Truist Financial (TFC) Hisse Özeti
Bir finansal hizmetler şirketi olan Truist Financial Corporation, Güneydoğu ve Orta Atlantik Amerika Birleşik Devletleri'nde bankacılık ve güven hizmetleri sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 5/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 2/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 6/6 |
Ödüller
Risk Analizi
Risk kontrollerimizden TFC için herhangi bir risk tespit edilmedi.
TFC Community Fair Values
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Analyst Price Targets
Truist Financial Corporation Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$49.82 |
| 52 Haftanın En Yüksek Seviyesi | US$56.20 |
| 52 Haftanın En Düşük Seviyesi | US$40.79 |
| Beta | 0.88 |
| 1 Aylık Değişim | 3.34% |
| 3 Aylık Değişim | 6.66% |
| 1 Yıllık Değişim | 12.71% |
| 3 Yıllık Değişim | 58.71% |
| 5 Yıllık Değişim | -8.45% |
| Halka arzdan bu yana değişim | 942.74% |
Son Haberler & Güncellemeler
Seeking Alpha • 1h
Truist Financial Preferreds Update: Hold Ratings Stay Even With Better Yields
Summary Truist Financial Corporation receives a Sell rating due to underwhelming total return despite offering the highest current yield among peers. All three TFC $25 par preferreds—Series I, O, and R—are non-cumulative, BBB- rated, past call, and offer yields between 6.2% and 6.5%. Preferred dividend coverage is robust at 16.6x net income, and common equity coverage of preferred par is a strong 12x. I kept the preferreds with a Hold rating. While the yields are attractive and up from last fall, other regional banks still offer higher yields. Current market and rate dynamics favor fixed-rate preferreds with call protection, but TFC's preferreds offer low yields reflecting their safety and call risk. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jun 24
TFC: Excess Capital And Digital Initiatives Will Drive Future Risk Reward Upside
The updated analyst price target for Truist Financial increases by about $0.20. This reflects a mix of raised and lowered Street targets as analysts refine their assumptions about discount rates, revenue growth, profit margins, and future P/E expectations.Recent updates
Seeking Alpha • 1h
Truist Financial Preferreds Update: Hold Ratings Stay Even With Better Yields
Summary Truist Financial Corporation receives a Sell rating due to underwhelming total return despite offering the highest current yield among peers. All three TFC $25 par preferreds—Series I, O, and R—are non-cumulative, BBB- rated, past call, and offer yields between 6.2% and 6.5%. Preferred dividend coverage is robust at 16.6x net income, and common equity coverage of preferred par is a strong 12x. I kept the preferreds with a Hold rating. While the yields are attractive and up from last fall, other regional banks still offer higher yields. Current market and rate dynamics favor fixed-rate preferreds with call protection, but TFC's preferreds offer low yields reflecting their safety and call risk. Read the full article on Seeking AlphaAnlatı Güncellemesi • Jun 24
TFC: Excess Capital And Digital Initiatives Will Drive Future Risk Reward Upside
The updated analyst price target for Truist Financial increases by about $0.20. This reflects a mix of raised and lowered Street targets as analysts refine their assumptions about discount rates, revenue growth, profit margins, and future P/E expectations.Anlatı Güncellemesi • Jun 08
TFC: Excess Capital And Digital Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged lower by a modest $0.01, as analysts recalibrated assumptions following a mix of recent target cuts and downgrades, balanced against a few target increases from other firms. Analyst Commentary Recent research on Truist Financial reflects a split view, with some analysts trimming targets or ratings on valuation concerns, while others have modestly raised targets after revisiting their assumptions.Anlatı Güncellemesi • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.Anlatı Güncellemesi • Apr 20
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.Anlatı Güncellemesi • Apr 06
TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.Anlatı Güncellemesi • Mar 23
TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns
The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.Anlatı Güncellemesi • Mar 08
TFC: Excess Capital And Buybacks Are Expected To Drive Higher ROTCE
The analyst price target for Truist Financial edges slightly lower to $57.00 from $57.11, as analysts weigh higher capital costs against unchanged growth and margin assumptions, while pointing to excess capital, planned buybacks, and improving return targets in recent research updates. Analyst Commentary Recent Street research on Truist Financial shows a mix of optimism around capital deployment and earnings power, alongside some caution on guidance and execution timing.Anlatı Güncellemesi • Feb 22
TFC: Excess Capital And Buybacks May Support ROTCE While Credit Risks Persist
Analysts have nudged their fair value estimate for Truist Financial higher to $57.11 from $56.13, citing sizable excess capital, rising loan growth expectations, and growing buyback potential as key supports for the higher price target backdrop. Analyst Commentary Recent Street research on Truist Financial has turned more constructive, with multiple firms lifting price targets and some shifting to more positive ratings.Anlatı Güncellemesi • Feb 08
TFC: Cost Actions And Buybacks May Support ROTCE Despite Credit Uncertainty
Analysts have nudged their price targets for Truist Financial higher, reflected in our fair value estimate moving from US$55.31 to US$56.13. They highlight improving profitability assumptions, a slightly lower discount rate, modestly stronger revenue growth expectations, healthier profit margins, and a somewhat lower future P/E multiple in recent research updates.Anlatı Güncellemesi • Jan 25
TFC: Cost Efficiency And Buybacks Will Support Higher Future ROTCE
Analysts have nudged their price targets for Truist Financial higher, reflected in a modest fair value move from about US$55.11 to US$55.31, as they point to cost structure improvements, capital build, buyback support, and expectations for improved returns in the coming years. Analyst Commentary Recent research points to a generally constructive tone on Truist Financial, with several bullish analysts raising price targets and upgrading ratings, while a smaller group strikes a more cautious note around guidance and execution risk.Anlatı Güncellemesi • Jan 10
TFC: Cost Discipline And Capital Returns Will Support Improving ROTCE Outlook
Analysts have raised their blended price target for Truist Financial from US$50.88 to about US$55.11. They cite updated views on margin resilience, return on equity potential, and valuation, supported by a series of recent target hikes and upgrades that highlight improving fundamentals and capital return plans.Anlatı Güncellemesi • Dec 15
TFC: Higher ROTCE And Cost Discipline Will Guide Balanced Outlook
Analysts have nudged their price target on Truist Financial slightly higher, citing an improved return on tangible common equity outlook that supports a modest fair value increase to about $50.88 per share from roughly $50.55 previously. Analyst Commentary Bullish analysts highlight that the incremental price target increase, even if modest, reflects growing conviction that Truist can deliver better returns on tangible common equity over the next few quarters.Anlatı Güncellemesi • Nov 30
TFC: Higher ROTCE And Stable Performance Will Shape Outlook Amid Industry Headwinds
Analysts have raised their price target for Truist Financial by $1 to $49, citing improved return on tangible common equity in their latest estimates. Analyst Commentary Bullish analysts have highlighted several positive developments for Truist Financial following the updated price target.Anlatı Güncellemesi • Nov 16
TFC: Returns On Tangible Common Equity Will Drive Upside Momentum
Truist Financial's analyst price target has seen a modest increase to $49, up $1 from prior estimates. Analysts point to improved returns on tangible common equity and incremental progress in key financial metrics.Anlatı Güncellemesi • Nov 01
TFC: Operational Changes And Discipline In Profitability Will Drive Future Shareholder Returns
The analyst consensus price target for Truist Financial has been revised upward by nearly $1 to $50.50. Analysts cite improved return on tangible common equity estimates and moderately higher revenue growth expectations, which are offset by a slight dip in profit margin.Anlatı Güncellemesi • Oct 17
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Truist Financial's analyst price target has been modestly raised from $49.25 to $49.53. Analysts cite improved revenue growth estimates but note ongoing challenges with profitability and competitive positioning.Anlatı Güncellemesi • Oct 03
Digital Adoption And Sunbelt Expansion Will Advance Market Position
The average analyst price target for Truist Financial has been modestly raised from $48.69 to $49.25. Analysts cite ongoing adjustments to growth expectations and mixed performance metrics as key factors supporting a slightly higher valuation.Yeni Anlatı • Jul 20
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Digital adoption and technology investments are reducing operational costs, improving efficiency, and positioning Truist for ongoing revenue and margin expansion.Seeking Alpha • Apr 17
Truist Financial: Q1 Earnings And Valuation Prompt A Rating Upgrade
Summary Truist Financial Corporation's Q1 2025 earnings report was solid, with disciplined expense management leading to positive operating leverage - despite a 3.2% decline in net revenues. The bank's asset quality remains strong, with stable nonperforming assets and net charge-offs in line with larger competitor U.S. Bancorp. Continued share buybacks, totaling $500 million in Q1 and likely $750 million in Q2, underline management's confidence in the bank's fundamentals. I upgraded TFC stock to "buy" due to its attractive valuation and cost management progress, but will keep it in a small position for the sake of proper risk management. Read the full article on Seeking AlphaSeeking Alpha • Mar 11
Truist: True Rewards Come With Risks
Summary Truist Financial Corporation shows improved topline growth after repositioning its investment portfolio. TFC maintains good liquidity, asset quality, and impressive capital adequacy, ensuring financial stability and resilience. The stock is trading below its book value per share, presenting a buying opportunity with a target price of $45.25 and the potential for a rebound. Technical indicators suggest a buying opportunity despite weak momentum, with potential for price recovery supported by historical RSI patterns and Fibonacci retracement levels. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Truist: Strong Net Interest Margins Coupled With High Loan Quality
Summary The bank’s ten-year median net interest margin is steady at 3.1%, reflecting the bank’s diversification and consistent loan quality. The decade-long NPL ratio outperforms peers, underscoring its effective credit risk management. The historical loan-to-deposit ratio implies a solid funding profile. Truist Financial Corp., based on the current valuation, is anticipated to deliver a five-year annual return of 14.5%. Read the full article on Seeking AlphaSeeking Alpha • Dec 31
Truist: After A Sector-Wide Rerating, The Hard Work Is Still To Come
Summary After a sector-wide rerating, I'm more cautious on Truist as the upside is increasingly tied to successfully deploying surplus capital and regaining loan/deposit share in highly competitive Southeast markets. Truist's growth depends heavily on core lending and banking after selling its insurance brokerage, but weak customer satisfaction and lost market share are concerning. Management's focus on deploying surplus capital into commercial and consumer banking is logical, but growth may disappoint without improved customer service/satisfaction levels. While Truist is modestly undervalued on long-term core growth of 4%-5%, full value realization may require activist investor involvement and better customer service strategies. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings
Summary Truist Financial Corporation will report its second-quarter results on Monday, July 22, before the market opens. In this update, I share what I expect from Truist's Q2 results — especially given the solid Q2 report from rival U.S. Bancorp. I take a fresh look at the utilization of the Bank Term Funding Program, under which the Federal Reserve ceased making new loans in March. I also explain why I am no longer buying TFC stock, despite its seemingly still low valuation. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Truist Financial Q3 Preview: Core Banking Trends Become Even More Important
Summary Truist Financial will report third quarter earnings pre-market on Thursday, October 17. Analysts expect roughly flat EPS. Having disposed of its remaining stake in Truist Insurance Holdings, Truist is now a NII-heavy bank with greater long-term sensitivity to interest rates. On the plus side, Truist's current balance sheet composition can drive reasonable net interest margin expansion in the coming easing cycle. At ~11.6x consensus 2024 EPS, the stock looks roughly fair value based on a ~10% hurdle rate. Read the full article on Seeking AlphaHissedar Getirileri
| TFC | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 0.3% | 1.0% | 0.3% |
| 1Y | 12.7% | 21.8% | 19.9% |
Getiri vs. Endüstri: TFC geçen yıl % 21.8 oranında getiri sağlayan US Banks sektörünün gerisinde kaldı.
Getiri vs Piyasa: TFC geçen yıl % 19.9 oranında getiri sağlayan US Piyasasının altında performans gösterdi.
Fiyat Oynaklığı
| TFC volatility | |
|---|---|
| TFC Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
İstikrarlı Hisse Senedi Fiyatı: TFC son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: TFC 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1872 | 37,899 | Bill Rogers | www.truist.com |
Bir finansal hizmetler şirketi olan Truist Financial Corporation, Güneydoğu ve Orta Atlantik Amerika Birleşik Devletleri'nde bankacılık ve güven hizmetleri sunmaktadır. Şirket, Tüketici ve Küçük İşletme Bankacılığı ve Toptan Bankacılık olmak üzere iki segmentte faaliyet göstermektedir. Mevduat ürünleri arasında faizsiz çek, faizli çek, tasarruf ve para piyasası mevduat hesaplarının yanı sıra mevduat sertifikaları ve bireysel emeklilik hesapları bulunmaktadır.
Truist Financial Corporation Temel Bilgiler Özeti
| TFC temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$63.02b |
| Kazançlar(TTM) | US$5.19b |
| Gelir(TTM) | US$18.66b |
12.0x
F/K Oranı1.0x
P/B OranıTFC aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| TFC gelir tablosu (TTM) | |
|---|---|
| Gelir | US$18.66b |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$18.66b |
| Diğer Giderler | US$13.46b |
| Kazançlar | US$5.19b |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 17, 2026
| Hisse başına kazanç (EPS) | 4.17 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 27.84% |
| Borç/Özkaynak Oranı | 110.5% |
TFC uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
4.2%
Mevcut Temettü Verimi51%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/06/30 22:09 |
| Gün Sonu Hisse Fiyatı | 2026/06/30 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Truist Financial Corporation 45 Bu analistlerden 15, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |