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First Internet BancorpNasdaqGS:INBK Aktierapport

Marknadsvärde US$219.4m
Aktiekurs
US$25.26
US$30
15.8% undervärderad intrinsisk rabatt
1Y10.7%
7D11.3%
Portföljens värde
Utsikt

First Internet Bancorp

NasdaqGS:INBK Aktierapport

Börsvärde: US$219.4m

First Internet Bancorp (INBK) Aktievy

First Internet Bancorp är bankholdingbolag för First Internet Bank of Indiana som tillhandahåller olika bankprodukter och tjänster till privatpersoner och företagskunder i USA inom områdena handel, småföretag, konsument och kommunal verksamhet. Mer information

INBK fundamental analys
Snöflinga Score
Värdering2/6
Framtida tillväxt5/6
Tidigare resultat0/6
Finansiell hälsa5/6
Utdelningar1/6

Belöningar

Riskanalys

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INBK Community Fair Values

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First Internet Bancorp Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för First Internet Bancorp
Historiska aktiekurser
Aktuell aktiekursUS$25.52
52 veckors högstaUS$28.51
52 veckors lägstaUS$17.05
Beta0.85
1 månads förändring13.27%
3 månaders förändring16.00%
1 års förändring10.67%
3 års förändring161.48%
5 års förändring-26.90%
Förändring sedan börsintroduktionen164.00%

Senaste nyheter och uppdateringar

Analysuppdatering Apr 26

INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential

Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.
Analysuppdatering Apr 12

INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential

Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.
Analysuppdatering Mar 29

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.

Recent updates

Analysuppdatering Apr 26

INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential

Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.
Analysuppdatering Apr 12

INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential

Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.
Analysuppdatering Mar 29

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.
Analysuppdatering Mar 14

INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case

Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.
Analysuppdatering Feb 28

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.
Seeking Alpha Feb 20

First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive

Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking Alpha
Analysuppdatering Feb 14

INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case

Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.
Analysuppdatering Jan 31

INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case

Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.
Analysartikel Dec 20

First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
Analysuppdatering Dec 12

INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside

Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.
Analysartikel Sep 20

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
Analysartikel Jun 21

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...
Analysartikel Mar 22

First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06

First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...
Seeking Alpha Jan 03

First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield

Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
User avatar
Ny analys Sep 26

Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability

Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.
Seeking Alpha Sep 22

Despite Rapid Growth, First Internet Bancorp Deserves A Pass

Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking Alpha
Seeking Alpha Jul 04

First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future

Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking Alpha
Analysartikel Jun 23

First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
Seeking Alpha Apr 28

First Internet Bancorp: The Recovery Begins

Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking Alpha
Seeking Alpha Feb 01

First Internet Bancorp: There Is Light At The End Of The Tunnel

Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking Alpha

Aktieägarnas avkastning

INBKUS BanksUS Marknad
7D11.3%-2.2%2.1%
1Y10.7%23.0%30.6%

Avkastning vs industri: INBK presterade sämre än US Banks branschen som gav 23 % under det senaste året.

Avkastning vs Marknaden: INBK presterade sämre än US marknaden som gav 30.6 % under det senaste året.

Prisvolatilitet

Is INBK's price volatile compared to industry and market?
INBK volatility
INBK Average Weekly Movement4.7%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Stabil aktiekurs: INBK har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: INBK s veckovolatilitet ( 5% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
1998355David Beckerwww.firstinternetbancorp.com

First Internet Bancorp fungerar som bankholdingbolag för First Internet Bank of Indiana som tillhandahåller olika kommersiella, småföretags-, konsument- och kommunala bankprodukter och tjänster till privatpersoner och kommersiella kunder i USA. Företaget erbjuder icke-räntebärande och räntebärande avistainlåning, sparkonton och penningmarknadskonton, samt inlåningscertifikat och mäklade insättningar. Det tillhandahåller också kommersiella och industriella, ägarbebodda kommersiella fastigheter, kommersiella fastigheter för investerare, byggande, leasingfinansiering för enstaka hyresgäster, leasing för enstaka hyresgäster, offentliga, specialiserade, hälso- och finans, utlåning till småföretag, kommersiell inlåning och likviditetsförvaltning, franchisefinansiering, bostadslån, bostadskapital och andra konsumentlån.

First Internet Bancorp Sammanfattning av grunderna

Hur förhåller sig First Internet Bancorp:s resultat och omsättning till dess börsvärde?
INBK grundläggande statistik
BörsvärdeUS$219.40m
Vinst(TTM)-US$33.60m
Intäkter(TTM)US$47.38m
0.6x
P/B-förhållande
4.7x
P/S-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
INBK resultaträkning (TTM)
IntäkterUS$47.38m
Kostnad för intäkterUS$0
BruttovinstUS$47.38m
Övriga kostnaderUS$80.98m
Intäkter-US$33.60m

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)-3.85
Bruttomarginal100.00%
Nettovinstmarginal-70.92%
Skuld/egenkapitalförhållande95.6%

Hur har INBK utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

0.9%
Aktuell utdelningsavkastning
-6%
Utbetalningskvot

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/07 14:43
Aktiekurs vid dagens slut2026/05/07 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

First Internet Bancorp bevakas av 5 analytiker. 3 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
George SuttonCraig-Hallum Capital Group LLC
Brett RabatinHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods