First Internet Bancorp (INBK) Hisse Özeti
First Internet Bancorp, Amerika Birleşik Devletleri'ndeki bireylere ve ticari müşterilere çeşitli ticari, küçük işletme, tüketici ve belediye bankacılığı ürünleri ve hizmetleri sağlayan First Internet Bank of Indiana'nın banka holding şirketi olarak faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 2/6 |
| Gelecekteki Büyüme | 5/6 |
| Geçmiş Performans | 0/6 |
| Finansal Sağlık | 5/6 |
| Temettüler | 1/6 |
Ödüller
Risk Analizi
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INBK Community Fair Values
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Analyst Price Targets
First Internet Bancorp Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$25.17 |
| 52 Haftanın En Yüksek Seviyesi | US$28.51 |
| 52 Haftanın En Düşük Seviyesi | US$17.05 |
| Beta | 0.85 |
| 1 Aylık Değişim | 15.35% |
| 3 Aylık Değişim | 17.84% |
| 1 Yıllık Değişim | 15.56% |
| 3 Yıllık Değişim | 138.80% |
| 5 Yıllık Değişim | -25.20% |
| Halka arzdan bu yana değişim | 160.38% |
Son Haberler & Güncellemeler
Analiz Güncellemesi • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Analiz Güncellemesi • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Analiz Güncellemesi • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Recent updates
Analiz Güncellemesi • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Analiz Güncellemesi • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Analiz Güncellemesi • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Analiz Güncellemesi • Mar 14
INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.Analiz Güncellemesi • Feb 28
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.Seeking Alpha • Feb 20
First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive
Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking AlphaAnaliz Güncellemesi • Feb 14
INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.Analiz Güncellemesi • Jan 31
INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.Analiz Makalesi • Dec 20
First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
Analiz Güncellemesi • Dec 12
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.Analiz Makalesi • Sep 20
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Analiz Makalesi • Jun 21
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...Analiz Makalesi • Mar 22
First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...Seeking Alpha • Jan 03
First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Yeni Analiz • Sep 26
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Seeking Alpha • Sep 22
Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaSeeking Alpha • Jul 04
First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaAnaliz Makalesi • Jun 23
First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Seeking Alpha • Apr 28
First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
First Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaHissedar Getirileri
| INBK | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 11.5% | 1.3% | 3.2% |
| 1Y | 15.6% | 28.9% | 31.0% |
Getiri vs. Endüstri: INBK geçen yıl % 28.9 oranında getiri sağlayan US Banks sektörünün gerisinde kaldı.
Getiri vs Piyasa: INBK geçen yıl % 31 oranında getiri sağlayan US Piyasasının altında performans gösterdi.
Fiyat Oynaklığı
| INBK volatility | |
|---|---|
| INBK Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: INBK son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: INBK 'nin haftalık oynaklığı ( 5% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1998 | 355 | David Becker | www.firstinternetbancorp.com |
First Internet Bancorp, Amerika Birleşik Devletleri'ndeki bireylere ve ticari müşterilere çeşitli ticari, küçük işletme, tüketici ve belediye bankacılığı ürünleri ve hizmetleri sağlayan First Internet Bank of Indiana'nın banka holding şirketi olarak faaliyet göstermektedir. Şirket, faizsiz ve faizli vadesiz mevduatlar, tasarruf hesapları ve para piyasası hesaplarının yanı sıra mevduat sertifikaları ve aracılı mevduatlar sunmaktadır. Ayrıca ticari ve endüstriyel, sahibi tarafından kullanılan ticari gayrimenkul, yatırımcı ticari gayrimenkul, inşaat, tek kiracı kiralama finansmanı, tek kiracı kiralama, kamu, uzmanlık, sağlık ve finans, küçük işletme kredileri, ticari mevduat ve hazine yönetimi, franchise finansmanı, konut ipoteği, ev özkaynakları ve diğer tüketici kredileri sağlar.
First Internet Bancorp Temel Bilgiler Özeti
| INBK temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$220.36m |
| Kazançlar(TTM) | -US$33.60m |
| Gelir(TTM) | US$47.38m |
0.6x
P/B Oranı4.6x
P/S OranıINBK aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| INBK gelir tablosu (TTM) | |
|---|---|
| Gelir | US$47.38m |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$47.38m |
| Diğer Giderler | US$80.98m |
| Kazançlar | -US$33.60m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | -3.85 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | -70.92% |
| Borç/Özkaynak Oranı | 95.6% |
INBK uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
1.0%
Mevcut Temettü Verimi-6%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/06 12:54 |
| Gün Sonu Hisse Fiyatı | 2026/05/06 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
First Internet Bancorp 5 Bu analistlerden 3, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |