Alpha Bank Gelecekteki Büyüme
Future kriter kontrolleri 3/6
Alpha Bank kazanç ve gelirin sırasıyla yıllık 12.7% ve 14.2% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 14.5% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 12.1% olacağı tahmin edilmektedir.
Anahtar bilgiler
12.7%
Kazanç büyüme oranı
14.54%
EPS büyüme oranı
| Banks kazanç büyümesi | 10.5% |
| Gelir büyüme oranı | 14.2% |
| Gelecekteki özkaynak getirisi | 12.14% |
| Analist kapsamı | Good |
| Son güncelleme | 21 May 2026 |
Gelecekteki son büyüme güncellemeleri
Recent updates
Anlatı Güncellemesi • May 21
ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential
Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.
Anlatı Güncellemesi • May 03
ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery
Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.Anlatı Güncellemesi • Apr 18
ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential
Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.Anlatı Güncellemesi • Apr 04
ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions
Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.Anlatı Güncellemesi • Mar 21
ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside
Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.Anlatı Güncellemesi • Mar 07
ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions
Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.Anlatı Güncellemesi • Feb 21
ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential
Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.Anlatı Güncellemesi • Feb 07
ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut
Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.
Anlatı Güncellemesi • Jan 23
ALPHA: Medium Term EPS Guidance Will Support Upside Case
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.Anlatı Güncellemesi • Jan 09
ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.Anlatı Güncellemesi • Dec 18
ALPHA: Execution On Cost Control Will Support Future Upside Potential
Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.Anlatı Güncellemesi • Dec 04
ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside
Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.Anlatı Güncellemesi • Nov 20
ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution
Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.Anlatı Güncellemesi • Nov 06
ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance
Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.Anlatı Güncellemesi • Oct 22
Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts
Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.Anlatı Güncellemesi • Oct 08
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.Anlatı Güncellemesi • Sep 19
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.Anlatı Güncellemesi • Sep 04
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
Yeni Anlatı • Dec 21
Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth
Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.Kazanç ve Gelir Büyüme Tahminleri
| Tarih | Gelir | Kazançlar | Serbest Nakit Akışı | Faaliyetlerden Nakit | Avg. Analist Sayısı |
|---|---|---|---|---|---|
| 12/31/2028 | 2,808 | 1,167 | N/A | N/A | 10 |
| 12/31/2027 | 2,651 | 1,080 | N/A | N/A | 12 |
| 12/31/2026 | 2,475 | 959 | N/A | N/A | 5 |
| 3/31/2026 | 1,842 | 819 | -2,733 | -2,391 | N/A |
| 12/31/2025 | 1,786 | 849 | -1,449 | -1,172 | N/A |
| 9/30/2025 | 1,739 | 784 | -2,946 | -2,693 | N/A |
| 6/30/2025 | 1,738 | 764 | -4,243 | -4,001 | N/A |
| 3/31/2025 | 1,777 | 560 | -3,054 | -2,900 | N/A |
| 12/31/2024 | 1,776 | 549 | -3,821 | -3,668 | N/A |
| 9/30/2024 | 1,686 | 488 | -3,452 | -3,337 | N/A |
| 6/30/2024 | 1,687 | 521 | -13 | 96 | N/A |
| 3/31/2024 | 1,679 | 608 | -2,853 | -2,752 | N/A |
| 12/31/2023 | 1,663 | 530 | -6,688 | -6,538 | N/A |
| 9/30/2023 | 1,536 | 434 | -4,871 | -4,685 | N/A |
| 6/30/2023 | 1,486 | 338 | -6,005 | -5,819 | N/A |
| 3/31/2023 | 1,572 | 277 | -2,955 | -2,759 | N/A |
| 12/31/2022 | 1,506 | 305 | -605 | -469 | N/A |
| 9/30/2022 | 1,127 | -86 | -2,078 | -1,915 | N/A |
| 6/30/2022 | 697 | -319 | -2,158 | -2,004 | N/A |
| 3/31/2022 | -1,527 | -2,475 | -2,058 | -1,910 | N/A |
| 12/31/2021 | -1,783 | -2,873 | -119 | 41 | N/A |
| 9/30/2021 | -1,349 | -2,528 | 1,079 | 1,161 | N/A |
| 6/30/2021 | -998 | -2,311 | 160 | 274 | N/A |
| 3/31/2021 | 1,130 | -165 | 4,393 | 4,524 | N/A |
| 12/31/2020 | 1,231 | 101 | 1,971 | 2,129 | N/A |
| 9/30/2020 | 1,300 | 147 | 2,811 | 2,951 | N/A |
| 6/30/2020 | 1,257 | 108 | 2,510 | 2,667 | N/A |
| 3/31/2020 | 1,267 | 65 | -1,299 | -1,116 | N/A |
| 12/31/2019 | 1,344 | 105 | N/A | 125 | N/A |
| 9/30/2019 | 846 | 91 | N/A | 182 | N/A |
| 6/30/2019 | 879 | 127 | N/A | 1,461 | N/A |
| 3/31/2019 | 802 | 15 | N/A | 197 | N/A |
| 12/31/2018 | 857 | 53 | N/A | -2,027 | N/A |
| 9/30/2018 | 1,345 | -10 | N/A | -4,603 | N/A |
| 6/30/2018 | 1,378 | -16 | N/A | -6,357 | N/A |
| 3/31/2018 | 1,485 | 108 | N/A | -5,962 | N/A |
| 12/31/2017 | 1,461 | 90 | N/A | -4,482 | N/A |
| 9/30/2017 | 1,402 | 158 | N/A | -5,630 | N/A |
| 6/30/2017 | 1,365 | 162 | N/A | -4,521 | N/A |
| 3/31/2017 | 1,225 | 71 | N/A | -5,114 | N/A |
| 12/31/2016 | 1,219 | 19 | N/A | -4,648 | N/A |
| 9/30/2016 | 744 | -474 | N/A | -4,468 | N/A |
| 6/30/2016 | 737 | -99 | N/A | -3,260 | N/A |
| 3/31/2016 | -590 | -1,125 | N/A | 2,835 | N/A |
| 12/31/2015 | -767 | -1,237 | N/A | 9,702 | N/A |
| 9/30/2015 | -817 | -1,200 | N/A | 12,756 | N/A |
| 6/30/2015 | -868 | -1,749 | N/A | 12,822 | N/A |
Analist Gelecek Büyüme Tahminleri
Kazançlar ve Tasarruf Oranları: ALPHA 'nin tahmini kazanç büyümesi (yıllık 12.7% ) tasarruf oranının ( 3.2% ) üzerindedir.
Kazançlar ve Piyasa: ALPHA şirketinin kazançlarının (yıllık 12.7% ) Greek pazarından (yıllık 11.6% ) daha hızlı büyümesi öngörülüyor.
Yüksek Büyüme Kazançları: ALPHA şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.
Gelir ve Pazar: ALPHA şirketinin gelirinin (yıllık 14.2% ) Greek pazarından (yıllık 7.6% ) daha hızlı büyümesi öngörülüyor.
Yüksek Büyüme Geliri: ALPHA şirketinin gelirinin (yıllık 14.2% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.
Hisse Başına Kazanç Büyüme Tahminleri
Gelecekteki Özkaynak Getirisi
Gelecekteki ROE: ALPHA 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 12.1 %).
Büyüyen şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/22 22:20 |
| Gün Sonu Hisse Fiyatı | 2026/05/22 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Alpha Bank S.A. 30 Bu analistlerden 12, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Kirishanthan Vijayarajah | Barclays |
| Robert Bate | Barclays |
| Manos Chatzidakis | Beta Securities S.A. |