TransUnion (TRU) Hisse Özeti
TransUnion, risk ve bilgi çözümleri sunan küresel bir tüketici kredi raporlama kuruluşu olarak faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 3/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 3/6 |
| Temettüler | 0/6 |
TRU Community Fair Values
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Analyst Price Targets
TransUnion Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$76.33 |
| 52 Haftanın En Yüksek Seviyesi | US$99.39 |
| 52 Haftanın En Düşük Seviyesi | US$63.37 |
| Beta | 1.55 |
| 1 Aylık Değişim | 9.17% |
| 3 Aylık Değişim | 12.47% |
| 1 Yıllık Değişim | -19.64% |
| 3 Yıllık Değişim | -3.98% |
| 5 Yıllık Değişim | -33.37% |
| Halka arzdan bu yana değişim | 200.51% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Jun 26
TRU: Gen Z Credit Tailwinds Will Support Future Earnings Rebound
Analysts have reduced their fair value estimate for TransUnion from $114.00 to $108.00, citing updated assumptions around revenue growth, profit margins, and a lower future P/E multiple. What’s in the News for TransUnion TransUnion analysis highlights Gen Z as the fastest growing segment in the Canadian credit market, with delinquencies showing signs of stabilizing and mortgage balances continuing to climb, source: TransUnion Canada study on credit trends.Seeking Alpha • Jun 24
Credit Bureaus Remain Powerful, But TransUnion Offers The Better Setup Over Equifax
Summary TransUnion offers the most compelling risk-adjusted return among credit bureaus, driven by identity, fraud, and international growth optionality. TRU's OneTru platform and exposure to emerging markets, especially India and Mexico, position it for outsized returns if execution is strong. Equifax boasts the strongest single asset with The Work Number, but is more cyclical, less diversified, and currently the most expensive. Experian remains the highest-quality operator, yet its consumer-facing platform faces the greatest AI disruption risk among the three. Read the full article on Seeking AlphaAnaliz Makalesi • Jun 17
TransUnion (TRU) Stock Could Be 23.5% Undervalued After Peace Deal Rally
TransUnion (TRU) stock moved higher after a peace deal announced by the Trump Administration coincided with falling yields and a broad market rally, drawing fresh attention to the company’s recent business and leadership updates. See our latest analysis for TransUnion. Even after today's move, TransUnion’s share price at US$68.92 remains well below its level at the start of the year. The year-to-date share price return is down 17.29% and the 1-year total shareholder return is down 18.31%...Recent updates
Anlatı Güncellemesi • Jun 26
TRU: Gen Z Credit Tailwinds Will Support Future Earnings Rebound
Analysts have reduced their fair value estimate for TransUnion from $114.00 to $108.00, citing updated assumptions around revenue growth, profit margins, and a lower future P/E multiple. What’s in the News for TransUnion TransUnion analysis highlights Gen Z as the fastest growing segment in the Canadian credit market, with delinquencies showing signs of stabilizing and mortgage balances continuing to climb, source: TransUnion Canada study on credit trends.Seeking Alpha • Jun 24
Credit Bureaus Remain Powerful, But TransUnion Offers The Better Setup Over Equifax
Summary TransUnion offers the most compelling risk-adjusted return among credit bureaus, driven by identity, fraud, and international growth optionality. TRU's OneTru platform and exposure to emerging markets, especially India and Mexico, position it for outsized returns if execution is strong. Equifax boasts the strongest single asset with The Work Number, but is more cyclical, less diversified, and currently the most expensive. Experian remains the highest-quality operator, yet its consumer-facing platform faces the greatest AI disruption risk among the three. Read the full article on Seeking AlphaAnaliz Makalesi • Jun 17
TransUnion (TRU) Stock Could Be 23.5% Undervalued After Peace Deal Rally
TransUnion (TRU) stock moved higher after a peace deal announced by the Trump Administration coincided with falling yields and a broad market rally, drawing fresh attention to the company’s recent business and leadership updates. See our latest analysis for TransUnion. Even after today's move, TransUnion’s share price at US$68.92 remains well below its level at the start of the year. The year-to-date share price return is down 17.29% and the 1-year total shareholder return is down 18.31%...
Anlatı Güncellemesi • Jun 06
TRU: Cloud Data Partnerships Will Offset Legal Overhang And Support Future Upside
Analysts have trimmed their price target on TransUnion by about $1 to $90.10, reflecting updated assumptions for revenue growth, profit margins, and future P/E that keep the overall outlook relatively consistent. What's in the News TransUnion reported Q1 2026 adjusted earnings of $1.18 per share and updated full year guidance, including expected 2026 revenue of $5.1b to $5.135b and diluted EPS of $4.04 to $4.11, along with guidance for Q2 2026 that includes expected revenue of $1.271b to $1.283b and diluted EPS of $0.61 to $0.64.Anlatı Güncellemesi • May 21
TRU: AI Data Solutions Will Offset Legal Overhang And Support Future Upside
Analysts have trimmed their price target on TransUnion by about $1 to roughly $91. This reflects updated assumptions for slightly higher discount rates, modestly softer revenue growth and profit margins, and a small adjustment to the expected future P/E multiple.Analiz Makalesi • May 09
We Think That There Are Issues Underlying TransUnion's (NYSE:TRU) Earnings
TransUnion ( NYSE:TRU ) announced strong profits, but the stock was stagnant. We did some digging, and we found some...Anlatı Güncellemesi • Apr 24
TRU: AI Data Solutions And Fraud Controls Will Drive Future Upside
Analysts have slightly reduced their average price target on TransUnion from $93.25 to about $92.29, reflecting updated assumptions for revenue growth, profitability, the discount rate, and the future P/E. What's in the News Launched Digital Business Profile, a single portal that distributes small business details across more than 80 directories, maps, apps and social platforms.Yeni Anlatı • Apr 13
AI And Global Platform Transformation Will Drive Powerful Long Term Tailwinds
Catalysts About TransUnion TransUnion provides credit, fraud, marketing and consumer data solutions that help businesses assess risk and engage customers. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Apr 10
TRU: AI Credit Analytics And Fraud Controls Will Support Future Upside Potential
Analysts have trimmed their TransUnion fair value estimate by about $1 to $93.25 as a slightly higher discount rate, modestly softer revenue growth and profit margin inputs, and a marginally higher future P/E assumption are reflected in updated models. What's in the News Launched TruIQ Credit Strategy Studio, a self-service prescreen tool that lets lender marketing teams build, test and deploy campaigns in one place.Anlatı Güncellemesi • Mar 26
TRU: AI Analytics And Fraud Prevention Will Support Stronger Future Returns
Analysts have kept their $94.60 price target for TransUnion unchanged, citing updated assumptions that reflect a slightly higher discount rate, a modestly revised revenue growth outlook, and a small adjustment to expected future P/E and profit margin levels. What's in the News Launched TruLookup for Real Estate, a mobile first app that combines ownership verification, fraud checks, safety screening and prospecting tools for real estate professionals, with rollout planned through participating associations and brokerages in early April (Key Developments).Anlatı Güncellemesi • Mar 12
TRU: AI Credit Analytics And Rental Data Will Support Stronger Returns
Analysts have trimmed their price target for TransUnion from $94.75 to $94.60, reflecting slightly higher discount rate assumptions, modestly revised revenue growth expectations of about 8.58%, and a small adjustment to projected profit margins and future P/E levels. What's in the News TransUnion introduced a 99 cent price point per mortgage origination score for VantageScore 4.0, positioning the product as a lower cost option for lenders and aligning with Federal Housing Finance Agency efforts to support score competition and homebuyer affordability.Anlatı Güncellemesi • Feb 25
TRU: Rental Data And Media Partnerships Will Support Stronger Future Returns
Analysts have trimmed their price target on TransUnion to $94.75 from $105.25 as they now apply slightly higher discount rates, slightly softer revenue growth and profit margin assumptions, and a lower future P/E multiple in their valuation work. What's in the News The board declared a quarterly cash dividend of $0.125 per share for Q4 2025, payable on March 13, 2026, to shareholders of record on February 26, 2026 (company announcement).
Yeni Anlatı • Feb 14
AI And Data Monetization Will Shape A Stable Long Term Outlook
Catalysts About TransUnion TransUnion provides credit, fraud, marketing and consumer data solutions that help lenders and businesses make risk and customer decisions. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Feb 09
TRU: Fraud And Rental Data Solutions Will Support Stronger Future Returns
Analysts have nudged their price target on TransUnion slightly lower from US$105.50 to US$105.25, citing updated assumptions for discount rates, revenue growth, profit margins and forward P/E multiples. What's in the News TransUnion is partnering with FrontLobby to incorporate rental payment data into its alternative data reporting system, allowing on time rent payments to appear on credit reports in a separate rental category and giving housing providers more visibility into tenant performance, with FrontLobby members reporting up to a 92% reduction in delinquencies.Anlatı Güncellemesi • Jan 25
TRU: Fraud And Device Risk Solutions Will Support Stronger Future Returns
Analysts have trimmed their price target for TransUnion to about $105.50 from roughly $106.60, citing modest tweaks to assumptions around the discount rate, revenue growth, profit margins and future P/E expectations. What's in the News TransUnion reported breakthrough results from a collaboration with Actable that used TruAudience Marketing Solutions data to improve AI marketing model fit by 10% and cut false positives by 19.5% for a major retailer's win back campaign.Anlatı Güncellemesi • Jan 10
TRU: Advanced Fraud Solutions And Guidance Will Drive Stronger Future Shareholder Returns
Analysts have slightly reduced their fair value estimate for TransUnion from US$107.25 to US$106.60, reflecting updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. What's in the News TransUnion introduced major upgrades to its Device Risk solution, adding cross session device identification without relying on cookies, adaptive machine learning models, and advanced anomaly detection aimed at helping businesses spot risky devices and fraud patterns in real time (Product related announcement).Analiz Makalesi • Jan 05
TransUnion's (NYSE:TRU) Returns Have Hit A Wall
If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Ideally, a...Anlatı Güncellemesi • Dec 16
TRU: Expanded Buybacks Will Drive Stronger Future Shareholder Returns
Analysts have nudged their price target on TransUnion slightly higher, lifting estimated fair value by about $0.30 per share to $107.25. They are factoring in marginally faster revenue growth and a modestly richer future earnings multiple, despite a slight compression in projected profit margins and discount rate.Anlatı Güncellemesi • Dec 01
TRU: Expanded Buyback and Product Launches Will Drive Shareholder Returns
Analysts have maintained TransUnion's price target at $106.95, citing stable projections in revenue growth, profit margin, and the discount rate as supporting factors for their unchanged outlook. What's in the News TransUnion announced a strategic partnership with Snappt, integrating Snappt's Applicant Trust Platform into TruVision Resident Screening to enhance income verification and tenant screening (Client Announcements).Anlatı Güncellemesi • Nov 17
TRU: Expanded Partnerships And Equity Buyback Will Drive Shareholder Upside
Narrative Update on TransUnion Analysts have modestly increased their price target for TransUnion to $106.95 per share, up from $106.70. This change reflects slight adjustments in revenue growth expectations and updated financial assumptions.Anlatı Güncellemesi • Nov 02
TRU: Raised Buyback Plan And Inclusive Mortgage Data Will Drive Upside
Analysts have slightly reduced their price target for TransUnion from $107.00 to $106.70, citing updated expectations for revenue growth and profitability. What's in the News TransUnion raised its 2025 full-year earnings guidance, projecting 8% to 8.5% revenue growth.Anlatı Güncellemesi • Oct 18
Digital Transformation And India Expansion Will Drive Future Opportunities
Analysts have lowered their price target for TransUnion from $111.80 to $107.00. This change reflects more cautious assumptions on revenue growth and profit margins, even though the discount rate has been only slightly reduced.Anlatı Güncellemesi • Oct 04
Digital Transformation And India Expansion Will Drive Future Opportunities
Analysts have slightly reduced their price target for TransUnion to $111.80 from $113.15, citing modest adjustments to long-term growth and risk assumptions in their updated outlook. What's in the News TransUnion (NYSE:TRU) added to S&P 1000 (Key Developments) Joined S&P 400, S&P 400 Industrials (Sector), and S&P 400 Professional Services (Industry) (Key Developments) Included in S&P Composite 1500 (Key Developments) Company repurchased 494,500 shares between April 1, 2025 and July 15, 2025, completing a buyback of 557,853 shares for $47 million (Key Developments) Issued new financial guidance for Q3 and full year 2025, projecting revenues between $1,115 million and $1,135 million for Q3, and $4,432 million to $4,472 million for the year (Key Developments) Valuation Changes The consensus analyst price target has decreased modestly from $113.15 to $111.80.Analiz Makalesi • Sep 08
Does TransUnion (NYSE:TRU) Have A Healthy Balance Sheet?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Analiz Makalesi • Jul 25
Is TransUnion (NYSE:TRU) Trading At A 49% Discount?
Key Insights Using the 2 Stage Free Cash Flow to Equity, TransUnion fair value estimate is US$192 TransUnion's US$98.43...Hissedar Getirileri
| TRU | US Professional Services | US Pazar | |
|---|---|---|---|
| 7D | -2.5% | -1.2% | 0.6% |
| 1Y | -19.6% | -22.8% | 19.5% |
Getiri vs. Endüstri: TRU geçen yıl % -22.8 oranında getiri sağlayan US Professional Services sektörünü aştı.
Getiri vs Piyasa: TRU geçen yıl % 19.5 oranında getiri sağlayan US Piyasasının altında performans gösterdi.
Fiyat Oynaklığı
| TRU volatility | |
|---|---|
| TRU Average Weekly Movement | 5.9% |
| Professional Services Industry Average Movement | 7.8% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: TRU son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: TRU 'nin haftalık oynaklığı ( 6% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1968 | 13,500 | Chris Cartwright | www.transunion.com |
TransUnion, risk ve bilgi çözümleri sunan küresel bir tüketici kredi raporlama kuruluşu olarak faaliyet göstermektedir. Şirket, ABD Piyasaları ve Uluslararası olmak üzere iki segmentte faaliyet göstermektedir. ABD Piyasaları segmenti, finansal hizmetler endüstrisi için kredi raporlama, kredi pazarlama, analitik ve danışmanlık, kimlik doğrulama ve kimlik doğrulama ve borç kurtarma çözümleri; sigorta, teknoloji, perakende ve e-ticaret, telekomünikasyon, medya, kiracı ve istihdam taraması, tahsilatlar ve kamu sektörleri için pazara özel çözümlerin yanı sıra işe alım ve işlem işleme ürünleri, puanlama ve analitik ürünler, pazarlama çözümleri, dolandırıcılık ve kimlik yönetimi çözümleri ve müşteri tutma çözümleri sunmaktadır.
TransUnion Temel Bilgiler Özeti
| TRU temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$14.78b |
| Kazançlar(TTM) | US$704.40m |
| Gelir(TTM) | US$4.73b |
20.9x
F/K Oranı3.1x
P/S OranıTRU aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| TRU gelir tablosu (TTM) | |
|---|---|
| Gelir | US$4.73b |
| Gelir Maliyeti | US$1.95b |
| Brüt Kâr | US$2.78b |
| Diğer Giderler | US$2.08b |
| Kazançlar | US$704.40m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 28, 2026
| Hisse başına kazanç (EPS) | 3.65 |
| Brüt Marj | 58.83% |
| Net Kâr Marjı | 14.90% |
| Borç/Özkaynak Oranı | 114.1% |
TRU uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
0.7%
Mevcut Temettü Verimi10%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/09 01:02 |
| Gün Sonu Hisse Fiyatı | 2026/07/09 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
TransUnion 28 Bu analistlerden 21, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |