Lemonade (LMND) Hisse Özeti
Lemonade, Inc. Amerika Birleşik Devletleri, Avrupa, Louisiana ve Birleşik Krallık'ta çeşitli sigorta ürünleri sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 0/6 |
| Gelecekteki Büyüme | 5/6 |
| Geçmiş Performans | 0/6 |
| Finansal Sağlık | 5/6 |
| Temettüler | 0/6 |
Ödüller
Risk Analizi
Risk kontrollerimizden LMND için herhangi bir risk tespit edilmedi.
LMND Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$77.14
FV
8.6% değerinin altında içsel indirim177
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Lemonade, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$70.51 |
| 52 Haftanın En Yüksek Seviyesi | US$99.90 |
| 52 Haftanın En Düşük Seviyesi | US$35.70 |
| Beta | 1.79 |
| 1 Aylık Değişim | 26.23% |
| 3 Aylık Değişim | 29.49% |
| 1 Yıllık Değişim | 84.68% |
| 3 Yıllık Değişim | 277.26% |
| 5 Yıllık Değişim | -16.31% |
| Halka arzdan bu yana değişim | 1.58% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Jul 06
LMND: AI Expansion And Reinsurance Shift Will Expose Profitability Weakness
The analyst price target for Lemonade has been reset to $62.00 from $65.11, reflecting updated assumptions on discount rate, revenue growth, profit margins, and future P/E as analysts recalibrate their views following a mix of recent target increases and cuts across the Street. Analyst Commentary Recent Street research on Lemonade reflects a mix of optimism and caution, with some analysts lifting targets while others trim expectations.Seeking Alpha • Jul 02
Lemonade: This AI Insurance Darling Could Prove To Be A Disappointment
Summary Lemonade offers a lot of promise, but I believe that it has been overvalued given where things stand today. The use of AI, once a major competitive moat for Lemonade, has been eroded by other insurance companies using the same or similar strategies. Rapid expansion of its various market offerings leaves Lemonade open to execution risks. Lemonade's valuation metrics leave much to be desired, particularly when compared to its rivals. Read the full article on Seeking AlphaRecent updates
Anlatı Güncellemesi • Jul 06
LMND: AI Expansion And Reinsurance Shift Will Expose Profitability Weakness
The analyst price target for Lemonade has been reset to $62.00 from $65.11, reflecting updated assumptions on discount rate, revenue growth, profit margins, and future P/E as analysts recalibrate their views following a mix of recent target increases and cuts across the Street. Analyst Commentary Recent Street research on Lemonade reflects a mix of optimism and caution, with some analysts lifting targets while others trim expectations.Seeking Alpha • Jul 02
Lemonade: This AI Insurance Darling Could Prove To Be A Disappointment
Summary Lemonade offers a lot of promise, but I believe that it has been overvalued given where things stand today. The use of AI, once a major competitive moat for Lemonade, has been eroded by other insurance companies using the same or similar strategies. Rapid expansion of its various market offerings leaves Lemonade open to execution risks. Lemonade's valuation metrics leave much to be desired, particularly when compared to its rivals. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jun 22
LMND: AI Insurance Data Will Support Future Profitability Inflection
Analysts have adjusted their views on Lemonade, with shifts in price targets such as TD Cowen raising its target to $55 from $33 and others trimming expectations, reflecting updated assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research updates on Lemonade highlight a mixed, but increasingly engaged, view from Wall Street.Analiz Makalesi • Jun 19
Lemonade (LMND) Stock Could Be 9.6% Undervalued After Montana Renters Insurance Launch
Lemonade (LMND) has extended its renters insurance offering to Montana, giving the stock a fresh product expansion angle that investors can weigh against recent share performance and the company’s broader insurance footprint. See our latest analysis for Lemonade. The Montana launch comes as Lemonade’s share price has risen 9.02% over the past month but is still down 22.54% year to date, while the 1 year and 3 year total shareholder returns of 45.28% and over 200% highlight how sentiment has...Anlatı Güncellemesi • Jun 05
LMND: Autonomous Driving Data Will Drive Future Earnings Power
Analysts have trimmed their average price target on Lemonade to $75, down $5, citing slower premium growth across property and casualty peers. They also point to expectations that pricing and premiums could weaken further, even as their models still assume slightly higher revenue growth, modestly better profit margins, and a lower future P/E multiple.Anlatı Güncellemesi • May 20
LMND: Tesla Data Partnership Will Shape Future Earnings Power
Analysts trimmed Lemonade's fair value estimate by $6 to $92, reflecting lower revenue growth and profit margin expectations alongside a slightly higher discount rate, even as some still highlight potential benefits from partnerships and automation initiatives. Analyst Commentary Recent Street research on Lemonade has leaned cautious overall, with several firms cutting price targets in response to updated views on growth and profitability.
Anlatı Güncellemesi • May 02
LMND: Extended Profitability Timeline Will Constrain Benefits From Autonomous Data Partnership
Narrative Update on Lemonade Analysts have reduced their average price targets on Lemonade by a wide range, from $3 to $28, citing tempered expectations for revenue growth, a lower assumed future P/E multiple around 64, and ongoing questions about the costs needed to support partnerships and customer acquisition, even as some see potential for long term margin improvement. Analyst Commentary Recent research updates on Lemonade reflect a split view, with several bearish analysts trimming price targets and flagging execution and growth risks, even as a few larger firms highlight long term potential tied to partnerships and product expansion.Anlatı Güncellemesi • Apr 18
LMND: Tesla Partnership And Automation Push Will Shape Balanced Profit Outlook
Analysts have nudged Lemonade's fair value estimate lower by about $2 to $65.11, reflecting updated views on its long term earnings potential and evolving expectations around growth, profitability and future P/E multiples, following recent research on the Tesla partnership and the cost of pushing further into automation and bundled offerings. Analyst Commentary Recent Street research around Lemonade centers on how the Tesla partnership, automation push and bundling efforts could reshape the business over time, with valuation targets moving in both directions as analysts weigh execution risk against long term potential.Anlatı Güncellemesi • Apr 04
LMND: Extended Profitability Timeline Will Limit Benefits From Tesla Data Partnership
Analysts have nudged their price targets on Lemonade higher in recent weeks, including moves such as Morgan Stanley's shift to $85 and other target increases of $4 to $7. These changes reflect growing focus on the Tesla partnership, expected benefits from autonomous exposure, and ongoing debate around the cost and payoff of Lemonade's automation and bundling efforts.Anlatı Güncellemesi • Mar 21
LMND: Tesla Partnership Will Support Higher Earnings Power And Market Share
The analyst fair value estimate for Lemonade has increased from $85.00 to $98.00 as analysts factor in higher long term earnings potential tied to the Tesla partnership, ongoing auto insurance data advantages, and updated views on growth, margins, and future P/E assumptions. Analyst Commentary Recent Street research on Lemonade highlights a split in opinion, but there is a clear cluster of bullish analysts who see the Tesla partnership, data advantages in auto, and broader automation efforts as key drivers for long term earnings potential.Anlatı Güncellemesi • Mar 07
LMND: Extended Profitability Timeline Will Restrain Benefits From Automation And Tesla Partnership
Narrative Update: Lemonade Analyst Price Target Shift The Street price target framework for Lemonade has moved within a wide range, with individual firms adjusting their targets between $40 and $85. Analysts are weighing tougher assumptions around achieving 30%+ growth alongside improved underwriting, automation, and the potential impact of the Tesla partnership on the long-term earnings and P/E outlook.Anlatı Güncellemesi • Feb 21
LMND: Extended Profitability Timeline Will Undermine Automation And Partnership Upside
The Street's view on Lemonade has reset, with recent analyst updates pulling some price targets down to around $65, while others have lifted targets by $5 to $7 and up to $80. This reflects mixed reactions to near term profitability timing and growing interest in its automation driven insurance model and Tesla partnership.Anlatı Güncellemesi • Feb 06
LMND: Tesla Partnership And Sector Softness Will Likely Balance Profit Recovery Hopes
Narrative Update: Analyst Price Target Shift for Lemonade Analysts have nudged their price targets on Lemonade higher by up to US$7 in recent research, reflecting updated models around its Tesla partnership, evolving views on the auto insurance opportunity, and revised long term assumptions that keep fair value estimates broadly unchanged. Analyst Commentary Recent research paints a mixed picture of Lemonade, with several firms lifting price targets on the back of updated assumptions around its auto offering and the Tesla partnership, while others keep more cautious ratings in place.Analiz Makalesi • Jan 29
After Leaping 29% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 29% gain in the last month alone. The...Anlatı Güncellemesi • Jan 23
LMND: Future Sector Softness Will Likely Undermine Optimism Around Profit Recovery
The analyst price target for Lemonade has moved higher to reflect a fair value estimate of about $67.11 per share, with analysts pointing to updated profit margin assumptions, a lower implied future P/E multiple, and a series of recent price target increases across the Street as key drivers of the change. Analyst Commentary Recent research commentary on Lemonade focuses on how the company is progressing against long term execution goals, how quickly it can scale to justify current valuation, and how its business model might hold up through the insurance cycle.Anlatı Güncellemesi • Jan 08
LMND: Softening Property And Casualty Cycle Will Pressure Long Term Profitability
Narrative Update Our fair value estimate for Lemonade has moved from US$31.00 to US$33.00, reflecting analysts' higher price targets, including recent increases to US$80 and US$53 that are tied to updated insurance models and confidence in the company’s long term market share ambitions. Analyst Commentary Recent Street research around Lemonade highlights a split view.Anlatı Güncellemesi • Dec 23
LMND Will Balance Rising Market Share Expectations With Moderate Profit Improvement
We raise our fair value estimate for Lemonade to $85 from $60 per share, reflecting analysts' higher price targets and confidence that the company can sustain growth above the broader market and achieve modestly better long term profitability, despite slightly higher risk assumptions. Analyst Commentary Bullish analysts have steadily raised their price targets on Lemonade in recent months, signaling growing confidence in the company’s ability to execute on its long term roadmap.Anlatı Güncellemesi • Dec 09
LMND: Future Industry Softness Will Likely Restrain Profit Recovery Despite Raised Expectations
Lemonade's analyst price target has been nudged higher, from about $57.00 to roughly $57.63, as analysts highlight the company’s still-early growth phase, its growing market share ambitions, and incremental model updates that modestly improve long term growth and margin expectations. Analyst Commentary Recent research updates reflect a widening range of views on Lemonade, with some bullish analysts citing a long runway for growth and market share gains, while more cautious voices point to industry cyclicality and profitability risks.Analiz Makalesi • Dec 05
Lemonade, Inc. (NYSE:LMND) Looks Just Right With A 31% Price Jump
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 31% gain in the last month alone...Anlatı Güncellemesi • Nov 25
LMND: Weaker Industry Pricing Will Limit Near-Term Profit Recovery Prospects
The analyst price target for Lemonade has increased notably, rising from $49.63 to $57.00. Analysts cite the company's continued progress in building market share and adapting to evolving industry conditions.Anlatı Güncellemesi • Nov 07
LMND: Increased Competition Will Weigh On Profitability Amid Sector Transitions
Analysts have raised Lemonade's fair value estimate from $46.50 to $49.63, reflecting updated sector research that points to ongoing industry pricing shifts and renewed optimism for select personal lines insurers. Analyst Commentary Recent updates from leading brokerages indicate shifting views on Lemonade's prospects, as analysts respond to changing trends within the property and casualty insurance sector.Anlatı Güncellemesi • Oct 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Analysts have increased Lemonade's price target from $45.13 to $46.50, citing continued growth momentum and improving profitability metrics. Analyst Commentary Recent analyst updates reflect a mix of optimism and caution surrounding Lemonade's future.Anlatı Güncellemesi • Aug 23
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Lemonade’s analyst price target has been raised from $39.86 to $45.12, as improving growth in key segments and progress toward profitability are partially offset by competitive pressures and softening market conditions. Analyst Commentary Bullish analysts highlight continued strong growth in Lemonade's car insurance and European segments, as well as ongoing progress toward profitability and improving loss ratios.Anlatı Güncellemesi • Aug 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
The upward revision in Lemonade’s consensus price target primarily reflects an increase in its forward P/E multiple, while net profit margin remained steady, raising fair value from $33.00 to $35.33. What's in the News Lemonade launched Lemonade Car in Indiana, expanding its U.S. presence and now covering approximately 42% of the U.S. car insurance market.Seeking Alpha • Apr 07
Lemonade: An Incredible Small Cap At A Great Valuation
Summary Lemonade leverages AI and technology to disrupt traditional insurers, offering streamlined services and superior data collection, targeting a younger demographic under 35. LMND's cross-selling strategy boosts customer lifetime value and reduces acquisition costs, with significant potential in the car insurance market. Profitability inflection point expected by 2026, with strong metrics like premium per employee and customer per employee outpacing traditional competitors. Despite risks, including unprofitability and geographic concentration, LMND's valuation is attractive relative to incumbents, with substantial growth potential in international markets. Read the full article on Seeking Alpha
Yeni Anlatı • Mar 22
Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge
Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.Seeking Alpha • Feb 26
Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip
Summary Lemonade, Inc.'s Q4 results show strong growth in in force premium (IFP) and revenue, despite a challenging macro environment, signaling a buying opportunity amid the stock's recent dip. The company believes it has contained exposure to the LA wildfires, indicating a relatively digestible $20 million adjusted EBITDA loss in Q1. The company expects IFP to continue accelerating in FY25 to 28% y/y growth, while reiterating its goal of adjusted EBITDA profitability in FY26. Gross loss ratios also continue to trend downward for LMND, a signal of the company's diversified portfolio (including pet insurance, which is growing faster in the portfolio and produces less loss). Read the full article on Seeking AlphaSeeking Alpha • Jan 02
Lemonade: Great Small-Cap To Bet On In 2025 And Beyond
Summary Lemonade leverages AI to disrupt the insurance industry, achieving impressive growth and customer satisfaction, particularly among younger demographics. Despite being unprofitable, Lemonade's AI-driven efficiencies and expanding market opportunities, especially in car insurance, present significant long-term growth potential. Founder-led with substantial insider ownership, Lemonade's management team is committed to scaling the business and achieving profitability by 2027. Competitive risks and current unprofitability are concerns, but the company's innovative approach and market position justify a bullish outlook for long-term investors. Read the full article on Seeking AlphaSeeking Alpha • Nov 24
Lemonade: The Rising Stock For Aggressive Growth Investors
Summary Lemonade's downside risks are diminishing, and the potential for the company to thrive is increasing, as evidenced by its impressive third quarter 2024 results. LMND stock has surged around 168% since the end of October 2024, driven by accelerating top-line growth, increased profitability, and positive net cash flow. Short interest metrics have declined since late September, indicating that bearish arguments are losing traction as the market recognizes Lemonade's improving fundamentals. Despite lingering risks, Lemonade's valuation and growth prospects make it a compelling buy for risk-tolerant aggressive growth investors. Read the full article on Seeking AlphaSeeking Alpha • Nov 07
Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion
Summary Lemonade has continued to soar with excellent Q3 results, featuring an acceleration in in-force premium growth rates. The company’s diversification into pet and car insurance, plus European expansion, enhances its resilience and growth potential. Gross loss ratios continue to trend downward, and we note as well that the company has no exposure to Florida. Cash flow has just begun to tilt positive, another positive catalyst for the stock. Read the full article on Seeking AlphaHissedar Getirileri
| LMND | US Insurance | US Pazar | |
|---|---|---|---|
| 7D | -1.4% | -1.0% | 0.6% |
| 1Y | 84.7% | 4.7% | 19.5% |
Getiri vs. Endüstri: LMND geçen yıl % 4.7 oranında getiri sağlayan US Insurance sektörünü aştı.
Getiri vs Piyasa: LMND geçen yıl % 19.5 oranında getiri sağlayan US Piyasasını aştı.
Fiyat Oynaklığı
| LMND volatility | |
|---|---|
| LMND Average Weekly Movement | 9.6% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: LMND son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: LMND 'nin haftalık oynaklığı ( 10% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 2015 | 1,282 | Daniel Schreiber | www.lemonade.com |
Lemonade, Inc. Amerika Birleşik Devletleri, Avrupa, Louisiana ve Birleşik Krallık'ta çeşitli sigorta ürünleri sunmaktadır. Şirket, kiracılar ve ev sahipleri, bina, araba, evcil hayvan ve hayat sigortası ürünlerinin yanı sıra ev sahibi sigortası ürünleri de sunmaktadır. Ayrıca, çalınan veya hasar gören mülkler için sigorta ve bir kazadan veya başka bir kişiye veya mülklerine verilen zarardan sorumlu olmaları durumunda müşterilerini koruyan kişisel sorumluluk sigortası da sunmaktadır.
Lemonade, Inc. Temel Bilgiler Özeti
| LMND temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$5.40b |
| Kazançlar(TTM) | -US$138.90m |
| Gelir(TTM) | US$844.70m |
6.4x
P/S Oranı-39.0x
F/K OranıLMND aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| LMND gelir tablosu (TTM) | |
|---|---|
| Gelir | US$844.70m |
| Gelir Maliyeti | US$394.90m |
| Brüt Kâr | US$449.80m |
| Diğer Giderler | US$588.70m |
| Kazançlar | -US$138.90m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | -1.81 |
| Brüt Marj | 53.25% |
| Net Kâr Marjı | -16.44% |
| Borç/Özkaynak Oranı | 34.7% |
LMND uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/10 00:23 |
| Gün Sonu Hisse Fiyatı | 2026/07/10 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Lemonade, Inc. 20 Bu analistlerden 10, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Ross Sandler | Barclays |
| Tracy Dolin-Benguigui | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |