Regions Financial (RF) Hisse Özeti
Bir finansal holding şirketi olan Regions Financial Corporation, bireysel ve kurumsal müşterilere çeşitli bankacılık ve ilgili ürün ve hizmetler sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 5/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 3/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 5/6 |
Ödüller
Risk Analizi
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RF Community Fair Values
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Analyst Price Targets
Regions Financial Corporation Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$27.71 |
| 52 Haftanın En Yüksek Seviyesi | US$31.53 |
| 52 Haftanın En Düşük Seviyesi | US$20.79 |
| Beta | 1.03 |
| 1 Aylık Değişim | -2.26% |
| 3 Aylık Değişim | -7.82% |
| 1 Yıllık Değişim | 29.67% |
| 3 Yıllık Değişim | 59.44% |
| 5 Yıllık Değişim | 18.57% |
| Halka arzdan bu yana değişim | 1,006.38% |
Son Haberler & Güncellemeler
Seeking Alpha • May 04
Regions Financial: When Smaller Bests Bigger
Summary Regions Financial demonstrates disciplined organic growth, focusing on Southeast U.S. markets and technological upgrades rather than M&A expansion. RF's Q1 results show sequential and year-over-year growth in both deposits (+0.3% QoQ, +2% YoY) and loans (+2.3% YoY), with improved credit quality. The loan-to-deposit ratio rose to 75%, still conservative but trending toward a more competitive stance, supporting a robust earnings outlook. RF offers a 3.74% yield, strong dividend growth, active buybacks, and is expected to deliver 12% additional returns by year-end at fair value. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Apr 25
RF: Mixed P/E Views And Governance Reforms Will Shape Future Risk Reward
Analysts have nudged their price targets on Regions Financial higher, with the updated fair value estimate moving from about $29.97 to $30.69, citing revised assumptions around revenue growth, profitability and a lower future P/E multiple. Analyst Commentary Recent Street research on Regions Financial has been mixed, with several firms lifting their price targets while others have trimmed theirs.Anlatı Güncellemesi • Apr 10
RF: Credit Trends, Buybacks And Governance Changes Will Shape Future Risk Reward
Analysts have nudged their blended price target for Regions Financial down by about $0.75, reflecting slightly lower revenue growth assumptions and a modestly reduced forward P/E, even as projected profit margins edge higher. Analyst Commentary Recent Street research on Regions Financial shows a cluster of price target reductions alongside a smaller group of upward revisions, pointing to a mixed but engaged analyst view on valuation, execution and growth prospects.Recent updates
Seeking Alpha • May 04
Regions Financial: When Smaller Bests Bigger
Summary Regions Financial demonstrates disciplined organic growth, focusing on Southeast U.S. markets and technological upgrades rather than M&A expansion. RF's Q1 results show sequential and year-over-year growth in both deposits (+0.3% QoQ, +2% YoY) and loans (+2.3% YoY), with improved credit quality. The loan-to-deposit ratio rose to 75%, still conservative but trending toward a more competitive stance, supporting a robust earnings outlook. RF offers a 3.74% yield, strong dividend growth, active buybacks, and is expected to deliver 12% additional returns by year-end at fair value. Read the full article on Seeking AlphaAnlatı Güncellemesi • Apr 25
RF: Mixed P/E Views And Governance Reforms Will Shape Future Risk Reward
Analysts have nudged their price targets on Regions Financial higher, with the updated fair value estimate moving from about $29.97 to $30.69, citing revised assumptions around revenue growth, profitability and a lower future P/E multiple. Analyst Commentary Recent Street research on Regions Financial has been mixed, with several firms lifting their price targets while others have trimmed theirs.Anlatı Güncellemesi • Apr 10
RF: Credit Trends, Buybacks And Governance Changes Will Shape Future Risk Reward
Analysts have nudged their blended price target for Regions Financial down by about $0.75, reflecting slightly lower revenue growth assumptions and a modestly reduced forward P/E, even as projected profit margins edge higher. Analyst Commentary Recent Street research on Regions Financial shows a cluster of price target reductions alongside a smaller group of upward revisions, pointing to a mixed but engaged analyst view on valuation, execution and growth prospects.Anlatı Güncellemesi • Mar 27
RF: Credit Trends And Buybacks Will Drive Future Upside Potential
The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.Anlatı Güncellemesi • Mar 12
RF: Credit Costs And Buybacks Will Shape Future Upside Balance
Analysts have nudged their average price target on Regions Financial modestly higher, with moves such as $2 to $2.50 target increases at several firms, partly offset by a $1 trim elsewhere, reflecting a mixed but generally constructive view on valuation, credit risk, and earnings power. Analyst Commentary Recent research on Regions Financial has become more divided, with some firms lifting price targets while others shift to more cautious ratings.Anlatı Güncellemesi • Feb 25
RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance
Analysts have nudged their average price target on Regions Financial higher, with the model fair value estimate moving from about $30.66 to $30.94 as they factor in slightly stronger expected revenue growth, a modest adjustment to future P/E assumptions, and updated views from both recent target hikes and downgrades across the Street. Analyst Commentary Recent Street research on Regions Financial shows a mix of optimism around long term fundamentals and caution around nearer term execution and credit trends.Anlatı Güncellemesi • Feb 10
RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance
Analysts have raised their average price targets on Regions Financial by a few dollars, reflecting updated views around slightly higher fair value, modest tweaks to revenue growth and discount rate assumptions, as well as a small shift in expected profit margins and future P/E multiples. Analyst Commentary Recent research on Regions Financial has been mixed, with some firms lifting price targets while others have downgraded the stock or trimmed their expectations.Anlatı Güncellemesi • Jan 26
RF: Buybacks, Credit Costs And Guidance Reliability Will Shape Future Balance
Analysts have inched their average price target for Regions Financial higher by about US$0.10. This reflects a blend of higher individual targets from firms citing potential for improved profitability and operating leverage, and lower or more cautious targets from others focused on guidance risks, credit trends, and what they view as a relatively full valuation.Anlatı Güncellemesi • Jan 12
RF: Buybacks, Credit Costs And M&A Perception Will Shape Future Balance
Analysts have modestly lifted their average price target on Regions Financial to about US$30.28 from roughly US$29.12. This reflects a slightly higher fair value estimate and updated assumptions on growth, profitability, and future P/E, even as opinions remain mixed on near term catalysts and credit risk.Anlatı Güncellemesi • Dec 19
RF: M&A Buyer Perception And Deposit Competition Will Shape Balanced Outlook
Analysts have modestly reduced their price target for Regions Financial to $27 from $30, citing a narrower upside profile amid elevated M&A expectations for likely bank acquirers and rising competitive pressures on the company’s low cost Southeast deposit base. Analyst Commentary Analysts are parsing the implications of the rating change in the context of both valuation and strategic optionality, with views divided on how much upside remains while the bank M&A cycle is active.Anlatı Güncellemesi • Nov 18
RF: Net Interest Margin Improvement Will Drive Further Upside Through 2026
Analysts have modestly increased their price target for Regions Financial, raising it to $28 from $27. They cite factors such as shifting M&A dynamics, evolving competitive risks in key Southeast markets, and expectations for continued net interest margin improvement over the coming years.Anlatı Güncellemesi • Nov 02
RF: Loan And Deposit Expansion Will Drive Sun Belt Earnings Momentum
Analysts have lowered their price target for Regions Financial from $29.10 to $28.45, citing heightened uncertainty around M&A activity and potential risks to deposit bases in key Southeast markets. Analyst Commentary Street research on Regions Financial continues to reflect a split between optimism about the bank's fundamental prospects and caution regarding possible headwinds in the current banking environment.Anlatı Güncellemesi • Oct 17
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Analysts have slightly lowered their average price target for Regions Financial to $29.10 from $29.14, citing tempered upside potential. The bank is viewed as an acquirer in the current M&A market and faces some risks from competitive pressures in key deposit markets.Anlatı Güncellemesi • Oct 03
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Analysts have raised their price target for Regions Financial from $28.75 to $29.14, citing steady net interest income growth, higher projected profits, and positive fee trends. These factors support a constructive outlook on the bank's fundamentals.Anlatı Güncellemesi • Sep 11
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Region Financial’s consensus price target saw a slight upward revision to $28.75, as analysts cited improved fundamentals, favorable macro and regulatory conditions, expected loan growth, and higher projected earnings, reflecting continued optimism toward large bank outperformance. Analyst Commentary Bullish analysts cite a constructive macro backdrop, deregulation, improved banking fundamentals, favorable sentiment, expected M&A activity, and a forecast for solid loan growth in the second half.Seeking Alpha • Apr 15
Regions Financial: Capital Is A Focus Ahead Of Q1
Summary Shares of Regions Financial have dropped 30% from their highs, erasing gains, with Q1 earnings on April 17th a critical opportunity to stabilize sentiment. Despite operating in a favorable geography, recent growth has been sluggish, with flat deposits and higher funding costs impacting net interest income and EPS. Weak deposit and loan growth, coupled with potential credit losses, pose risks to Q1 and full-year earnings, limiting upside potential. RF's capital position is weakened by unrealized losses, constraining balance sheet flexibility, making it less attractive compared to peers. Read the full article on Seeking AlphaSeeking Alpha • Feb 02
Regions Financial: Investors Can Bank On The Long-Term Prospects
Summary After earnings have declined over the last three years, Regions Financial is expected to increase profits by at least 10% over the next two. Regions Financial currently holds over $39.4 billion in non-interest-bearing deposits, which represents over 31% of its total deposit base. That percentage is significantly larger than similar accounts for its peers. The company's top strength can be found in its geographic footprint. Regions Bank has its branches in the fastest-growing areas of the US, which should provide ample growth opportunities. While I do not expect RF stock to be a short-term home run, the prospects for the next three to five years for Regions Financial appear to be promising. I give the stock a buy rating. Read the full article on Seeking AlphaSeeking Alpha • Dec 07
Regions Financial: NIM Expansion Offset By Slow Asset Growth (Rating Upgrade)
Summary Regions Financial shares have surged 53% in the past year, outperforming other regional banks, despite my initial concerns about deposit flows. RF's Q3 earnings beat expectations, driven by stabilizing deposits and strategic actions to boost net interest income, though future earnings growth is crucial. Reinvesting fixed securities can continue to boost NIM and modestly grow interest income, and RF may tactically take further losses to accelerate this process. Challenges include tepid deposit and loan growth, higher funding costs, and credit quality risks, particularly in commercial real estate exposure. With stable deposits and a secure 3.8% yield, RF is rated a "hold," but shares closer to 10x earnings or below $24 are more attractive. Read the full article on Seeking AlphaSeeking Alpha • Oct 05
Regions Financial's Best Feature Remains Its Deposit Base
Summary Alabama-based Regions Financial has a top tier funding profile thanks to a very attractive deposit base. Other aspects of its business appear a bit more average, though Regions can well afford this given its very low cost of funding versus peers. Regions' current earnings power looks like a reasonable reflection of its longer-term potential. At 11x EPS and ~1.6x TBV ex-AOCI, the stock looks ballpark fair value. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Regions Financial: Stable Dividend Opportunity To Hold Well-Capitalized Regional Bank
Summary Regions Financial has a proven dividend growth and dividend stability, with strong liquidity and cash to support its sustainability. The bank exceeds minimum regulatory capital requirements, and has solid liquidity. Regions showed potential to grow in non-interest segments like fees from wealth clients and mortgages. The macro effect of Fed rate cuts could benefit these banks in terms of lower funding costs and higher demand for loans. The stock is trading double-digit percentages above its moving average, and nearing its 10-year-high, which may limit upside. Read the full article on Seeking AlphaSeeking Alpha • Aug 03
Regions Financial: The Newly Issued Preferred Shares Offer A 6.98% Yield
Summary Regions Financial is a sizable regional bank with more than $150 billion in assets and low exposure to commercial real estate. The bank performed well in Q2, with net interest income increasing slightly and non-interest expenses decreasing significantly. Regions Financial recently issued new preferred shares with a fixed rate for the first five years and a reset based on the five-year US treasury rate plus a mark-up. Read the full article on Seeking AlphaSeeking Alpha • Jul 02
Regions Financial Likely To Remain Sleepy Until Rate Cut Expectations Fire Up Again
Summary Regions Financial is stuck in a tortoise-vs-hare rut today, with ongoing pressure on net interest margin and minimal loan growth momentum likely to drive comparatively weak pre-provision profit performance. Regions has once again proven out the strength of its deposit franchise, outperforming peers on deposit costs and reaping a wider spread between loan and deposit betas. Management expects credit costs to peak in Q2'24, and thus far office and multifamily are not causing major issues. Regions is poised to deliver above-peer growth when rates eventually fall, and 3% to 4% long-term core growth can support a mid-$20's fair value today. Read the full article on Seeking AlphaSeeking Alpha • Apr 21
Regions Financial Offers 5% Dividend Yield At A Low Payout Ratio
Summary Regions Financial is a regional bank with over $150B in assets, focused on commercial & Industrial loans. The bank saw a decrease in net interest income in Q1, but made up for it with decreased non-interest expenses. The bank's exposure to commercial real estate is relatively low, and it has a strong balance sheet with ample cash reserves. Read the full article on Seeking AlphaSeeking Alpha • Apr 02
Regions Financial: Strong Profitability With Limited Exposure To CRE
Summary Regions Financial remains one of the most profitable regional banks with 13.17% ROE. Office CRE exposure remains relatively low at 1.5% of total loans. Falling interest rates to reduce balance sheet risks and impact minimally NII in 2024. Even if CRE meltdown occurs, RF is exposed to SunBelt region where occupancy rates are stronger. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
Regions Financial: Portfolio Well Positioned For Potential Rate Cut
Summary Regions Financial appears to be well-positioned to stabilize NII and grow in 2H24. Management is focused on managing costs and deposit repricing, which will positively impact NII. My revised DCF model suggests a target price of $30. Read the full article on Seeking AlphaSeeking Alpha • Nov 13
Regions Financial: A Strong Q3 Performance But I Remain On The Sidelines
Summary Regions Financial is a large regional bank operating primarily in the South, Midwest, and Texas, with the highest number of branch locations in Florida. The bank's net interest income increased by a low single-digit percentage in the third quarter of this year. The preferred shares of Regions Financial could be attractive to income-focused investors, with a current preferred dividend yield of approximately 6.85%. Read the full article on Seeking AlphaHissedar Getirileri
| RF | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 3.4% | 1.9% | -0.8% |
| 1Y | 29.7% | 21.3% | 27.1% |
Getiri vs. Endüstri: RF geçen yıl % 21.3 oranında getiri sağlayan US Banks sektörünü aştı.
Getiri vs Piyasa: RF geçen yıl % 27.1 oranında getiri sağlayan US Piyasasını aştı.
Fiyat Oynaklığı
| RF volatility | |
|---|---|
| RF Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: RF son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: RF 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1971 | 19,910 | John Turner | www.regions.com |
Bir finansal holding şirketi olan Regions Financial Corporation, bireysel ve kurumsal müşterilere çeşitli bankacılık ve ilgili ürün ve hizmetler sunmaktadır. Üç segment aracılığıyla faaliyet göstermektedir: Kurumsal Banka, Tüketici Bankası ve Varlık Yönetimi. Kurumsal Banka segmenti, ticari ve endüstriyel, ticari gayrimenkul ve yatırımcı gayrimenkul kredileri gibi ticari bankacılık hizmetleri; ekipman kiralama finansmanı; mevduat ürünleri; menkul kıymet yüklenimi ve plasmanı gibi sermaye piyasası faaliyetleri; ve kurumsal, orta piyasa ve ticari gayrimenkul geliştiricileri ve yatırımcılarına kredi sendikasyonu ve plasmanı, döviz, türev, birleşme ve satın alma ve diğer danışmanlık hizmetleri sunmaktadır.
Regions Financial Corporation Temel Bilgiler Özeti
| RF temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$23.49b |
| Kazançlar(TTM) | US$2.14b |
| Gelir(TTM) | US$7.18b |
11.1x
F/K Oranı1.4x
P/B OranıRF aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| RF gelir tablosu (TTM) | |
|---|---|
| Gelir | US$7.18b |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$7.18b |
| Diğer Giderler | US$5.04b |
| Kazançlar | US$2.14b |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 17, 2026
| Hisse başına kazanç (EPS) | 2.50 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 29.74% |
| Borç/Özkaynak Oranı | 43.0% |
RF uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
3.8%
Mevcut Temettü Verimi43%
Ödeme OranıRF güvenilir bir temettü ödüyor mu?
RF temettü geçmişine ve kıyaslamalara bakın| Regions Financial temettü tari̇hleri̇ | |
|---|---|
| Eski Temettü Tarihi | Jun 01 2026 |
| Temettü Ödeme Tarihi | Jul 01 2026 |
| Eski temettüye kadar geçen günler | 9 days |
| Temettü ödeme tarihine kadar geçen günler | 39 days |
RF güvenilir bir temettü ödüyor mu?
RF temettü geçmişine ve kıyaslamalara bakınŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/21 14:58 |
| Gün Sonu Hisse Fiyatı | 2026/05/21 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Regions Financial Corporation 43 Bu analistlerden 14, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Kevin Heal | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |