwriting Improvements Will Open New Opportunities
Key Takeaways Expansion into digital-only products and pricing innovation will boost operational efficiency, customer acquisition, and long-term revenue growth. Strong underwriting discipline and flexible capital management position the company for enhanced margins, stable returns, and share price resilience.
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UK£1.82
FV
21.0% undervalued
intrinsic discount
6.45%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
6
users have followed this narrative
4 days ago
author updated this narrative
Beazley
AN
AnalystConsensusTarget
Consensus Narrative from 15 Analysts
Increasing Cyber Threats Will Drive Up Costs And Reduce Future Net Margins
Key Takeaways Competitive market conditions and expected pricing softening may pressure Beazley’s margins and future earnings growth. Higher reserving for cyber threats and capital retention strategy could limit growth investments and affect future profits.
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UK£10.08
FV
22.3% undervalued
intrinsic discount
6.49%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
30
users have followed this narrative
Updated
narrative
Just Group
AN
AnalystConsensusTarget
Consensus Narrative from 7 Analysts
Investments In Technology And DB Market Opportunities Will Strengthen Future Prospects
Key Takeaways Strategic focus on Defined Benefit and Defined Contribution markets positions Just Group for revenue growth through new business sales and market capture. Investments in technology and asset origination bolster competitive pricing, aiding in cost control and enhancing profit margins over time.
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UK£2.15
FV
2.1% undervalued
intrinsic discount
51.14%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
9
users have followed this narrative
4 days ago
author updated this narrative
Conduit Holdings
AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts
Excess Loss Focus And Digital Analytics Will Secure Stability
Key Takeaways Shifting toward excess of loss business and investing in technology aims to reduce loss volatility, improve margins, and drive scalable, efficient growth. Enhanced risk protection and disciplined underwriting position Conduit to benefit from rising specialty reinsurance demand and market consolidation.
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UK£5.40
FV
44.4% undervalued
intrinsic discount
1.84%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
10
users have followed this narrative
4 days ago
author updated this narrative
Lancashire Holdings
AN
AnalystConsensusTarget
Consensus Narrative from 15 Analysts
Underwriting Resilience And Catastrophe Demand Will Build Future Value
Key Takeaways Ongoing demand for specialty (re)insurance and disciplined pricing support growth in premiums, margins, and top-line revenue, aided by expanding global economic activity. Enhanced capital management and technology adoption improve flexibility, operational efficiency, and underwriting precision, enabling better returns and sustained earnings stability.
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UK£7.09
FV
13.9% undervalued
intrinsic discount
14.41%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
12
users have followed this narrative
4 days ago
author updated this narrative
Prudential
AN
AnalystHighTarget
Consensus Narrative from 14 Analysts
Digital Transformation And Asian Demand Will Spark Secular Expansion
Key Takeaways Accelerated agent productivity, digital innovation, and emerging market exposure could drive sustained outsized growth in revenue, operating profit, and market valuation beyond consensus. Robust capital returns, IPO-related surplus, and dividend growth may materially boost EPS and rerate Prudential towards significantly higher embedded value.
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UK£14.89
FV
33.6% undervalued
intrinsic discount
10.77%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
5 days ago
author updated this narrative
Admiral Group
AN
AnalystLowTarget
Consensus Narrative from 15 Analysts
Autonomous Shifts And Extreme Weather Will Cripple Profitability
Key Takeaways Regulatory support for autonomous vehicles and mobility trends will shrink the motor insurance market, threatening Admiral's revenue and core earnings over time. Greater climate risks and digital competition will erode profitability, with reliance on the mature UK market and lagging data capabilities exposing Admiral to further margin pressures.
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UK£24.81
FV
46.1% overvalued
intrinsic discount
1.19%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
5 days ago
author updated this narrative
Prudential
AN
AnalystConsensusTarget
Consensus Narrative from 14 Analysts
Expanding Asian Markets And Digital Transformation Will Build Long-Term Advantage
Key Takeaways Expansion in Asian markets and digital transformation initiatives are driving sustainable growth, operational efficiency, and enhanced customer engagement. Strategic focus on higher-margin products and flexible distribution supports stable profitability and resilience to macroeconomic and regulatory changes.
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UK£11.59
FV
14.7% undervalued
intrinsic discount
10.43%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
50
users have followed this narrative
5 days ago
author updated this narrative
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