Customers Bancorp, Inc.

NYSE:CUBI Stok Raporu

Piyasa değeri: US$2.7b

Customers Bancorp Gelecekteki Büyüme

Future kriter kontrolleri 1/6

Customers Bancorp kazanç ve gelirin sırasıyla yıllık 11.3% ve 6.5% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 9.9% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 13% olacağı tahmin edilmektedir.

Anahtar bilgiler

11.3%

Kazanç büyüme oranı

9.87%

EPS büyüme oranı

Banks kazanç büyümesi7.1%
Gelir büyüme oranı6.5%
Gelecekteki özkaynak getirisi12.97%
Analist kapsamı

Good

Son güncelleme08 Sep 2026

Gelecekteki son büyüme güncellemeleri

Recent updates

Anlatı Güncellemesi • Aug 11

CUBI: AI Efficiency And Real Estate Payments Expansion Will Support Future Rerating

Analysts recently raised the price target on Customers Bancorp stock to $94, up from $90.18, citing refreshed models that reflect updated assumptions for loan and deposit trends, profit margins, and future P/E expectations across the small and mid cap bank group. Analyst Commentary Recent research on Customers Bancorp highlights a mix of optimism and caution as analysts refine their models ahead of upcoming earnings updates.
Anlatı Güncellemesi • Jul 27

CUBI: AI Adoption And Buyback Activity Are Expected To Unlock Further Upside

Analysts have raised the fair value estimate for Customers Bancorp to $110.00 from $104.00, citing updated views on revenue growth, profitability, and a higher assumed future P/E multiple that is consistent with the recent series of upward price target revisions across the Street. Analyst Commentary Recent Street research on Customers Bancorp points to a cluster of higher price targets and generally constructive commentary ahead of upcoming earnings, with several bullish analysts updating models to reflect their current expectations on growth, profitability, and valuation.
Seeking Alpha • Jul 16

Customers Bancorp: A Quick Upgrade Is Warranted

Summary Customers Bancorp is upgraded from 'hold' to a soft 'buy' following improved profitability and attractive forward valuation. CUBI's net interest margin rose to 3.22%, with net income surging from $9.5M to $69.7M, and asset quality remains robust. Uninsured deposit exposure is elevated at 43.1%, increasing risk, but non-performing assets are low at 0.29%. Despite analysts expecting a revenue decline, forecasted EPS growth and strong returns on equity support cautious optimism. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jul 07

CUBI: Loan Growth And Fraud Controls Will Balance Future Return Potential

Analysts have lifted the fair value estimate for Customers Bancorp by about $4.45 to $77.54, citing higher price targets across the Street and updated expectations for margins, growth, and future P/E levels. Analyst Commentary on Customers Bancorp Street research on Customers Bancorp has recently centered on updated price targets ahead of upcoming earnings, with several firms revisiting their loan and deposit growth assumptions and their views on the stock's P/E potential.
Anlatı Güncellemesi • Jun 14

CUBI: AI Deployment And Buybacks Will Support Future Multiple Rerating

Analysts have made a small upward adjustment to the Customers Bancorp fair value estimate, with the updated price target now implied at about $90.18. This reflects a refined view of discount rates, profit margins, and future P/E assumptions following recent mixed target moves and an upgrade to Equal Weight.
Anlatı Güncellemesi • May 30

CUBI: Crypto Funding And Commercial Shift Will Balance Future Return Potential

Analysts have nudged up the fair value estimate for Customers Bancorp by about $2 to roughly $73, reflecting revised price targets that balance higher marks from firms like Piper Sandler and DA Davidson with more cautious updates and valuation-focused commentary from others. Analyst Commentary Recent research on Customers Bancorp shows a split view, with some firms lifting price targets while others are turning more cautious and trimming their expectations.
Anlatı Güncellemesi • May 02

CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating

Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.
Anlatı Güncellemesi • Apr 18

CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance

Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.
Anlatı Güncellemesi • Apr 03

CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside Potential

Customers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.
Anlatı Güncellemesi • Mar 20

CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside Potential

Analysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.
Anlatı Güncellemesi • Mar 06

CUBI: Commercial Expansion And Buybacks Are Expected To Support Further Upside

Analysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.
Anlatı Güncellemesi • Feb 19

CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further Upside

Analysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.
Anlatı Güncellemesi • Feb 04

CUBI: Higher Margins And Improved Risk Profile Are Expected To Support Upside

The analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.
Anlatı Güncellemesi • Jan 21

CUBI: Higher Margins And Preferred Redemption Are Expected To Support Upside

Analysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.
Anlatı Güncellemesi • Jan 07

CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share Outperformance

Analysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.
Anlatı Güncellemesi • Dec 24

CUBI Execution Risks Around New Banking Teams May Limit Future Upside

Analysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.
Anlatı Güncellemesi • Dec 09

CUBI: Ongoing Loan Expansion Will Drive Future Share Price Outperformance

Analysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.
Anlatı Güncellemesi • Nov 25

CUBI: Continued Digital Expansion And New Team Hires Will Drive Outperformance

Analysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.
Anlatı Güncellemesi • Nov 10

CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further Upside

Customers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.
Anlatı Güncellemesi • Oct 27

Recent Removal From Favorites Will Shape Future Digital Finance Leadership

Customers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.
Seeking Alpha • Feb 25

Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate Uncertainty

Summary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking Alpha
Seeking Alpha • Dec 10

Customers Bancorp: The Series E Preferred Is Now The Best Income Option

Summary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking Alpha
Seeking Alpha • Oct 20

Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering

Summary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alpha
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Yeni Anlatı • Sep 24

High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges

Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.
Seeking Alpha • Jul 30

Customers Bancorp: Improving Profitability Ratios For This Regional Bank

Summary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking Alpha
Seeking Alpha • May 28

Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now

Summary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking Alpha
Seeking Alpha • Apr 30

Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth

Summary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking Alpha

Kazanç ve Gelir Büyüme Tahminleri

NYSE:CUBI - Analistlerin gelecek tahminleri ve geçmiş finansal verileri (USD Millions )
TarihGelirKazançlarSerbest Nakit AkışıFaaliyetlerden NakitAvg. Analist Sayısı
12/31/2028964384N/AN/A2
12/31/2027892336N/AN/A8
12/31/2026802296N/AN/A8
6/30/2026827285229381N/A
3/31/2026808269287436N/A
12/31/2025720209334495N/A
9/30/2025652162374507N/A
6/30/2025596132329414N/A
3/31/2025592130180258N/A
12/31/202464116680145N/A
9/30/2024673201-160-107N/A
6/30/2024722241-425N/A
3/31/20247002314588N/A
12/31/202368323583125N/A
9/30/2023617203-99-53N/A
6/30/2023574181-179-80N/A
3/31/2023567194-233-120N/A
12/31/2022588218-134-21N/A
9/30/2022674293191294N/A
6/30/2022750342118171N/A
3/31/2022751343180211N/A
12/31/2021736340238271N/A
9/30/2021681295300330N/A
6/30/2021568232351379N/A
3/31/2021498195337365N/A
12/31/2020405129123152N/A
9/30/20203579884117N/A
6/30/20203327467115N/A
3/31/202032058N/A49N/A
12/31/201928867N/A78N/A
9/30/201932055N/A34N/A
6/30/201928934N/A35N/A
3/31/201930249N/A58N/A
12/31/201831157N/A97N/A
9/30/201831861N/A145N/A
6/30/201833963N/A115N/A
3/31/201834163N/A76N/A
12/31/201733964N/A62N/A
9/30/201733163N/A635N/A
6/30/201734077N/A615N/A
3/31/201732473N/A289N/A
12/31/201630369N/A91N/A
9/30/201628074N/A-585N/A
6/30/201624270N/A-285N/A
3/31/201621565N/A-211N/A
12/31/201520356N/A67N/A
9/30/201519552N/A-397N/A

Analist Gelecek Büyüme Tahminleri

Kazançlar ve Tasarruf Oranları: CUBI 'nin tahmini kazanç büyümesi (yıllık 11.3% ) tasarruf oranının ( 3.7% ) üzerindedir.

Kazançlar ve Piyasa: CUBI şirketinin kazançlarının (yıllık 11.3% ) US pazarından (yıllık 17.2% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Kazançları: CUBI şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.

Gelir ve Pazar: CUBI şirketinin gelirinin (yıllık 6.5% ) US pazarından (yıllık 13.4% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Geliri: CUBI şirketinin gelirinin (yıllık 6.5% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.

Hisse Başına Kazanç Büyüme Tahminleri

Gelecekteki Özkaynak Getirisi

Gelecekteki ROE: CUBI 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 13 %).

Büyüyen şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/09/11 15:32
Gün Sonu Hisse Fiyatı2026/09/11 00:00
Kazançlar2026/06/30
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Customers Bancorp, Inc. 18 Bu analistlerden 9, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Sameer GokhaleBrean Capital Historical (Janney Montgomery)
Harold GoetschB. Riley Securities, Inc.
Stephen MossCGS International