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Halyk Bank of Kazakhstan
HSBK
Halyk Bank of Kazakhstan
Kazakhstan Regulations And Fintech Rivalry Will Reduce Banking Margins
AN
AnalystConsensusTarget
Not Invested
Consensus Narrative from 3 Analysts
Published
03 Aug 25
Updated
20 Aug 25
27
Set Fair Value
1
votes
Share
AnalystConsensusTarget
's Fair Value
US$25.93
1.8% overvalued
intrinsic discount
20 Aug
US$26.40
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1Y
46.7%
7D
-1.1%
Author's Valuation
US$25.9
1.8% overvalued
intrinsic discount
AnalystConsensusTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystConsensusTarget Fair Value
US$25.9
1.8% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
2t
2014
2017
2020
2023
2025
2026
2028
Revenue ₸2.2t
Earnings ₸1.2t
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
7.13%
Banks revenue growth rate
0.23%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
9.89%
Calculation
₸1.25t
Earnings '28
x
4.01x
PE Ratio '28
=
₸5.00t
Market Cap '28
₸5.00t
Market Cap '28
/
269.03m
No. shares '28
=
₸18.60k
Share Price '28
₸18.60k
Share Price '28
Discounted to 2025 @ 9.89% p.a.
=
₸14.02k
Fair Value '25
₸14.02k
Fair Value '25
Converted to USD @ 0.001859 KZT/USD Exchange Rate
=
US$26.06
Fair Value '25