ALPHA Share Price Performance
€3.43
1.38 (67.30%)
22.1% undervalued intrinsic discount
€4.40
Fair Value
Price €3.43
AnalystConsensusTarget €4.40
AnalystLowTarget €3.26
AnalystHighTarget €4.65
Fair Value€4.40
Share Pricen/a
Alpha Bank S.A. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 35 Fair Values set on narratives written by author
ALPHA Community Narratives
AN
Fair Value €4.4 22.1% undervalued intrinsic discount
Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts
1users have liked this narrative
0users have commented on this narrative
18users have followed this narrative
AN
Fair Value €3.35 2.4% overvalued intrinsic discount
Fintech Surge And Aging Demographics Will Undermine Banking Models
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value €4.65 26.2% undervalued intrinsic discount
Digitalization And ESG Will Expand Southeast European Markets
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Fintech Surge And Aging Demographics Will Undermine Banking Models
Key Takeaways Growing competition from fintech and neobanks threatens Alpha Bank's revenue from fees, commissions, and lending spreads, challenging its traditional banking model. Weak interest margins, demographic headwinds, and legacy non-performing loans could further limit loan growth, compress profits, and add risk to future earnings.Read more
26
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
€3.35
2.4% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
14.87% p.a.
Profit Margin
41.04%
Future PE
8.97x
Price in 2029
€4.51
Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts
Key Takeaways Strategic partnerships and digital investments are broadening market reach, enhancing operational efficiency, and improving customer experience. Strong capital base and reduced risk exposures support loan growth, market share expansion, and increasing profitability amid favorable regional economic trends.Read more
174
users have viewed this narrative1users have liked this narrative
0users have commented on this narrative
18users have followed this narrative
AN
€4.4
22.1% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
15.5% p.a.
Profit Margin
40.94%
Future PE
12.3x
Price in 2029
€5.93
Digitalization And ESG Will Expand Southeast European Markets
Key Takeaways The UniCredit partnership and ELTA alliance, combined with digitalization and workforce investments, position Alpha Bank for market dominance and efficient expansion into untapped regions. Focus on cost control, M&A agility, and sustainable finance enables Alpha Bank to enhance returns, benefit from regional growth, and meet evolving ESG priorities.Read more
17
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
€4.65
26.2% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
21.87% p.a.
Profit Margin
41.68%
Future PE
10.92x
Price in 2029
€6.32
Trending Discussion
Recently Updated Narratives
AN
ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions
Fair Value: €3.35 2.4% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential
Fair Value: €4.4 22.1% undervalued intrinsic discount
18 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
ALPHA: Medium Term EPS Guidance Will Support Upside Case
Fair Value: €4.65 26.2% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Alpha Bank S.A. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 28, 2026
- 0.37
- 100.00%
- 47.54%
- 92.1%
About ALPHA
- Founded
- 1879
- Employees
- 6709
- CEO
- WebsiteView website
Alpha Bank S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. The company offers savings, premier, deposit, payroll, and payroll for pension accounts, as well as savings and sight account in foreign currency. It also provides personal, mortgage, home improvement, and green loans; debit, credit, and prepaid cards; digital wallets; health, home and car, credit card protection, online transactions, card theft, mortgage loan, personal insurance products, as well as unit-linked and insurance savings plans; and working capital facilities, corporate loans, leasing products, factoring services, letters of guarantee/letters of credit, trading, and wealth management services. In addition, the company offers investment products, such as mutual funds, investment plans and combined investment, equities and stock exchanges, bonds, and term deposits. Further, it provides various business banking products and services comprising business banking advisory, business cards, partner ecosystem, green solutions for small businesses, deposit products, financing solutions, sectorial programmes, insurance, Nexi POS, and international trade; international market products; corporate finance, custody, shipping, and other services; and mass payment, Nexi XPay, cash management, online legalization for legal entities, tools, online term deposit for business, myBusiness benefit, API portal, and e-banking. Additionally, the company offers supranational development and national development programmes, and recovery and resilience facility loans; gold personal and business banking services; GEM portfolio management and e-wealth services, and lombard loans. Alpha Bank S.A. was founded in 1879 and is based in Athens, Greece.
