Update shared on 17 Nov 2025
Fair value Increased 0.23%Narrative Update on TransUnion
Analysts have modestly increased their price target for TransUnion to $106.95 per share, up from $106.70. This change reflects slight adjustments in revenue growth expectations and updated financial assumptions.
What's in the News
- TransUnion launched its Credit Washing Solution to help financial institutions detect and combat the growing issue of credit washing. The company is leveraging machine learning to identify risk indicators across consumers and lenders (Key Developments).
- TransUnion raised its full-year 2025 earnings guidance, now expecting 8% to 8.5% revenue growth, reported revenue of $4,524 million to $4,544 million, and diluted EPS of $2.21 to $2.26 (Key Developments).
- The company increased its equity buyback authorization by $500 million, bringing total authorization to $1,000 million, and repurchased over 2.2 million shares since July 2025 (Key Developments).
- TransUnion introduced lower-cost mortgage credit score alternatives and enhancements, with the goal of increasing competition and expanding homeownership through solutions such as VantageScore 4.0 and the TruIQ analytics platform (Key Developments).
- An expanded partnership with RPM Living will bring TransUnion's TruVision Resident Screening solution to 188,000 housing units. This will provide data-driven screening for multifamily properties (Key Developments).
Valuation Changes
- Consensus Analyst Price Target has risen slightly to $106.95 per share, up from $106.70.
- Discount Rate increased modestly to 7.74%, up from 7.58% previously.
- Revenue Growth expectation has improved marginally to 8.18%, compared to the earlier 8.10%.
- Net Profit Margin edged down to 14.99%, compared to 15.01% previously.
- Future P/E ratio is largely unchanged at 30.32x, up from 30.29x.
Disclaimer
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