OFG Bancorp Tidigare resultatutveckling
Tidigare kriterier kontrolleras 3/6
OFG Bancorp har ökat intäkterna med en genomsnittlig årlig takt på 10.8%, medan Banks -branschen såg intäkterna växer på 3.2% årligen. Intäkterna har varit växande med en genomsnittlig takt på 4.8% per år. OFG Bancorp s avkastning på eget kapital är 15.6% och den har en nettomarginal på 33.6%.
Viktig information
10.79%
Tillväxttakt i vinsten
13.50%
Tillväxttakt för EPS
| Banks Tillväxt i branschen | 11.18% |
| Intäkternas tillväxttakt | 4.76% |
| Avkastning på eget kapital | 15.62% |
| Nettomarginal | 33.64% |
| Nästa resultatuppdatering | 21 Jul 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Uppdatering av berättelse • Jun 17
OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price
Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.Seeking Alpha • Jun 03
OFG Bancorp: Further Progress Is Needed To Justify An Upgrade
Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking AlphaUppdatering av berättelse • Jun 02
OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk
Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.Uppdatering av berättelse • Apr 28
OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance
OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.Uppdatering av berättelse • Apr 12
OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance
Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.Uppdatering av berättelse • Mar 28
OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance
Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.Uppdatering av berättelse • Mar 13
OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance
Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.Uppdatering av berättelse • Feb 27
OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook
Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.Uppdatering av berättelse • Feb 13
OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings
Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.Analysartikel • Feb 01
OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35
OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...Uppdatering av berättelse • Jan 30
OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside
Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.Uppdatering av berättelse • Jan 15
OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns
Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.Analysartikel • Mar 20
OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...Seeking Alpha • Feb 08
OFG Bancorp: The Picture Looks Better Than I Previously Thought
Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking AlphaSeeking Alpha • Jan 29
OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook
Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
Ny berättelse • Oct 20
Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges
The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.Seeking Alpha • Oct 15
OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate
Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking AlphaAnalysartikel • Oct 14
Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysartikel • Jul 03
Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Fördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur OFG Bancorp tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 31 Mar 26 | 635 | 213 | 296 | 0 |
| 31 Dec 25 | 624 | 205 | 294 | 0 |
| 30 Sep 25 | 624 | 200 | 289 | 0 |
| 30 Jun 25 | 619 | 195 | 287 | 0 |
| 31 Mar 25 | 623 | 194 | 287 | 0 |
| 31 Dec 24 | 629 | 198 | 285 | 0 |
| 30 Sep 24 | 639 | 194 | 281 | 0 |
| 30 Jun 24 | 642 | 192 | 279 | 0 |
| 31 Mar 24 | 633 | 185 | 279 | 0 |
| 31 Dec 23 | 629 | 182 | 279 | 0 |
| 30 Sep 23 | 626 | 182 | 274 | 0 |
| 30 Jun 23 | 620 | 179 | 269 | 0 |
| 31 Mar 23 | 610 | 175 | 265 | 0 |
| 31 Dec 22 | 590 | 166 | 257 | 0 |
| 30 Sep 22 | 566 | 153 | 250 | 0 |
| 30 Jun 22 | 557 | 153 | 245 | 0 |
| 31 Mar 22 | 555 | 153 | 242 | 0 |
| 31 Dec 21 | 542 | 145 | 239 | 0 |
| 30 Sep 21 | 524 | 133 | 234 | 0 |
| 30 Jun 21 | 498 | 117 | 232 | 0 |
| 31 Mar 21 | 466 | 97 | 228 | 0 |
| 31 Dec 20 | 433 | 68 | 233 | 0 |
| 30 Sep 20 | 389 | 44 | 217 | 0 |
| 30 Jun 20 | 335 | 23 | 197 | 0 |
| 31 Mar 20 | 310 | 26 | 176 | 0 |
| 31 Dec 19 | 308 | 47 | 149 | 0 |
| 30 Sep 19 | 323 | 73 | 145 | 0 |
| 30 Jun 19 | 350 | 87 | 143 | 0 |
| 31 Mar 19 | 345 | 81 | 142 | 0 |
| 31 Dec 18 | 340 | 72 | 142 | 0 |
| 30 Sep 18 | 317 | 63 | 143 | 0 |
| 30 Jun 18 | 312 | 43 | 144 | 0 |
| 31 Mar 18 | 305 | 41 | 145 | 0 |
| 31 Dec 17 | 302 | 39 | 145 | 0 |
| 30 Sep 17 | 309 | 37 | 144 | 0 |
| 30 Jun 17 | 301 | 49 | 142 | 0 |
| 31 Mar 17 | 301 | 46 | 139 | 0 |
| 31 Dec 16 | 313 | 45 | 139 | 0 |
| 30 Sep 16 | 272 | 29 | 140 | 0 |
| 30 Jun 16 | 273 | 18 | 143 | 0 |
| 31 Mar 16 | 261 | 1 | 147 | 0 |
| 31 Dec 15 | 228 | -16 | 147 | 0 |
| 30 Sep 15 | 280 | 5 | 151 | 0 |
Kvalitetsintäkter: OFG har inkomster av hög kvalitet.
Växande vinstmarginal: OFG s nuvarande netto vinstmarginaler (33.6%) är högre än förra året (31.1%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: OFG s intäkter har ökat med 10.8% per år under de senaste 5 åren.
Accelererande tillväxt: OFG s intäktstillväxt under det senaste året ( 10% ) är under sitt 5-åriga genomsnitt ( 10.8% per år).
Resultat vs industri: OFG vinsttillväxt under det senaste året ( 10% ) överträffade inte Banks branschen 23.3%.
Avkastning på eget kapital
Hög ROE: OFG s avkastning på eget kapital ( 15.6% ) anses vara låg.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/05 06:51 |
| Aktiekurs vid dagens slut | 2026/07/02 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
OFG Bancorp bevakas av 10 analytiker. 4 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Taylor Brodarick | Guggenheim Securities, LLC |
| Kenneth Usdin | Jefferies LLC |