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OFG BancorpNYSE:OFG Stok Raporu

Piyasa Değeri US$2.1b
Hisse Fiyatı
n/a
1Y11.1%
7D0.6%
1D-1.3%
Portföy Değeri
​
Görünüm

OFG Bancorp

NYSE:OFG Stok Raporu

Piyasa değeri: US$2.1b

OFG Bancorp (OFG) Hisse Özeti

Bir finansal holding şirketi olan OFG Bancorp, Amerika Birleşik Devletleri'nde bir dizi bankacılık ve finansal hizmet sunmaktadır. Daha fazla detay

Ödüller

Adil değer tahminimizden 54.3% daha düşük bir oranda işlem görüyor

Kazançlar son 5 yılda yılda 10.8% oranında arttı

Rakiplerine ve sektöre kıyasla iyi değerde işlem görüyor

Risk Analizi

Önümüzdeki 3 yıl boyunca kazançların yılda ortalama 5.5% oranında düşmesi öngörülüyor

Kararsız temettü geçmişi


OFG Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

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OFG Bancorp Rakipler

Fiyat Geçmişi ve Performans

Hisse fiyatlarındaki yükseliş, düşüş ve değişimlerin özeti OFG Bancorp
Tarihsel hisse senedi fiyatları
Güncel Hisse FiyatıUS$49.48
52 Haftanın En Yüksek SeviyesiUS$50.66
52 Haftanın En Düşük SeviyesiUS$35.71
Beta0.71
1 Aylık Değişim6.94%
3 Aylık Değişim18.63%
1 Yıllık Değişim11.12%
3 Yıllık Değişim82.72%
5 Yıllık Değişim126.56%
Halka arzdan bu yana değişim3,779.72%

Son Haberler & Güncellemeler

Anlatı Güncellemesi • Jun 17

OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price

Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.
Seeking Alpha • Jun 03

OFG Bancorp: Further Progress Is Needed To Justify An Upgrade

Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jun 02

OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk

Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.

Recent updates

Anlatı Güncellemesi • Jun 17

OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price

Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.
Seeking Alpha • Jun 03

OFG Bancorp: Further Progress Is Needed To Justify An Upgrade

Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jun 02

OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk

Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.
Anlatı Güncellemesi • Apr 28

OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance

OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.
Anlatı Güncellemesi • Apr 12

OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance

Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.
Anlatı Güncellemesi • Mar 28

OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance

Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.
Anlatı Güncellemesi • Mar 13

OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance

Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.
Anlatı Güncellemesi • Feb 27

OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook

Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.
Anlatı Güncellemesi • Feb 13

OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings

Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.
Analiz Makalesi • Feb 01

OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35

OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...
Anlatı Güncellemesi • Jan 30

OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside

Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.
Anlatı Güncellemesi • Jan 15

OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns

Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.
Analiz Makalesi • Mar 20

OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...
Seeking Alpha • Feb 08

OFG Bancorp: The Picture Looks Better Than I Previously Thought

Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 29

OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook

Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
User avatar
Yeni Anlatı • Oct 20

Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges

The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.
Seeking Alpha • Oct 15

OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate

Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking Alpha
Analiz Makalesi • Oct 14

Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analiz Makalesi • Jul 03

Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

Hissedar Getirileri

OFGUS BanksUS Pazar
7D0.6%1.0%1.6%
1Y11.1%18.7%18.6%

Getiri vs. Endüstri: OFG geçen yıl % 18.7 oranında getiri sağlayan US Banks sektörünün gerisinde kaldı.

Getiri vs Piyasa: OFG geçen yıl % 18.6 oranında getiri sağlayan US Piyasasının altında performans gösterdi.

Fiyat Oynaklığı

Is OFG's price volatile compared to industry and market?
OFG volatility
OFG Average Weekly Movement3.2%
Banks Industry Average Movement3.3%
Market Average Movement7.3%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.2%

İstikrarlı Hisse Senedi Fiyatı: OFG son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.

Zaman İçindeki Volatilite: OFG 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.

Şirket Hakkında

KurulduÇalışanlarCEOWeb sitesi
19642,181Jos Fernándezwww.ofgbancorp.com

Bir finansal holding şirketi olan OFG Bancorp, Amerika Birleşik Devletleri'nde bir dizi bankacılık ve finansal hizmet sunmaktadır. Üç segmentte faaliyet göstermektedir: Bankacılık, Varlık Yönetimi ve Hazine. Şirket tasarruf hesapları, mevduat sertifikaları, bireysel emeklilik hesapları, kişisel ve ticari faizsiz ve faizli çek hesapları; vadeli mevduat ürünleri; ve kurumsal güven hizmetleri sunmaktadır.

OFG Bancorp Temel Bilgiler Özeti

OFG Bancorp'un kazançları ve gelirleri piyasa değeriyle nasıl karşılaştırılır?
OFG temel i̇stati̇sti̇kler
Piyasa değeriUS$2.09b
Kazançlar(TTM)US$213.47m
Gelir(TTM)US$634.53m
9.8x
F/K Oranı
1.5x
P/B Oranı

OFG aşırı değerli mi?

Gerçeğe Uygun Değer ve değerleme analizine bakınız

Kazanç ve Gelir

En son kazanç raporundan temel karlılık istatistikleri (TTM)
OFG gelir tablosu (TTM)
GelirUS$634.53m
Gelir MaliyetiUS$0
Brüt KârUS$634.53m
Diğer GiderlerUS$421.06m
KazançlarUS$213.47m

Son Raporlanan Kazançlar

Mar 31, 2026

Sonraki Kazanç Tarihi

Jul 21, 2026

Hisse başına kazanç (EPS)5.05
Brüt Marj100.00%
Net Kâr Marjı33.64%
Borç/Özkaynak Oranı40.7%

OFG uzun vadede nasıl bir performans gösterdi?

Geçmiş performansı ve karşılaştırmayı görün

Temettüler

2.8%
Mevcut Temettü Verimi
26%
Ödeme Oranı

OFG güvenilir bir temettü ödüyor mu?

OFG temettü geçmişine ve kıyaslamalara bakın
Yaklaşan bir temettüyü almak için ne zaman OFG satın almanız gerekir?
OFG Bancorp temettü tari̇hleri̇
Eski Temettü TarihiJun 30 2026
Temettü Ödeme TarihiJul 15 2026
Eski temettüye kadar geçen günler7 days
Temettü ödeme tarihine kadar geçen günler8 days

OFG güvenilir bir temettü ödüyor mu?

OFG temettü geçmişine ve kıyaslamalara bakın

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/07/06 16:13
Gün Sonu Hisse Fiyatı2026/07/02 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

OFG Bancorp 10 Bu analistlerden 4, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Joseph GladueB. Riley Securities, Inc.
Taylor BrodarickGuggenheim Securities, LLC
Kenneth UsdinJefferies LLC