TRU logo

TransUnion Stock Price

NYSE:TRU Community·US$13.1b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 15 Fair Values set on narratives written by author

TRU Share Price Performance

US$67.00
-21.86 (-24.60%)
US$90.10
Fair Value
US$67.00
-21.86 (-24.60%)
25.6% undervalued intrinsic discount
US$90.10
Fair Value
Price US$67.00
AnalystConsensusTarget US$90.10
AnalystLowTarget US$78.00
AnalystHighTarget US$114.00

TRU Community Narratives

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Fair Value US$90.1 25.6% undervalued intrinsic discount

TRU: Raised Buyback Plan And Inclusive Mortgage Data Will Drive Upside

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·
Fair Value US$78 14.1% undervalued intrinsic discount

AI And Data Monetization Will Shape A Stable Long Term Outlook

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Fair Value US$108 38.0% undervalued intrinsic discount

AI And Global Platform Transformation Will Drive Powerful Long Term Tailwinds

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US$108
38.0% undervalued intrinsic discount
Revenue
13.63% p.a.
Profit Margin
13.33%
Future PE
27.47x
Price in 2029
US$135.77
US$90.1
25.6% undervalued intrinsic discount
Revenue
8.54% p.a.
Profit Margin
14.31%
Future PE
24.53x
Price in 2029
US$113.51
US$78
14.1% undervalued intrinsic discount
Revenue
7% p.a.
Profit Margin
13.25%
Future PE
24.27x
Price in 2029
US$97.69

Trending Discussion

Updated Narratives

TRU logo

TRU: Gen Z Credit Tailwinds Will Support Future Earnings Rebound

Fair Value: US$108 38.0% undervalued intrinsic discount
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TRU logo

TRU: Cloud Data Partnerships Will Offset Legal Overhang And Support Future Upside

Fair Value: US$90.1 25.6% undervalued intrinsic discount
7 users have set this as their fair value
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AI And Data Monetization Will Shape A Stable Long Term Outlook

Fair Value: US$78 14.1% undervalued intrinsic discount
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Snowflake Analysis

Very undervalued with proven track record.

2 Risks
5 Rewards

TransUnion Key Details

US$4.7b

Revenue

US$1.9b

Cost of Revenue

US$2.8b

Gross Profit

US$2.1b

Other Expenses

US$704.4m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
3.65
58.83%
14.90%
114.1%
View Full Analysis

About TRU

Founded
1968
Employees
13500
CEO
Christopher Cartwright
WebsiteView website
www.transunion.com

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Recent TRU News & Updates

Seeking Alpha Jun 24

Credit Bureaus Remain Powerful, But TransUnion Offers The Better Setup Over Equifax

Summary TransUnion offers the most compelling risk-adjusted return among credit bureaus, driven by identity, fraud, and international growth optionality. TRU's OneTru platform and exposure to emerging markets, especially India and Mexico, position it for outsized returns if execution is strong. Equifax boasts the strongest single asset with The Work Number, but is more cyclical, less diversified, and currently the most expensive. Experian remains the highest-quality operator, yet its consumer-facing platform faces the greatest AI disruption risk among the three. Read the full article on Seeking Alpha
Analysis Article Jun 17

TransUnion (TRU) Stock Could Be 23.5% Undervalued After Peace Deal Rally

TransUnion (TRU) stock moved higher after a peace deal announced by the Trump Administration coincided with falling yields and a broad market rally, drawing fresh attention to the company’s recent business and leadership updates. See our latest analysis for TransUnion. Even after today's move, TransUnion’s share price at US$68.92 remains well below its level at the start of the year. The year-to-date share price return is down 17.29% and the 1-year total shareholder return is down 18.31%...

Recent updates

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