Announcement • Jun 23
EJF Investments Limited, Annual General Meeting, Jul 24, 2026 EJF Investments Limited, Annual General Meeting, Jul 24, 2026. Location: ifc 5, st helier, je1 1st, Jersey Declared Dividend • May 02
Fourth quarter dividend of UK£0.029 announced Shareholders will receive a dividend of UK£0.029. Ex-date: 14th May 2026 Payment date: 29th May 2026 Dividend yield will be 8.5%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not covered by earnings (139% earnings payout ratio). However, it is well covered by cash flows (34% cash payout ratio). The dividend has increased by an average of 2.0% per year over the past 9 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 54% to bring the payout ratio under control. However, EPS has declined by 5.6% over the last 5 years so the company would need to reverse this trend. Announcement • May 02
EJF Investments Limited Declares Dividend for the Quarter Ended 31 March 2026, Payable on or about 29 May 2026 EJF Investments Limited a dividend of 2.8625 pence per share in respect of the quarter ended 31 March 2026. The dividend will be payable to shareholders on the register at close of business on 15 May 2026, and the corresponding ex-dividend date will be 14 May 2026. Payment will be made on or about 29 May 2026. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 18 May 2026. Announcement • Feb 27
EJF Investments Limited to Report Fiscal Year 2025 Results on Mar 26, 2026 EJF Investments Limited announced that they will report fiscal year 2025 results at 8:00 AM, GMT Standard Time on Mar 26, 2026 Declared Dividend • Feb 01
Dividend of UK£0.029 announced Shareholders will receive a dividend of UK£0.029. Ex-date: 5th February 2026 Payment date: 27th February 2026 Dividend yield will be 8.7%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not covered by earnings (427% earnings payout ratio). However, it is well covered by cash flows (34% cash payout ratio). The dividend has increased by an average of 1.2% per year over the past 9 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 374% to bring the payout ratio under control, which is more than the 12% EPS growth achieved over the last 5 years. New Risk • Nov 05
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 27% Last year net profit margin: 70% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (427% payout ratio). Profit margins are more than 30% lower than last year (27% net profit margin). Market cap is less than US$100m (UK£75.8m market cap, or US$98.8m). Declared Dividend • Oct 26
Fourth quarter dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 30th October 2025 Payment date: 28th November 2025 Dividend yield will be 8.6%, which is higher than the industry average of 3.3%. Sustainability & Growth The dividend has increased by an average of 1.2% per year over the past 9 years and payments have been stable during that time. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend. Announcement • Oct 24
EJF Investments Limited Declares Dividend for the Quarter Ended 30 September 2025, Payable on or About 28 November 2025 The Directors of EJFI announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 30 September 2025. The dividend will be payable to shareholders on the register at close of business on 31 October 2025, and the corresponding ex-dividend date will be 30 October 2025. Payment will be made on or about 28 November 2025. New Risk • Oct 12
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. This is currently the only risk that has been identified for the company. Announcement • Sep 22
EJF Investments Limited to Report First Half, 2025 Results on Sep 30, 2025 EJF Investments Limited announced that they will report first half, 2025 results on Sep 30, 2025 Declared Dividend • Aug 04
Fourth quarter dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 14th August 2025 Payment date: 29th August 2025 Dividend yield will be 8.9%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is covered by earnings (70% earnings payout ratio) but not covered by cash flows (102% cash payout ratio). The dividend has increased by an average of 1.4% per year over the past 8 years and payments have been stable during that time. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend. Announcement • Aug 01
EJF Investments Limited Declares Dividend for the Quarter Ended 30 June 2025, Payable on or About 29 August 2025 EJF Investments Limited announce that they have declared a dividend of (2.675) pence per share in respect of the quarter ended 30 June 2025. The dividend will be payable to shareholders on the register at close of business on 15 August 2025, and the corresponding ex-dividend date will be 14 August 2025. Payment will be made on or about 29 August 2025. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 18 August 2025. Announcement • Jun 26
EJF Investments Limited Approves the Dividend Policy EJF Investments Limited held its AGM on June 24, 2025, approved the Company's dividend policy. The Company's policy is to pay dividends on a quarterly basis shortly after each dividend is declared in April, July, October and January in each financial year. As the last dividend in respect of any financial period is payable prior to the relevant annual general meeting, it is declared as an interim dividend and accordingly, there is no final dividend payable. The Board is conscious that this means that Ordinary Shareholders will not be given the opportunity to vote on the payment of a final dividend. Accordingly, it has been decided that Ordinary Shareholders will be asked to confirm their approval of the Company's current dividend policy to continue to pay quarterly interim dividends. The Board has an objective of targeting an annual dividend of 10.7 pence per share for the financial year to 31 December 2025, to be distributed evenly in four quarterly payments, which equates to a yield of approximately 6.48% per annum based on the Company's NAV per Ordinary Share at 31 December 2024. For the avoidance of doubt, this dividend policy does not form part of the Company's investment policy. Announcement • May 23
EJF Investments Limited, Annual General Meeting, Jun 24, 2025 EJF Investments Limited, Annual General Meeting, Jun 24, 2025. Location: ifc5, st helier, je1 1st, Jersey Announcement • Apr 24
EJF Investments Limited Announces Dividend for the Quarter Ended March 31, 2025, Payable on or About 30 May 2025 EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended March 31, 2025. The dividend will be payable to shareholders on the register at close of business on May 1, 2025, and the corresponding ex-dividend date will be May 2, 2025. Payment will be made on or about May 30, 2025. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 6 May 2025. Announcement • Mar 25
EJF Investments Limited to Report Fiscal Year 2024 Results on Mar 27, 2025 EJF Investments Limited announced that they will report fiscal year 2024 results on Mar 27, 2025 Declared Dividend • Jan 30
Dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 6th February 2025 Payment date: 28th February 2025 Dividend yield will be 8.6%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) nor is it adequately covered by cash flows (98% cash payout ratio). The dividend has increased by an average of 1.4% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 38% to bring the payout ratio under control. EPS is expected to grow by 25% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio. Announcement • Jan 29
EJF Investments Limited Declares Dividend for the Quarter Ended 31 December 2024, Payable on or About 28 February 2025 The Directors of EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 31 December 2024. The dividend will be payable to shareholders on the register at close of business on 7 February 2025, and the corresponding ex-dividend date will be 6 February 2025. Payment will be made on or about 28 February 2025. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 10 February 2025. Recent Insider Transactions • Dec 26
Chair of the Board of Directors recently bought UK£200k worth of stock On the 23rd of December, John Kingston bought around 163k shares on-market at roughly UK£1.23 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. This was John's only on-market trade for the last 12 months. Declared Dividend • Nov 01
Dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 7th November 2024 Payment date: 29th November 2024 Dividend yield will be 9.3%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not covered by earnings (125% earnings payout ratio) nor is it adequately covered by cash flows (98% cash payout ratio). The dividend has increased by an average of 1.4% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 38% to bring the payout ratio under control. However, EPS has declined by 9.5% over the last 5 years so the company would need to reverse this trend. Announcement • Oct 30
EJF Investments Limited Declares Dividend for the Quarter Ended September 30, 2024, Payable on or About November 29, 2024 EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 30 September 2024. The dividend will be payable to shareholders on the register at close of business on 08 November 2024, and the corresponding ex-dividend date will be 07 November 2024. Payment will be made on or about 29 November 2024. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 11 November 2024. Announcement • Sep 25
EJF Investments Limited ORD NPV to Be Deleted from OTC Equity EJF Investments Limited ORD NPV (Jersey) will be deleted from OTC Equity effective September 24, 2024, due to Inactive Security. Announcement • Aug 21
EJF Investments Limited to Report First Half, 2024 Results on Sep 17, 2024 EJF Investments Limited announced that they will report first half, 2024 results on Sep 17, 2024 Declared Dividend • Jul 29
Fourth quarter dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 8th August 2024 Payment date: 30th August 2024 Dividend yield will be 11%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. The dividend is also not covered by cash flows (159% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 7 years and payments have been stable during that time. Announcement • Jul 26
EJF Investments Limited Declares Dividend for the Quarter Ended 30 June 2024, Payable on or About 30 August 2024 The Directors of EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 30 June 2024. The dividend will be payable to shareholders on the register as at close of business on 09 August 2024, and the corresponding ex-dividend date will be 08 August 2024. Payment will be made on or about 30 August 2024. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 12 August 2024. Announcement • Jul 10
EJF Investments Limited Appoints John Kingston as Chair and Announces Executive Changes for EJF Investment Manager LLC EJF Investments Limited announced that John Kingston will be appointed as a non-executive director to take effect on the date on which the Jersey Financial Services Commission confirms that it has no objection to such appointment, or such later date as the Board may determine. It is expected that Mr. Kingston will also be appointed as the Chair of the Board of Directors of the Company following a short handover period from the Interim Chair, Alan Dunphy. After graduating from Harvard Law School and the University of Pennsylvania's Wharton School of Business, Mr. Kingston began his career with legal positions at Ropes & Gray (a global law firm) and Morgan Stanley. In 1999, Mr. Kingston joined Affiliated Managers Group, becoming part of the senior leadership team that grew a small investment management platform into a global asset management firm with (at the time of his departure) approximately $700 billion in AUM and an enterprise value of nearly $15 billion. Mr. Kingston retired as Vice Chairman of AMG in 2015, having overseen all corporate governance, risk management and controls, and legal, regulatory, and compliance functions. Mr. Kingston has founded and/or overseen (stewarding through governing and advisory boards) a variety of for-profit, not-for-profit and political initiatives, including the AMG Mutual Funds, Mangrove Management Partners, Lattice Capital Management, the Pioneer Institute, Veritas Forum, the Forward Party, Foundation for Excellence in Higher Education, Committee to Fix the Debt, and the American Enterprise Institute. Further, the Board of EJFI, has been informed by EJF Investment Manager LLC (the "Manager") that Peter Stage, the Co-Chief Investment Officer of the Manager has decided to leave the Manager effective 31 August 2024, to pursue other career opportunities. Neal Wilson, Co-Chief Executive Officer of EJF and Chief Executive Officer of the Manager will continue to lead the management of the portfolio of EJFI. Announcement • Jun 08
EJF Investments Limited Approves Dividend Policy EJF Investments Limited announced that at the Annual General Meeting held on 06 June 2024, approved that the Company's dividend policy to continue to pay quarterly interim dividends per financial year (which, in the financial year ending 31 December 2023, have totalled 10.7 pence per Ordinary Share). Announcement • May 18
EJF Investments Limited Proposes Dividend Policy EJF Investments Limited announced that at the Annual General Meeting to be held on 06 June 2024, it will propose that the Company's dividend policy to continue to pay quarterly interim dividends per financial year (which, in the financial year ending 31 December 2023, have totalled 10.7 pence per Ordinary Share) be approved. Declared Dividend • May 05
Fourth quarter dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 16th May 2024 Payment date: 31st May 2024 Dividend yield will be 11%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. The dividend is also not covered by cash flows (159% cash payout ratio). The dividend has increased by an average of 1.6% per year over the past 7 years and payments have been stable during that time. New Risk • Mar 29
New major risk - Revenue and earnings growth Earnings have declined by 9.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 9.0% per year over the past 5 years. Revenue is less than US$1m. Minor Risks Dividend is not well covered by cash flows (159% cash payout ratio). Market cap is less than US$100m (UK£59.3m market cap, or US$74.9m). Announcement • Mar 28
EJF Investments Limited, Annual General Meeting, Jun 06, 2024 EJF Investments Limited, Annual General Meeting, Jun 06, 2024. Agenda: To consider to re-appoint the Auditor. Announcement • Mar 16
EJF Investments Limited to Report Fiscal Year 2023 Results on Mar 28, 2024 EJF Investments Limited announced that they will report fiscal year 2023 results on Mar 28, 2024 Upcoming Dividend • Feb 01
Upcoming dividend of UK£0.027 per share at 11% yield Eligible shareholders must have bought the stock before 08 February 2024. Payment date: 29 February 2024. Trailing yield: 11%. Within top quartile of British dividend payers (6.0%). Higher than average of industry peers (3.3%). Declared Dividend • Jan 31
Fourth quarter dividend of UK£0.027 announced Dividend of UK£0.027 is the same as last year. Ex-date: 8th February 2024 Payment date: 29th February 2024 Dividend yield will be 11%, which is higher than the industry average of 3.3%. Sustainability & Growth The dividend has increased by an average of 1.6% per year over the past 7 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 49% to shift the payout ratio to a potentially unsustainable range, which is more than the 3.0% EPS decline seen over the last 5 years. Announcement • Jan 30
EJF Investments Limited Declares Dividend in Respect of the Quarter Ended 31 December 2023, Payable on or About 29 February 2024 EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 31 December 2023. The dividend will be payable to shareholders on the register as at close of business on 9 February 2024, and the corresponding ex-dividend date will be 8 February 2024. Payment will be made on or about 29 February 2024. Announcement • Oct 26
EJF Investments Limited Declares a Dividend in Respect of the Quarter Ended 30 September 2023, Payable on or About 30 November 2023 The Directors of EJFI announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 30 September 2023. The dividend will be payable to shareholders on the register as at close of business on 3 November 2023, and the corresponding ex-dividend date will be 2 November 2023. Payment will be made on or about 30 November 2023. As previously notified, shareholders are able to receive their EJFI dividends in USD rather than GBP if they elect to do so. Any shareholder who would like to receive their dividend payments in USD and/or would prefer to receive a wire in lieu of a check and has not already submitted the election form should contact Computershare, the Company's Registrar, by 6 November 2023. New Risk • Oct 18
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 7.7% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (UK£67.9m market cap, or US$82.4m). Announcement • Aug 27
EJF Investments Limited Announces Retirement of Neal Wilson as Director EJF Investments Limited (EJFI) announced that Neal Wilson has retired from his role as a director of the company with immediate effect. Following Mr. Wilson's retirement, a replacement director will not be appointed and the Board of EJFI will be comprised of the three existing independent directors. Recognizing the valuable skills and investment experience that he brings, Mr. Wilson will remain on the Board of EJF Investments Holdings Limited (EJFIH). EJFI will also continue to indirectly benefit from Mr. Wilson's expertise through his continuing senior executive roles as role as an officer (CEO) of the Manager and an officer and director of other affiliates of the Manager. Any conflicts of interest that may arise at the level of the EJFIH board will continue to be managed in accordance with the Group's conflicts policies. Mr. Wilson will continue to waive the right to receive any compensation in respect of his role as a director of EJFIH. Announcement • Aug 24
EJF Investments Limited to Report First Half, 2023 Results on Sep 08, 2023 EJF Investments Limited announced that they will report first half, 2023 results on Sep 08, 2023 Announcement • Jul 30
EJF Investments Limited Declares Dividend in Respect of the Quarter Ended June 30, 2023, Payable on August 31, 2023 EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 30 June 2023. The dividend will be payable to shareholders on the register as at close of business on 4 August 2023, and the corresponding ex-dividend date will be 3 August 2023. Payment will be made on or about 31 August 2023. Announcement • May 19
EJF Investments Limited, Annual General Meeting, Jun 13, 2023 EJF Investments Limited, Annual General Meeting, Jun 13, 2023, at 13:00 Coordinated Universal Time. Location: IFC1, The Esplanade, JE1 4BP St Helier Jersey Agenda: To consider, receive and adopt the report of the directors of the Company and the annual report and audited financial statements for the year ended 31 December 2022; to re-elect Joanna Dentskevich be as a director of the Company; to re-elect Alan Dunphy as a director of the Company; to re-elect Nick Watkins as a director of the Company; to re-elect Neal J. Wilson as a director of the Company; to approve the Company's dividend policy to continue to pay quarterly interim dividends per financial year; to consider and appoint the KPMG LLP as auditor of the Company to hold office from the conclusion of the AGM to the conclusion of the next annual general meeting of the Company; and to discuss other matters. Announcement • Jan 27
EJF Investments Limited Declares Dividend for the Quarter Ended 31 December 2022, Payable on or About 28 February 2023 The Directors of EJF Investments Limited announced that they have declared a dividend of 2.675 pence per share in respect of the quarter ended 31 December 2022. The dividend will be payable to shareholders on the register as at close of business on 3 February 2023, and the corresponding ex-dividend date will be 2 February 2023. Payment will be made on or about 28 February 2023. Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Independent Non-Executive Chair of the Board Joanna Dentskevich was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Price Target Changed • Apr 27
Price target decreased to UK£1.60 Down from UK£1.78, the current price target is provided by 1 analyst. New target price is 29% above last closing price of UK£1.24. Stock is down 2.4% over the past year. The company posted earnings per share of UK£0.18 last year. Board Change • Apr 27
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Independent Non-Executive Chair of the Board Joanna Dentskevich was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Is New 90 Day High Low • Feb 03
New 90-day high: UK£1.28 The company is up 11% from its price of UK£1.16 on 05 November 2020. The British market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Capital Markets industry, which is up 14% over the same period. Is New 90 Day High Low • Jan 13
New 90-day high: UK£1.23 The company is up 6.0% from its price of UK£1.16 on 15 October 2020. The British market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Capital Markets industry, which is up 13% over the same period. Is New 90 Day High Low • Dec 01
New 90-day low: UK£1.14 The company is down 5.0% from its price of UK£1.20 on 02 September 2020. The British market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Capital Markets industry, which is up 3.0% over the same period. Is New 90 Day High Low • Nov 05
New 90-day low: UK£1.16 The company is down 5.0% from its price of UK£1.22 on 07 August 2020. The British market is down 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Capital Markets industry, which is down 3.0% over the same period. Is New 90 Day High Low • Sep 30
New 90-day low: UK£1.19 The company is down 1.0% from its price of UK£1.20 on 02 July 2020. The British market is down 3.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Capital Markets industry, which is up 1.0% over the same period. 
