Funding Circle Holdings

Digital Adoption And AI Will Transform SME Lending

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

10 Sep 25

AnalystConsensusTarget's Fair Value

UK£1.63

24.4% undervalued

10 Sep

UK£1.23

-5.4%

1.1%

-5.4%

1.1%

You can edit this narrative until Sep 10 8:13 PM. Then, changes will post as Updates.

Author's Valuation

UK£1.63

24.4% undervalued

AnalystConsensusTarget Fair Value

Narrative

Updates0

AnalystConsensusTarget Fair Value

UK£1.63

24.4% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

12.55%

Consumer Finance revenue growth rate

0.85%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.44%

Calculation

UK£54.62m

Earnings '28

11.37x

PE Ratio '28

UK£620.91m

Market Cap '28

UK£620.91m

Market Cap '28

282.66m

No. shares '28

UK£2.20

Share Price '28

UK£2.20 Share Price '28

Discounted to 2025 @ 9.44% p.a.

UK£1.68

Fair Value '25