Hiscox Gelecekteki Büyüme
Future kriter kontrolleri 2/6
Hiscox kazanç ve gelirin sırasıyla yıllık 6.4% ve 11.3% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 10.7% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 16.8% olacağı tahmin edilmektedir.
Anahtar bilgiler
6.4%
Kazanç büyüme oranı
10.71%
EPS büyüme oranı
| Insurance kazanç büyümesi | 9.3% |
| Gelir büyüme oranı | 11.3% |
| Gelecekteki özkaynak getirisi | 16.85% |
| Analist kapsamı | Good |
| Son güncelleme | 23 May 2026 |
Gelecekteki son büyüme güncellemeleri
Recent updates
Anlatı Güncellemesi • Apr 22
HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks
Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.Anlatı Güncellemesi • Apr 07
HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks
Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.Anlatı Güncellemesi • Mar 24
HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations
Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.
Yeni Anlatı • Mar 14
Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile
Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Mar 08
HSX: Future Returns Will Reflect Capital Returns And Refined Margin Expectations
Analysts have lifted their price targets for Hiscox, with updated modelling nudging fair value from £15.17 to £15.95. This is supported by Street research that cites higher targets of £16.11 and £17.10, along with refined assumptions on revenue growth, profit margin and future P/E.
Yeni Anlatı • Feb 26
AI Reliance And Execution Risks Will Pressure Margins And Challenge Optimistic Expectations
Catalysts About Hiscox Hiscox is an international insurer and reinsurer focused on retail, London market and reinsurance lines, with a growing digital small commercial platform. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Feb 21
HSX: Future Returns Will Reflect Buyback Activity And Margin-Focused Upside Potential
Analysts have nudged their Hiscox price target higher from £14.89 to £15.17, citing updated assumptions around slightly lower revenue growth expectations, balanced by firmer profit margin forecasts and a modestly higher future P/E multiple. What's in the News Hiscox has repurchased 12,568,259 shares between July 1, 2025 and December 19, 2025, for a total of US$222.5 million, representing 3.74% of the company.Anlatı Güncellemesi • Feb 06
HSX: Future Returns Will Reflect Under-Earning Risks And Buyback-Supported Upside Potential
Analysts have cut their price target on Hiscox from £15.00 to £10.68, citing views that the company is currently under earning with return on equity trailing sector peers. This feeds into updated fair value, discount rate, growth and P/E assumptions.Anlatı Güncellemesi • Jan 21
HSX: Future Returns Will Balance Under-Earning Concerns With Buyback-Driven Confidence
The analyst price target for Hiscox has been revised lower to £10.69 from £15.00 as analysts factor in views that the business is currently under-earning, with return on equity trailing peers, despite differing opinions reflected in recent target changes around £15.00. Analyst Commentary Bullish Takeaways Bullish analysts see scope for upside execution, reflected in a higher £15.00 price target, suggesting confidence that the current earnings profile may not fully reflect the business potential.Anlatı Güncellemesi • Nov 07
HSX: Strong First Half Performance Will Drive Renewed Confidence Ahead
The analyst consensus price target for Hiscox has increased from £14.88 to £15.21 per share. This reflects analysts' improved outlook following strong results and a narrowing valuation gap.Analiz Makalesi • Nov 03
Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price
With a price-to-earnings (or "P/E") ratio of 10.1x Hiscox Ltd ( LON:HSX ) may be sending bullish signals at the moment...Anlatı Güncellemesi • Oct 24
Capital Returns And Dividend Increases Will Support Performance Amid Market Risks
Analysts have modestly raised their fair value estimate for Hiscox from £14.82 to £14.88. They cite narrowing valuation gaps and an improved capital return outlook, as reflected in recent price target upgrades by the Street.Anlatı Güncellemesi • Oct 10
New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Narrative Update on Hiscox The analyst consensus price target for Hiscox has increased modestly, rising from £14.59 to £14.82. Analysts cite stronger-than-expected earnings forecasts and robust sector performance to support their raised valuations.Anlatı Güncellemesi • Sep 03
New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
Yeni Anlatı • Mar 02
New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.Kazanç ve Gelir Büyüme Tahminleri
| Tarih | Gelir | Kazançlar | Serbest Nakit Akışı | Faaliyetlerden Nakit | Avg. Analist Sayısı |
|---|---|---|---|---|---|
| 12/31/2028 | 5,818 | 725 | 715 | 819 | 4 |
| 12/31/2027 | 5,546 | 582 | 615 | 713 | 5 |
| 12/31/2026 | 5,230 | 521 | 634 | 720 | 5 |
| 12/31/2025 | 4,025 | 604 | 26 | 73 | N/A |
| 9/30/2025 | 3,976 | 600 | 20 | 66 | N/A |
| 6/30/2025 | 3,927 | 595 | 13 | 59 | N/A |
| 3/31/2025 | 3,868 | 611 | 44 | 87 | N/A |
| 12/31/2024 | 3,808 | 627 | 75 | 114 | N/A |
| 9/30/2024 | 3,794 | 674 | 202 | 241 | N/A |
| 6/30/2024 | 3,780 | 721 | 328 | 367 | N/A |
| 3/31/2024 | 3,740 | 716 | 258 | 300 | N/A |
| 12/31/2023 | 3,700 | 712 | 188 | 232 | N/A |
| 9/30/2023 | 3,483 | 591 | 120 | 177 | N/A |
| 6/30/2023 | 3,267 | 470 | 52 | 121 | N/A |
| 3/31/2023 | 3,121 | 362 | 171 | 247 | N/A |
| 12/31/2022 | 2,975 | 254 | 291 | 373 | N/A |
| 9/30/2022 | 2,921 | 179 | 168 | 245 | N/A |
| 6/30/2022 | 2,866 | 104 | 46 | 116 | N/A |
| 3/31/2022 | 2,944 | 147 | 2 | 66 | N/A |
| 12/31/2021 | 3,023 | 190 | -42 | 17 | N/A |
| 9/30/2021 | 3,047 | 83 | -53 | -7 | N/A |
| 6/30/2021 | 3,071 | -24 | -64 | -30 | N/A |
| 3/31/2021 | 3,035 | -159 | -121 | -73 | N/A |
| 12/31/2020 | 3,000 | -294 | -178 | -117 | N/A |
| 9/30/2020 | 2,930 | -270 | -48 | 35 | N/A |
| 6/30/2020 | 2,860 | -247 | 83 | 187 | N/A |
| 3/31/2020 | 2,886 | -99 | 13 | 113 | N/A |
| 12/31/2019 | 2,912 | 49 | -58 | 40 | N/A |
| 9/30/2019 | 2,868 | 82 | N/A | -111 | N/A |
| 6/30/2019 | 2,824 | 115 | N/A | -261 | N/A |
| 3/31/2019 | 2,741 | 116 | N/A | 19 | N/A |
| 12/31/2018 | 2,659 | 118 | N/A | 300 | N/A |
| 9/30/2018 | 2,645 | 88 | N/A | 344 | N/A |
| 6/30/2018 | 2,632 | 59 | N/A | 388 | N/A |
| 3/31/2018 | 2,604 | 46 | N/A | 241 | N/A |
| 12/31/2017 | 2,575 | 34 | N/A | 95 | N/A |
| 9/30/2017 | 2,653 | 177 | N/A | 159 | N/A |
| 6/30/2017 | 2,508 | 304 | N/A | 218 | N/A |
| 3/31/2017 | 2,348 | 360 | N/A | 145 | N/A |
| 12/31/2016 | 2,198 | 415 | N/A | 70 | N/A |
| 9/30/2016 | 2,175 | 399 | N/A | -89 | N/A |
| 6/30/2016 | 2,090 | 370 | N/A | -257 | N/A |
| 3/31/2016 | 2,203 | 351 | N/A | -88 | N/A |
| 12/31/2015 | 2,194 | 310 | N/A | 105 | N/A |
| 9/30/2015 | 2,224 | 330 | N/A | 482 | N/A |
| 6/30/2015 | 2,284 | 355 | N/A | 889 | N/A |
Analist Gelecek Büyüme Tahminleri
Kazançlar ve Tasarruf Oranları: HSX 'nin tahmini kazanç büyümesi (yıllık 6.4% ) tasarruf oranının ( 3.4% ) üzerindedir.
Kazançlar ve Piyasa: HSX şirketinin kazançlarının (yıllık 6.4% ) UK pazarından (yıllık 11.5% ) daha yavaş büyümesi öngörülüyor.
Yüksek Büyüme Kazançları: HSX şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.
Gelir ve Pazar: HSX şirketinin gelirinin (yıllık 11.3% ) UK pazarından (yıllık 4.5% ) daha hızlı büyümesi öngörülüyor.
Yüksek Büyüme Geliri: HSX şirketinin gelirinin (yıllık 11.3% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.
Hisse Başına Kazanç Büyüme Tahminleri
Gelecekteki Özkaynak Getirisi
Gelecekteki ROE: HSX 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 16.8 %).
Büyüyen şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/24 04:13 |
| Gün Sonu Hisse Fiyatı | 2026/05/22 00:00 |
| Kazançlar | 2025/12/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Hiscox Ltd 25 Bu analistlerden 9, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Ivan Bokhmat | Barclays |
| Michael Christodoulou | Berenberg |
| Thomas Seidl | Bernstein |