ZIP Share Price Performance
AU$3.03
0.16 (5.57%)
40.5% undervalued intrinsic discount
AU$5.10
Fair Value
Price AU$3.03
AnalystConsensusTarget AU$5.10
AnalystHighTarget AU$4.31
AnalystLowTarget AU$2.10
Fair ValueAU$5.10
Share Pricen/a
Zip Co Limited Stock Price
- 3 Narratives written by author
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- 145 Fair Values set on narratives written by author
ZIP Community Narratives
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Fair Value AU$5.1 40.5% undervalued intrinsic discount
Analysts Raise Zip Co Target as Valuation Climbs on Buyback and Google Pay Expansion
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Fair Value AU$4.31 29.7% undervalued intrinsic discount
Digital Payments Growth Will Accelerate Global BNPL Adoption
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Fair Value AU$2.27 33.4% overvalued intrinsic discount
US Regulation And Funding Strains Will Undermine Digital Lending
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Analysts Raise Zip Co Target as Valuation Climbs on Buyback and Google Pay Expansion
Key Takeaways Strategic partnerships and tech investments are fueling revenue growth, improved margins, and risk management while reducing customer acquisition costs. International growth and rising adoption among younger consumers strengthen market positioning and support long-term scalability.Read more
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AU$5.1
40.5% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
20.31% p.a.
Profit Margin
12.61%
Future PE
34.84x
Price in 2028
AU$6.54
Digital Payments Growth Will Accelerate Global BNPL Adoption
Key Takeaways Strong U.S. growth potential and product innovation position Zip Co to outperform peers in the expanding BNPL and alternative credit market. Improved credit risk management and a capital-light partnership strategy support higher profitability, recurring income, and long-term earnings growth above industry norms.Read more
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AU$4.31
29.7% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
23.23% p.a.
Profit Margin
13%
Future PE
30.65x
Price in 2028
AU$5.44
US Regulation And Funding Strains Will Undermine Digital Lending
Key Takeaways Heightened regulatory, funding, and credit risks could hinder growth, raise costs, and compress margins, especially amid expansion into new products and less mature markets. Intensifying competition and shifting consumer payment preferences threaten Zip's relevance, market share, and scalability despite ongoing investments in innovation.Read more
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AU$2.27
33.4% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
18.16% p.a.
Profit Margin
14.75%
Future PE
16.15x
Price in 2028
AU$2.87
Trending Discussion
Recently Updated Narratives
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ZIP: Expanded Payment Partnerships Will Support Further Upside For Shares
Fair Value: AU$5.1 40.5% undervalued intrinsic discount
76 followersusers have followed this narrative
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AN
US Regulation And Funding Strains Will Undermine Digital Lending
Fair Value: AU$2.27 33.4% overvalued intrinsic discount
1 followerusers have followed this narrative
0 commentsusers have commented on this narrative
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Digital Payments Growth Will Accelerate Global BNPL Adoption
Fair Value: AU$4.31 29.7% undervalued intrinsic discount
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Snowflake Analysis
Zip Co Limited Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
- 0.063
- 100.00%
- 7.46%
- 339.8%
About ZIP
- Founded
- 2009
- Employees
- 985
- CEO
- WebsiteView website
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-store; and access to point-of-sale credit; and digital payment services. The company was formerly known as ZipMoney Limited and changed its name to Zip Co Limited in December 2017. Zip Co Limited was incorporated in 2009 and is headquartered in Sydney, Australia.
