Guidewire Software, Inc.

NYSE:GWRE Stok Raporu

Piyasa değeri: US$11.8b

Guidewire Software Geçmiş Kazanç Performansı

Geçmiş kriter kontrolleri 5/6

Guidewire Software yıllık ortalama 65.3% oranında kazançlarını artırırken, Software sektöründe kazançlar growing at 30.7% annual. Gelirler growing yılda ortalama 13.8% oranında artmaktadır. Guidewire Software'in özkaynak karlılığı 11.7% ve net marjı 9.4%'dir.

Anahtar bilgiler

65.26%

Kazanç büyüme oranı

65.03%

EPS büyüme oranı

Software Sektör Büyümesi17.33%
Gelir büyüme oranı13.82%
Özkaynak getirisi11.67%
Net Marj9.44%
Son Kazanç Güncellemesi31 Jul 2026

Yakın geçmiş performans güncellemeleri

Recent updates

Anlatı Güncellemesi • Sep 17

GWRE: Cloud And AI Adoption Will Support Recurring Revenue Resilience

Analysts lifted their fair value estimate for Guidewire Software to $171.67 from $141.12, reflecting updated views on expanding software multiples, stronger modeled revenue growth and margins, and ongoing confidence in the company’s recurring revenue trajectory despite varying price target moves across recent research. Analyst Commentary Recent research on Guidewire Software highlights a mix of optimism on product momentum and recurring revenue, and a more cautious tone around valuation, long term growth targets, and execution on newer offerings.
Seeking Alpha • Sep 04

Guidewire Software Q4: Fair Earnings, But A Justified Stock Decline

Summary Guidewire Software, Inc. stock reacted negatively to the company's fiscal Q4 results. Overall revenue growth slowed down significantly, but GWRE's cloud momentum remains similar underneath. PricingCenter and ProNavigator have attracted a number of new deals. GWRE's ARR and earnings momentum are guided to remain consistent in FY2027, albeit the Q1 ARR guidance is quite subdued. I estimate GWRE stock to have a fair value of $160. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Sep 03

GWRE: AI Cloud Platform And ARR Trends Set Balanced Q4 Test

Analysts have raised the fair value estimate for Guidewire Software from $198.38 to $210.86, citing higher price targets across the Street, confidence in Q4 deal closures, recurring revenue trends, and ongoing AI and cloud product traction. Analyst Commentary Recent Street research on Guidewire Software points to a mixed but generally constructive view on the stock, with analysts weighing strong cloud and AI product traction against deal timing questions and revised long term targets.
Anlatı Güncellemesi • Aug 18

GWRE: Cloud And AI Adoption Will Support Future Margin Resilience

Guidewire Software's updated analyst price target of $258, down from a prior fair value estimate of about $278, reflects analysts balancing slightly softer projected revenue growth and profit margins with continued confidence in the company's vertical SaaS position, AI defensibility, and cloud driven opportunities highlighted in recent research. Analyst Commentary Recent research on Guidewire Software points to a mix of caution and ongoing optimism.
Anlatı Güncellemesi • Aug 04

GWRE: AI Cloud Platform And ARR Defensibility Will Drive Future Upside

Guidewire Software's fair value estimate has been reset from $234.14 to $198.38 as analysts update price targets and models to reflect a lower future P/E assumption, along with slightly higher revenue growth and margin expectations supported by recent research that highlights the company's defensibility and AI related opportunities. Analyst Commentary Recent research around Guidewire Software gives you a mixed but generally constructive picture.
Anlatı Güncellemesi • Jul 21

GWRE: Cloud And AI Adoption Will Balance Near Term Execution Risks

Guidewire Software's analyst fair value estimate has been revised from $137.00 to $141.12. This reflects updated assumptions around revenue growth, profit margins, discount rates, and a slightly higher future P/E, in light of recent price target resets that still highlight AI and cloud adoption as key parts of the long term story for the stock.
Anlatı Güncellemesi • Jul 07

GWRE: Cloud And AI Adoption Will Support Margins Despite Deal Volatility

Guidewire Software's updated analyst price target has moved lower in aggregate, with the model fair value shifting from $300.00 to about $278.40 as analysts weigh slightly slower revenue growth assumptions against firmer profit margin expectations and a lower future P/E multiple, while still highlighting the company's role as a market leading platform with a large addressable market, as well as potential benefits from AI and cloud products. Analyst Commentary Recent research on Guidewire Software points to a more cautious stance on valuation, even as many bullish analysts still highlight what they see as solid execution, a large market opportunity and growing demand for cloud and AI driven offerings.
Anlatı Güncellemesi • Jun 23

GWRE: Cloud And AI Execution Will Drive Confidence In Subscription Transition

Analysts have trimmed the fair value estimate for Guidewire Software to $137.00 from $138.49, reflecting lower price targets across the Street as they balance solid recent results and product momentum with questions around annualized recurring revenue trends and recent share price performance. Analyst Commentary Recent research updates on Guidewire Software show a cluster of price target cuts following the latest earnings and guidance.
Analiz Makalesi • Jun 17

Guidewire Software (GWRE) Stock Could Be 49.8% Undervalued After Earnings Beat And Higher Guidance

Guidewire Software (GWRE) is back in focus after third quarter revenue exceeded market expectations and management raised full year guidance, citing stronger demand for its cloud platform and AI driven insurance solutions. See our latest analysis for Guidewire Software. Despite the strong third quarter update and new wins like Peel Mutual Insurance adopting Guidewire Cloud and embedded AI, Guidewire Software’s 1 year total shareholder return is down 52.68%, while the 3 year total shareholder...
Anlatı Güncellemesi • Jun 05

GWRE: Cloud And AI Adoption Will Offset Deal Timing Volatility

Analysts have trimmed Guidewire Software's aggregate price target by about $40 to $225, reflecting recent quarters where annualized recurring revenue trends and lumpy deal timing raised near term questions. At the same time, they continue to cite solid cloud traction and a healthy long term model.
Anlatı Güncellemesi • May 22

GWRE: AI And Cloud Migration Tailwinds Will Drive Long-Term Upside

Analysts have trimmed Guidewire Software's average price target by $41, reflecting sector wide software multiple compression. They also highlight solid execution, a clean beat and raise quarter, and what they view as strong positioning for AI driven demand.
Anlatı Güncellemesi • Apr 28

GWRE: AI Overhang And Software Repricing Will Shape Cloud Transition Outlook

The analyst price target for Guidewire has been trimmed by about $4 to reflect a lower assumed future P/E multiple, even as analysts highlight solid results, resilient ARR trends and sector wide software multiple compression as the main drivers of recent target resets around $175 to $250. Analyst Commentary Recent research points to a split view on Guidewire Software, with several firms trimming price targets while still pointing to solid execution and resilient annual recurring revenue trends.
Anlatı Güncellemesi • Apr 14

GWRE: AI Overhang And Software Repricing Will Set Up Cloud Upside

Guidewire Software's updated analyst price target moves from about $160 to roughly $142, as analysts cite sector wide software multiple compression and mixed price target revisions despite solid results and ongoing AI positioning. Analyst Commentary Recent research notes show a mix of support for Guidewire's business performance and more cautious views on the stock, as analysts adjust price targets to reflect sector wide software multiple compression and shifting sentiment around AI and vertical SaaS.
Anlatı Güncellemesi • Mar 31

GWRE: AI Sentiment And Multiple Compression Will Shape Cloud And Buyback Upside

Analysts have adjusted their price targets on Guidewire Software across a wide range, roughly between $175 and $250. They are responding to software multiple compression and AI related sentiment, while still pointing to recent quarters as "clean beats" with solid results and raised estimates.
Anlatı Güncellemesi • Mar 17

GWRE: Cloud And AI Adoption Will Support Resilient ARR Story

Guidewire's updated analyst price target has moved lower by about $34 to reflect sector wide software multiple compression, even as analysts highlight solid recent results, resilient ARR trends, and the company's positioning around AI as ongoing supports for the story. Analyst Commentary Recent research updates on Guidewire cluster around the same core message, with analysts adjusting price targets to reflect broader software multiple compression while still pointing to solid execution and resilient annual recurring revenue, or ARR, trends.
Anlatı Güncellemesi • Mar 03

GWRE: AI Disruption Fears Will Temper Cloud And Buyback Upside Potential

Analysts have trimmed their Guidewire price targets, with our fair value estimate moving from $172.15 to $160.00. This reflects sector wide caution around AI disruption and softer software sentiment, even as underlying growth and margin assumptions remain relatively stable.
Anlatı Güncellemesi • Feb 16

GWRE: AI And Cloud Adoption Will Drive Upside Despite Near Term Seasonality

Narrative Update Analysts have trimmed their price targets on Guidewire, with recent cuts such as $275 to $250 and $267 to $242. These changes reflect a reset of expectations, while still highlighting ongoing AI potential and solid cloud traction with major insurers.
Anlatı Güncellemesi • Feb 02

GWRE: Cloud Momentum And 2026 AI Themes Will Drive Long-Term Upside

Narrative update: Guidewire Software Analysts have trimmed their average price targets for Guidewire into the low to mid US$200s, citing valuation and limited near term catalysts. At the same time, they point to ongoing cloud momentum and longer term AI themes as key parts of the story.
Analiz Makalesi • Jan 30

Guidewire Software, Inc. (NYSE:GWRE) Shares May Have Slumped 27% But Getting In Cheap Is Still Unlikely

To the annoyance of some shareholders, Guidewire Software, Inc. ( NYSE:GWRE ) shares are down a considerable 27% in the...
Anlatı Güncellemesi • Jan 19

GWRE: Cloud Adoption And AI Agents Will Shape Long-Term Upside

Analysts have trimmed their fair value estimate for Guidewire Software from US$305 to US$300 as price targets across the Street move lower. They cite valuation, seasonality around the upcoming fiscal Q1 report, and a preference for broader AI themes, even as cloud momentum with large insurers remains a key part of the story.
Anlatı Güncellemesi • Jan 05

GWRE: Cloud Momentum And Seasonality Will Shape A Balanced Near Term Outlook

Analysts have modestly lowered their price target on Guidewire Software, trimming fair value estimates by about $24 to approximately $242 per share. They cite solid cloud momentum but limited near term upside to consensus forecasts due to seasonality and valuation constraints.
Analiz Makalesi • Jan 02

These 4 Measures Indicate That Guidewire Software (NYSE:GWRE) Is Using Debt Safely

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Anlatı Güncellemesi • Dec 14

GWRE: Cloud Adoption And AI Capabilities Will Drive Long-Term Upside

Analysts have modestly reduced their price target on Guidewire Software, trimming it by $25 to $242, as they balance evidence of solid cloud momentum with a more cautious stance on near term upside and valuation. Analyst Commentary Bullish analysts see the latest price target revision as a recalibration rather than a reversal of the long term thesis.
Analiz Makalesi • Dec 09

Here's Why Shareholders Will Not Be Complaining About Guidewire Software, Inc.'s (NYSE:GWRE) CEO Pay Packet

Key Insights Guidewire Software to hold its Annual General Meeting on 15th of December Total pay for CEO Mike Rosenbaum...
Anlatı Güncellemesi • Sep 21

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s analyst price target was raised to $268.38 as strong Q4 results, accelerating cloud deals, landmark client wins, and above-consensus long-term guidance reinforce market leadership and visibility. Analyst Commentary Multiple bullish analysts highlight Guidewire's strong Q4 results, with broad-based beats driven by a record number of cloud deals (19), accelerating bookings, and subscription revenue up 33% year-over-year.
Anlatı Güncellemesi • Sep 06

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s robust Q4 results—including accelerating subscription growth, margin expansion, and a major cloud migration deal—have driven analysts to raise conviction in its growth trajectory, resulting in a consensus price target increase from $249.79 to $264.31. Analyst Commentary Significant Q4 outperformance with broad-based beats, highlighted by accelerating bookings, strong subscription revenue growth (up 33% YoY), and expanding subscription gross margins (reaching 70%).
Seeking Alpha • Apr 27

Guidewire: Can Outperform In A Bear Market

Summary Guidewire Software is crisis resilient, growing steadily with strong financials, but its high valuation and cautious gen AI strategy make it a hold for now. The company provides on-prem and cloud solutions for insurance operations, with sticky services and low churn rates, even during crises. Despite high R&D spending, Guidewire's slow gen AI adoption risks losing market share to faster-moving competitors like ServiceNow. Current valuation is high; while it's a good short-term buy due to market volatility, long-term prospects are less attractive. Read the full article on Seeking Alpha

Gelir ve Gider Dağılımı

Guidewire Software nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.

Kazanç ve Gelir Geçmişi

NYSE:GWRE Gelir, gider ve kazançlar (USD Millions )
TarihGelirKazançlarG+A GiderleriAr-Ge Giderleri
31 Jul 261,475139457340
30 Apr 261,421160459334
31 Jan 261,342189446319
31 Oct 251,27292433306
31 Jul 251,20270415296
30 Apr 251,13735398288
31 Jan 251,085-17385281
31 Oct 241,03630377276
31 Jul 24980-6367269
30 Apr 24959-11357263
31 Jan 24926-51357259
31 Oct 23917-70353254
31 Jul 23905-112358250
30 Apr 23880-155362241
31 Jan 23870-167356237
31 Oct 22842-198357232
31 Jul 22813-180347229
30 Apr 22797-150322229
31 Jan 22764-130299225
31 Oct 21739-98275222
31 Jul 21743-67294201
30 Apr 21758-27244212
31 Jan 21762-21235210
31 Oct 20755-32231207
31 Jul 20742-27228201
30 Apr 20706-43223198
31 Jan 20701-21218193
31 Oct 19696-1209190
31 Jul 1972021205189
30 Apr 1975257207185
31 Jan 1973134204184
31 Oct 18725-12208181
31 Jul 18653-27200172
30 Apr 18589-62190162
31 Jan 18570-32183149
31 Oct 1752820166135
31 Jul 1751018166130
30 Apr 1747410158127
31 Jan 1745012154122
31 Oct 164369151118
31 Jul 1642415143112
30 Apr 1640911138107
31 Jan 163968131102
31 Oct 153831112799

Kaliteli Kazançlar: GWRE yüksek kaliteli kazançlar sağlıyor.

Büyüyen Kar Marjı: GWRE 'nin mevcut net kar marjları (9.4%) geçen yılın (5.8%) sinden daha yüksektir.

Serbest Nakit Akışı ve Kazanç Analizi

Geçmiş Kazanç Büyüme Analizi

Kazanç Eğilimi: GWRE son 5 yılda karlı hale geldi ve kazançlarını yıllık 65.3% oranında artırdı.

Büyüme Hızlandırma: GWRE 'un son bir yıldaki kazanç büyümesi ( 99.5% ) 5 yıllık ortalamasını (yıllık 65.3% ) aşıyor.

Kazançlar vs. Sektör: GWRE geçen yılki kazanç büyümesi ( 99.5% ) Software sektörünün 27.2% değerini aştı.

Özkaynak Getirisi

Yüksek ROE: GWRE 'nin Özsermaye Getirisi ( 11.7% ) düşük olarak değerlendiriliyor.

Varlık Getirisi

Kullanılan Sermaye Getirisi

Geçmişte güçlü performans gösteren şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/09/20 00:46
Gün Sonu Hisse Fiyatı2026/09/18 00:00
Kazançlar2026/07/31
Yıllık Kazançlar2026/07/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Guidewire Software, Inc. 23 Bu analistlerden 16, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Joseph VruwinkBaird
Michael FunkBofA Global Research
Madeline BrooksBofA Global Research