Ponce Financial Group Yönetim

Yönetim kriter kontrolleri 3/4

Ponce Financial Group CEO'su Carlos Naudon, Sep2017 tarihinde atandı, in görev süresi 8.92 yıldır. in toplam yıllık tazminatı $ 1.55M olup, şirket hissesi ve opsiyonları dahil olmak üzere 43.6% maaş ve 56.4% ikramiyelerden oluşmaktadır. şirketin hisselerinin 1.81% ine doğrudan sahiptir ve bu hisseler $ 8.95M değerindedir. Yönetim ekibinin ve yönetim kurulunun ortalama görev süresi sırasıyla 4.3 yıl ve 12.6 yıldır.

Anahtar bilgiler

Carlos Naudon

İcra Kurulu Başkanı

US$1.5m

Toplam tazminat

CEO maaş yüzdesi	43.57%
CEO görev süresi	8.9yrs
CEO sahipliği	1.8%
Yönetim ortalama görev süresi	4.3yrs
Yönetim Kurulu ortalama görev süresi	12.6yrs

Son yönetim güncellemeleri

Recent updates

Seeking Alpha • Jul 13

Ponce Financial Group Remains Compelling Even After Its Impressive Rise

Summary Ponce Financial continues to outperform, delivering strong deposit growth, improved asset quality, and robust net interest margin expansion. PDLB maintains low brokered deposits (2.6%) and manageable uninsured deposit exposure (22.1%), supporting balance sheet stability and organic growth. Net interest income rose to $26.6M, driving net income up to $8.3M, though valuation is now less attractive with a P/E of 12. I maintain a very soft 'Buy' rating, citing ongoing asset quality improvements and profitability, but note rising rates could pose a near-term headwind. Read the full article on Seeking Alpha

Analiz Makalesi • Dec 16

Here's Why We Think Ponce Financial Group (NASDAQ:PDLB) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Seeking Alpha • Apr 01

Ponce Financial Group: Despite Fantastic Upside, This Name Is Unremarkable

Summary Ponce Financial Group has shown impressive growth in deposits and loans, but its overall asset quality remains disappointingly low. Despite a 61.7% stock surge, I maintain a 'hold' rating due to mixed valuation and high price-to-earnings multiple. The bank's rapid expansion was aided by a $225 million investment from the US Treasury's ECIP, focusing on riskier, high-impact loans. While Ponce Financial Group's price-to-book ratios are attractive, its return on assets and equity are the worst among peers. Read the full article on Seeking Alpha

Seeking Alpha • Nov 08

Ponce Financial Group Q3: Should Benefit From More Rate Cuts, But Overvalued

Summary Ponce Financial Group, Inc.'s Q3 '24 results show strong interest income growth but declining profitability due to credit losses, with a net interest margin improvement. The company's balance sheet appears stable, but its return on assets and equity underperform compared to peers, indicating inefficiency. The economic outlook favors Ponce with potential interest rate cuts under Donald Trump's incoming administration, boosting loan demand despite lower interest rates. Despite progress, I remain cautious due to uncertainties in the interest rate environment and potential overvaluation, opting not to start a position now. Read the full article on Seeking Alpha

Analiz Makalesi • May 10

Should You Be Adding Ponce Financial Group (NASDAQ:PDLB) To Your Watchlist Today?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

CEO Tazminat Analizi

Carlos Naudon'un ücretlendirmesi Ponce Financial Group'un kazancına kıyasla nasıl değişti?
Tarih	Toplam Tazminat	Maaş	Şirket Kazançları
Jun 30 2026	n/a	n/a	US$33m
Mar 31 2026	n/a	n/a	US$30m
Dec 31 2025	US$2m	US$674k	US$28m
Sep 30 2025	n/a	n/a	US$20m
Jun 30 2025	n/a	n/a	US$16m
Mar 31 2025	n/a	n/a	US$14m
Dec 31 2024	US$1m	US$611k	US$10m
Sep 30 2024	n/a	n/a	US$8m
Jun 30 2024	n/a	n/a	US$9m
Mar 31 2024	n/a	n/a	US$5m
Dec 31 2023	US$4m	US$605k	US$3m
Sep 30 2023	n/a	n/a	-US$6m
Jun 30 2023	n/a	n/a	-US$24m
Mar 31 2023	n/a	n/a	-US$23m
Dec 31 2022	US$1m	US$605k	-US$30m
Sep 30 2022	n/a	n/a	-US$6m
Jun 30 2022	n/a	n/a	US$11m
Mar 31 2022	n/a	n/a	US$16m
Dec 31 2021	US$1m	US$612k	US$25m
Sep 30 2021	n/a	n/a	US$12m
Jun 30 2021	n/a	n/a	US$14m
Mar 31 2021	n/a	n/a	US$8m
Dec 31 2020	US$1m	US$605k	US$4m
Sep 30 2020	n/a	n/a	-US$5m
Jun 30 2020	n/a	n/a	-US$9m
Mar 31 2020	n/a	n/a	-US$7m
Dec 31 2019	US$1m	US$605k	-US$5m

Tazminat ve Piyasa: Carlos 'nin toplam tazminatı ($USD 1.55M ), US pazarındaki benzer büyüklükteki şirketler için ortalamanın altındadır ($USD 2.40M ).

Tazminat ve Kazançlar: Carlos 'in maaşı son bir yılda %20'den fazla arttı.

CEO

Carlos Naudon (75 yo)

8.9yrs

Görev süresi

US$1,547,751

Tazminat

Mr. Carlos P. Naudon has been the President and Chief Executive Officer at Ponce Financial Group, Inc. since September 29, 2017 and has been its Director since 2014. Mr. Naudon serves as Director at Mortga...

Liderlik Ekibi

İsim	Pozisyon	Görev süresi	Tazminat	Sahiplik
Steven Tsavaris	Executive Chairman of the Board	36.6yrs	US$1.27m	1.8% $ 8.9m
Carlos Naudon	President	8.9yrs	US$1.55m	1.81% $ 9.0m
Sergio Vaccaro	Executive VP & CFO	4.2yrs	US$779.97k	0.12% $ 611.0k
Luis Gonzalez	Executive VP & COO	4.3yrs	Veri yok	0.050% $ 248.5k
Frank Perez	Executive VP & Chief Investor Relations Officer	4.2yrs	US$452.91k	Veri yok
Melissa DeLeon	Executive VP & Chief Human Resources Officer	less than a year	Veri yok	0.027% $ 133.0k
Madeline Marquez	Executive VP & Chief External Affairs Officer	9.5yrs	Veri yok	0.035% $ 173.5k
David Rodriguez	Chief Relationship Manager & Senior VP	no data	Veri yok	Veri yok
Michael Lagoudis	Senior Vice President	6.1yrs	Veri yok	Veri yok
Betty Campiz	Executive VP & Chief Banking Officer	less than a year	Veri yok	0.064% $ 315.7k
Ioannis Kouzilos	Executive VP & Chief Lending Officer	9.4yrs	Veri yok	0.095% $ 471.2k

4.3yrs

Ortalama Görev Süresi

53.5yo

Ortalama Yaş

Deneyimli Yönetim: PDLB 'un yönetim ekibi deneyimli olarak değerlendirilmektedir (ortalama görev süresi 4.3 yıldır).

Yönetim Kurulu Üyeleri

İsim	Pozisyon	Görev süresi	Tazminat	Sahiplik
Steven Tsavaris	Executive Chairman of the Board	36.6yrs	US$1.27m	1.8% $ 8.9m
Carlos Naudon	President	12.6yrs	US$1.55m	1.81% $ 9.0m
Marlene Cintron	Independent Director	less than a year	Veri yok	0.0021% $ 10.2k
James Demetriou	Independent Director	17.6yrs	US$90.00k	0.47% $ 2.3m
Nick Lugo	Independent Vice Chairman of Board	27.6yrs	US$84.00k	0.57% $ 2.8m
Maria Alvarez	Independent Director	7.6yrs	US$84.00k	0.19% $ 958.8k
James Perez	Independent Director	4.4yrs	US$84.00k	0.27% $ 1.3m

12.6yrs

Ortalama Görev Süresi

75yo

Ortalama Yaş

Deneyimli Yönetim Kurulu: PDLB 'in yönetim kurulu deneyimli ve tecrübelidir (ortalama görev süresi 12.6 yıldır).

Şirket Analizi ve Finansal Veri Durumu

Veri	Son Güncelleme (UTC saati)
Şirket Analizi	2026/08/23 19:00
Gün Sonu Hisse Fiyatı	2026/08/21 00:00
Kazançlar	2026/06/30
Yıllık Kazançlar	2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

Paket	Veri	Zaman Çerçevesi	Örnek ABD Kaynağı ^*
Şirket Finansalları	10 yıl	Gelir tablosu Nakit akış tablosu Bilanço	SEC Form 10-K SEC Form 10-Q
Analist Konsensüs Tahminleri	+3 yıl	Finansal tahminler Analist fiyat hedefleri	Analist Araştırma Raporları Blue Matrix
Piyasa Fiyatları	30 yıl	Hisse senedi fiyatları Temettüler, Bölünmeler ve Eylemler	ICE Piyasa Verileri SEC Form S-1
Sahiplik	10 yıl	En büyük hissedarlar İçeriden öğrenenlerin ticareti	SEC Form 4 SEC Form 13D
Yönetim	10 yıl	Liderlik ekibi Yönetim Kurulu	SEC Form 10-K SEC Form DEF 14A
Önemli Gelişmeler	10 yıl	Şirket duyuruları	SEC Form 8-K

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Ponce Financial Group, Inc. 0 Bu analistlerden 1, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

Ponce Financial Group Yönetim

Yönetim kriter kontrolleri 3/4

Anahtar bilgiler

Son yönetim güncellemeleri

Insufficient new directors

Ponce Financial Group, Inc., Annual General Meeting, Jun 11, 2026

Ponce Financial Group, Inc. Appoints Marlene Cintron as Director and Member of Audit and Executive Compensation Committee, Effective March 26, 2026

Ponce Financial Group Inc. Appoints Marlene Cintron to Board of Directors

Ponce Financial Group, Inc., Annual General Meeting, Jun 12, 2025

Ponce Financial Group, Inc., Annual General Meeting, Jun 13, 2024

Recent updates

Second quarter 2026 earnings released: EPS: US$0.36 (vs US$0.26 in 2Q 2025)

Ponce Financial Group Remains Compelling Even After Its Impressive Rise

New major risk - Revenue and earnings growth

Insufficient new directors

Ponce Financial Group, Inc., Annual General Meeting, Jun 11, 2026

Ponce Financial Group, Inc. Appoints Marlene Cintron as Director and Member of Audit and Executive Compensation Committee, Effective March 26, 2026

Ponce Financial Group, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025

Ponce Financial Group Inc. Appoints Marlene Cintron to Board of Directors

Here's Why We Think Ponce Financial Group (NASDAQ:PDLB) Might Deserve Your Attention Today

Ponce Financial Group, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025

Ponce Financial Group, Inc. Announces Net Charge Offs for the Second Quarter Ended June 30, 2025

Ponce Financial Group, Inc., Annual General Meeting, Jun 12, 2025

Ponce Financial Group: Despite Fantastic Upside, This Name Is Unremarkable

Ponce Financial Group Q3: Should Benefit From More Rate Cuts, But Overvalued

Ponce Financial Group, Inc. Announces Net Charge Offs for the Second Quarter Ended June 30, 2024

New minor risk - Earnings quality

First quarter 2024 earnings released: EPS: US$0.11 (vs US$0.014 in 1Q 2023)

Ponce Financial Group, Inc., Annual General Meeting, Jun 13, 2024

Full year 2023 earnings: EPS exceeds analyst expectations

New major risk - Revenue and earnings growth

Ponce Financial Group, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Consensus estimates of losses per share improve by 55%

New minor risk - Profitability

Second quarter 2023 earnings released: US$0.004 loss per share (vs US$0.033 profit in 2Q 2022)

Ponce Financial Group, Inc. Announces Net Charge-Offs for the Second Quarter Ended June 30, 2023

Price target decreased by 10.0% to US$9.00

Full year 2022 earnings: EPS and revenues miss analyst expectations

President recently bought US$54k worth of stock

President recently bought US$141k worth of stock

Full year 2022 earnings released: US$1.32 loss per share (vs US$1.09 profit in FY 2021)

Ponce Financial Group, Inc. Announces Net Charge-Offs for the Three Months Ended December 31, 2022

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Insufficient new directors

Third quarter 2022 earnings released: US$0.64 loss per share (vs US$0.087 profit in 3Q 2021)

Consensus forecasts updated

Chief Financial Officer recently bought US$92k worth of stock

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Should You Be Adding Ponce Financial Group (NASDAQ:PDLB) To Your Watchlist Today?

Insufficient new directors

Full year 2021 earnings: Revenues miss analyst expectations

Insufficient new directors

CEO Tazminat Analizi

CEO

Liderlik Ekibi

Yönetim Kurulu Üyeleri

Şirket Analizi ve Finansal Veri Durumu

Veri Kaynakları

Analiz Modeli ve Kar Tanesi

Endüstri ve Sektör Metrikleri

Analist Kaynakları