Citizens Financial Group (CFG) Hisse Özeti
Citizens Financial Group, Inc. Amerika Birleşik Devletleri'nde bireylere, küçük işletmelere, orta ölçekli şirketlere, büyük şirketlere ve kurumlara bireysel ve ticari bankacılık ürünleri ve hizmetleri sağlayan bir banka holding şirketi olarak faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 3/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 5/6 |
Ödüller
Risk Analizi
Risk kontrollerimizden CFG için herhangi bir risk tespit edilmedi.
CFG Community Fair Values
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Analyst Price Targets
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Tommorow Morning will be a Beat added to their records.
Citizens Financial is currently $43.60. They will be releasing their quarterly report tomorrow morning during Pre-Market.
View narrativeUS$86.72
FV
18.0% değerinin altında içsel indirim15.00%
Revenue growth p.a.
75
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Citizens Financial Group, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$71.12 |
| 52 Haftanın En Yüksek Seviyesi | US$72.94 |
| 52 Haftanın En Düşük Seviyesi | US$45.91 |
| Beta | 1.0 |
| 1 Aylık Değişim | 6.71% |
| 3 Aylık Değişim | 10.42% |
| 1 Yıllık Değişim | 51.42% |
| 3 Yıllık Değişim | 129.64% |
| 5 Yıllık Değişim | 61.64% |
| Halka arzdan bu yana değişim | 208.15% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Jul 15
CFG: Future Returns Will Hinge On Q2 Delivery And Mixed Rate Backdrop
Analysts have nudged their price targets on Citizens Financial Group higher overall, with the updated fair value estimate rising from about $74.62 to roughly $76.71. They are factoring in slightly stronger profit margin assumptions and a modestly higher future P/E multiple, partially offset by more muted revenue growth expectations under a higher-for-longer rate backdrop.Anlatı Güncellemesi • Jun 30
CFG: Future Returns Will Hinge On Earnings Delivery Versus Mixed Street Conviction
The Analyst Price Target for Citizens Financial Group has moved higher from $72.91 to $74.62, as analysts factor in firmer revenue momentum, a slightly richer assumed future P/E, and modestly stronger profit margin assumptions supported by recent research updates across the Street. Analyst Commentary Recent research on Citizens Financial Group shows a mix of optimism and caution as analysts reassess earnings power, revenue trends, and valuation ahead of upcoming results.Seeking Alpha • Jun 30
Citizens Financial: A Comparison Among The Company's Outstanding Preferred Shares
Summary Citizens Financial Group has three series of outstanding preferred shares: CFG.PR.E and CFG.PR.H are fixed-rate preferred shares, while CFG.PR.I is a fixed-rate reset preferred share. Preferred dividend obligations are well covered, with net income providing over 15x coverage, while preferred equity accounts for less than 10% of Citizens Financial Group's total equity capital. The yield divergence between CFG's preferred shares and the common shares is much more pronounced, enhancing their appeal for income-focused investors while increasing the opportunity cost of allocating to equity. CFG.PR.E possesses materially better economic characteristics despite offering a slightly lower yield than its fixed-rate peer, CFG.PR.H. Although CFG.PR.I has a lower duration, a lower current yield, and a higher call risk relative to CFG.PR.E more than offset that duration advantage. Read the full article on Seeking AlphaRecent updates
Anlatı Güncellemesi • Jul 15
CFG: Future Returns Will Hinge On Q2 Delivery And Mixed Rate Backdrop
Analysts have nudged their price targets on Citizens Financial Group higher overall, with the updated fair value estimate rising from about $74.62 to roughly $76.71. They are factoring in slightly stronger profit margin assumptions and a modestly higher future P/E multiple, partially offset by more muted revenue growth expectations under a higher-for-longer rate backdrop.Anlatı Güncellemesi • Jun 30
CFG: Future Returns Will Hinge On Earnings Delivery Versus Mixed Street Conviction
The Analyst Price Target for Citizens Financial Group has moved higher from $72.91 to $74.62, as analysts factor in firmer revenue momentum, a slightly richer assumed future P/E, and modestly stronger profit margin assumptions supported by recent research updates across the Street. Analyst Commentary Recent research on Citizens Financial Group shows a mix of optimism and caution as analysts reassess earnings power, revenue trends, and valuation ahead of upcoming results.Seeking Alpha • Jun 30
Citizens Financial: A Comparison Among The Company's Outstanding Preferred Shares
Summary Citizens Financial Group has three series of outstanding preferred shares: CFG.PR.E and CFG.PR.H are fixed-rate preferred shares, while CFG.PR.I is a fixed-rate reset preferred share. Preferred dividend obligations are well covered, with net income providing over 15x coverage, while preferred equity accounts for less than 10% of Citizens Financial Group's total equity capital. The yield divergence between CFG's preferred shares and the common shares is much more pronounced, enhancing their appeal for income-focused investors while increasing the opportunity cost of allocating to equity. CFG.PR.E possesses materially better economic characteristics despite offering a slightly lower yield than its fixed-rate peer, CFG.PR.H. Although CFG.PR.I has a lower duration, a lower current yield, and a higher call risk relative to CFG.PR.E more than offset that duration advantage. Read the full article on Seeking AlphaAnaliz Makalesi • Jun 19
Citizens Financial Group (CFG) Stock Could Be 8% Undervalued After Strong Quarterly Growth
Citizens Financial Group (CFG) is back in focus after reporting quarterly revenue of US$1.97b and year over year net profit growth of 42.35%, paired with a very high level of institutional ownership. See our latest analysis for Citizens Financial Group. Citizens Financial Group’s recent quarterly update and leadership changes in investor relations come against a backdrop of firm share price momentum, with a 30 day share price return of 9.38% and a 1 year total shareholder return of 67.59%...Anlatı Güncellemesi • Jun 16
CFG: Future Returns Will Depend On Execution Versus Mixed Street Expectations
Analysts have adjusted the fair value estimate for Citizens Financial Group stock slightly lower, trimming the implied price target by about $0.37 as they balance modest tweaks to revenue growth, profit margin, and future P/E assumptions reflected in recent mixed Street research. Analyst Commentary Recent Street research on Citizens Financial Group shows a split view, with several firms adjusting price targets in both directions and one high profile addition to a conviction list.Anlatı Güncellemesi • Jun 01
CFG: Future Upside Will Hinge On Efficiency Gains And Capital Returns
Analysts have nudged their fair value estimate for Citizens Financial Group higher to $73.28, a change of about $0.46, as recent price target revisions and updated views on revenue growth, profit margin, and future P/E assumptions reshape expectations for the stock. Analyst Commentary Recent Street research on Citizens Financial Group shows both optimism and caution around the stock, with several firms adjusting price targets and ratings in different directions.Anlatı Güncellemesi • Apr 23
CFG: Future Upside Will Hinge On Credit Quality And Capital Returns
The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.Anlatı Güncellemesi • Apr 07
CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks
Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.Anlatı Güncellemesi • Mar 24
CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks
Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.Anlatı Güncellemesi • Mar 09
CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns
Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.Anlatı Güncellemesi • Feb 23
CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty
Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.Anlatı Güncellemesi • Feb 08
CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution
Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.Anlatı Güncellemesi • Jan 25
CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside
Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.Anlatı Güncellemesi • Jan 09
CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook
The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.Anlatı Güncellemesi • Dec 16
CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook
Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.Anlatı Güncellemesi • Nov 29
CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook
The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.Anlatı Güncellemesi • Nov 15
CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside
The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.Anlatı Güncellemesi • Oct 31
CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum
The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.Analiz Makalesi • Oct 18
Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46
Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...Anlatı Güncellemesi • Oct 17
AI And Digital Banking Will Improve Operational Efficiency
The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.Anlatı Güncellemesi • Oct 03
AI And Digital Banking Will Improve Operational Efficiency
The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.Anlatı Güncellemesi • Sep 09
AI And Digital Banking Will Improve Operational Efficiency
Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.Analiz Makalesi • Jul 21
Citizens Financial Group (NYSE:CFG) Has Affirmed Its Dividend Of $0.42
Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will pay a dividend of $0.42 per share on the 14th of...Seeking Alpha • Jan 17
Citizens Financial Group: Much Better Options Out There
Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking AlphaSeeking Alpha • Dec 30
Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart
Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking AlphaSeeking Alpha • Oct 16
Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued
Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking AlphaSeeking Alpha • Jul 11
Citizens Financial Group Q2 Preview: Potential Reserve Build Is A Source Of Caution (Downgrade)
Summary Citizens Financial Group shares have performed well, up 36% in the past year, approaching my target of $37.50, as it has weathered the regional banking crisis well. Q1 results showed stable funding but slow asset growth, given non-core run-off; reserves appear low. My Q2 earnings analysis suggests a potential in-line quarter, with questions about reserves and the pace of loan growth. With shares near fair value and a strong Q2 earnings catalyst unlikely, I am downgrading shares to a hold. Read the full article on Seeking AlphaHissedar Getirileri
| CFG | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 3.7% | 3.6% | 0.8% |
| 1Y | 51.4% | 24.5% | 20.5% |
Getiri vs. Endüstri: CFG geçen yıl % 23.3 oranında getiri sağlayan US Banks sektörünü aştı.
Getiri vs Piyasa: CFG geçen yıl % 19.6 oranında getiri sağlayan US Piyasasını aştı.
Fiyat Oynaklığı
| CFG volatility | |
|---|---|
| CFG Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: CFG son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: CFG 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1828 | 17,398 | Bruce Van Saun | www.citizensbank.com |
Citizens Financial Group, Inc. Amerika Birleşik Devletleri'nde bireylere, küçük işletmelere, orta ölçekli şirketlere, büyük şirketlere ve kurumlara bireysel ve ticari bankacılık ürünleri ve hizmetleri sağlayan bir banka holding şirketi olarak faaliyet göstermektedir. Şirket, Tüketici Bankacılığı ve Ticari Bankacılık olmak üzere iki segmentte faaliyet göstermektedir. Tüketici Bankacılığı segmenti mevduat ürünleri, ipotek ve ev kredisi ürünleri, kredi kartları, işletme kredileri ve varlık yönetimi hizmetleri; eğitim ve satış noktası finansmanı kredileri ve dijital mevduat ürünleri sunmaktadır.
Citizens Financial Group, Inc. Temel Bilgiler Özeti
| CFG temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$29.74b |
| Kazançlar(TTM) | US$1.83b |
| Gelir(TTM) | US$7.89b |
16.4x
F/K Oranı1.2x
P/B OranıCFG aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| CFG gelir tablosu (TTM) | |
|---|---|
| Gelir | US$7.89b |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$7.89b |
| Diğer Giderler | US$6.05b |
| Kazançlar | US$1.83b |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 16, 2026
| Hisse başına kazanç (EPS) | 4.33 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 23.23% |
| Borç/Özkaynak Oranı | 47.1% |
CFG uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
2.6%
Mevcut Temettü Verimi41%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/15 02:56 |
| Gün Sonu Hisse Fiyatı | 2026/07/15 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Citizens Financial Group, Inc. 35 Bu analistlerden 10, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| null null | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |