Customers Bancorp (CUBI) Hisse Özeti
Customers Bancorp, Inc. bankacılık ürünleri ve hizmetleri sağlayan Customers Bank için banka holding şirketi olarak faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 6/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 0/6 |
Ödüller
Risk Analizi
Risk kontrollerimizden CUBI için herhangi bir risk tespit edilmedi.
CUBI Community Fair Values
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Analyst Price Targets
Customers Bancorp, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$75.15 |
| 52 Haftanın En Yüksek Seviyesi | US$82.56 |
| 52 Haftanın En Düşük Seviyesi | US$49.54 |
| Beta | 1.52 |
| 1 Aylık Değişim | 1.04% |
| 3 Aylık Değişim | 4.61% |
| 1 Yıllık Değişim | 43.75% |
| 3 Yıllık Değişim | 204.99% |
| 5 Yıllık Değişim | 92.89% |
| Halka arzdan bu yana değişim | 588.88% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • May 02
CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating
Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Seeking Alpha • Apr 21
Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating
Summary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking AlphaAnlatı Güncellemesi • Apr 18
CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance
Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.Recent updates
Anlatı Güncellemesi • May 02
CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating
Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Seeking Alpha • Apr 21
Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating
Summary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking AlphaAnlatı Güncellemesi • Apr 18
CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance
Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.
Anlatı Güncellemesi • Apr 03
CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside Potential
Customers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.
Anlatı Güncellemesi • Mar 20
CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside Potential
Analysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.Anlatı Güncellemesi • Mar 06
CUBI: Commercial Expansion And Buybacks Are Expected To Support Further Upside
Analysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.Anlatı Güncellemesi • Feb 19
CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further Upside
Analysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.Anlatı Güncellemesi • Feb 04
CUBI: Higher Margins And Improved Risk Profile Are Expected To Support Upside
The analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.Anlatı Güncellemesi • Jan 21
CUBI: Higher Margins And Preferred Redemption Are Expected To Support Upside
Analysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.Anlatı Güncellemesi • Jan 07
CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share Outperformance
Analysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.Anlatı Güncellemesi • Dec 24
CUBI Execution Risks Around New Banking Teams May Limit Future Upside
Analysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.Anlatı Güncellemesi • Dec 09
CUBI: Ongoing Loan Expansion Will Drive Future Share Price Outperformance
Analysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.Anlatı Güncellemesi • Nov 25
CUBI: Continued Digital Expansion And New Team Hires Will Drive Outperformance
Analysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.Anlatı Güncellemesi • Nov 10
CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further Upside
Customers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.Anlatı Güncellemesi • Oct 27
Recent Removal From Favorites Will Shape Future Digital Finance Leadership
Customers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.Seeking Alpha • Feb 25
Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate Uncertainty
Summary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking AlphaSeeking Alpha • Dec 10
Customers Bancorp: The Series E Preferred Is Now The Best Income Option
Summary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering
Summary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alpha
Yeni Anlatı • Sep 24
High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges
Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.Seeking Alpha • Jul 30
Customers Bancorp: Improving Profitability Ratios For This Regional Bank
Summary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking AlphaSeeking Alpha • May 28
Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now
Summary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking AlphaSeeking Alpha • Apr 30
Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth
Summary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking AlphaSeeking Alpha • Jan 22
Customers Bancorp: Still Offers Some Upside
Summary Customers Bancorp stock has outperformed the S&P 500, generating a 49.1% gain for investors since my last article. Net interest income and net profits have improved for Customers Bancorp, showing progressive improvement for the company. The value of deposits has increased, while the value of loans and securities has slightly declined. The company's book value per share has also risen. Read the full article on Seeking AlphaSeeking Alpha • Nov 03
Customers Bancorp: Q3 2023 Fuels Positive Momentum
Summary Customers Bancorp is experiencing improving profitability and has seen its stock jump over 500% from its intraday low in March. The loan portfolio is declining, but the loan yield is increasing. Customers Bancorp has a lower total loans to total deposits ratio compared to peers, indicating a more flexible financial structure. Read the full article on Seeking AlphaHissedar Getirileri
| CUBI | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 2.6% | 2.2% | 1.2% |
| 1Y | 43.7% | 22.3% | 28.7% |
Getiri vs. Endüstri: CUBI geçen yıl % 22.3 oranında getiri sağlayan US Banks sektörünü aştı.
Getiri vs Piyasa: CUBI geçen yıl % 28.7 oranında getiri sağlayan US Piyasasını aştı.
Fiyat Oynaklığı
| CUBI volatility | |
|---|---|
| CUBI Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
İstikrarlı Hisse Senedi Fiyatı: CUBI son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: CUBI 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1997 | 866 | Sam Sidhu | www.customersbank.com |
Customers Bancorp, Inc. bankacılık ürünleri ve hizmetleri sağlayan Customers Bank için banka holding şirketi olarak faaliyet göstermektedir. Ticari ve bireysel çek, faizsiz ve faizli vadesiz, MMDA, tasarruf ve vadeli mevduat hesaplarının yanı sıra bireysel emeklilik hesapları ve jumbo sertifikalarından oluşan perakende olmayan vadeli mevduatları içeren mevduat bankacılığı ürünleri sunmaktadır. Şirketin kredilendirme işi, ticari ve endüstriyel, ticari gayrimenkul ve çok aileli ve konut ipotek kredileri; SBA kredileri; ipotek finansmanı; fon finansmanı, gayrimenkul özel finansmanı, teknoloji ve girişim ve sağlık ve finans kurumları grubunu içeren özel kredilendirme; ipotek şirketlerine ticari krediler ve ticari ekipman finansmanı; özel borç fonlarına teminat havuzlarıyla güvence altına alınan değişken faizli krediler gibi fon finansmanı ve nakit yönetimi hizmetleri sunmaktadır.
Customers Bancorp, Inc. Temel Bilgiler Özeti
| CUBI temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$2.54b |
| Kazançlar(TTM) | US$269.31m |
| Gelir(TTM) | US$807.99m |
9.4x
F/K Oranı1.2x
P/B OranıCUBI aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| CUBI gelir tablosu (TTM) | |
|---|---|
| Gelir | US$807.99m |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$807.99m |
| Diğer Giderler | US$538.68m |
| Kazançlar | US$269.31m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | 7.96 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 33.33% |
| Borç/Özkaynak Oranı | 89.4% |
CUBI uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/26 11:10 |
| Gün Sonu Hisse Fiyatı | 2026/05/22 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Customers Bancorp, Inc. 18 Bu analistlerden 10, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Sameer Gokhale | Brean Capital Historical (Janney Montgomery) |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |