Zip Co

US Regulation And Funding Strains Will Undermine Digital Lending

AnalystLowTarget

Not Invested

Community Contributor

Published

26 Jul 25

AnalystLowTarget's Fair Value

AU$2.27

91.5% overvalued

21 Aug

AU$4.35

55.9%

-6.7%

55.9%

-6.7%

You can edit this narrative until Jul 26 10:10 PM. Then, changes will post as Updates.

Author's Valuation

AU$2.27

91.5% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

AU$2.27

91.5% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

14.26%

Consumer Finance revenue growth rate

0.85%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.27%

Calculation

AU$231.58m

Earnings '28

16.15x

PE Ratio '28

AU$3.74b

Market Cap '28

AU$3.74b

Market Cap '28

1.31b

No. shares '28

AU$2.87

Share Price '28

AU$2.87 Share Price '28

Discounted to 2025 @ 8.48% p.a.

AU$2.24

Fair Value '25