Tillkännagivande • Mar 13
La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026 La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026. Tillkännagivande • Feb 24
La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026 La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026, at 13:30 SA Pacific Standard Time. Location: held remotely, Peru Board Change • Dec 24
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Board Change • Oct 10
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Board Change • Jul 01
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Tillkännagivande • Mar 06
La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025 La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025. Tillkännagivande • Feb 10
La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025 La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025, at 12:30 SA Pacific Standard Time. Location: held remotely, Peru Board Change • Dec 24
Less than half of directors are independent Following the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. New Risk • Aug 20
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company. Reported Earnings • Aug 17
Second quarter 2024 earnings released: EPS: S/0.10 (vs S/0.044 in 2Q 2023) Second quarter 2024 results: EPS: S/0.10 (up from S/0.044 in 2Q 2023). Revenue: S/593.7m (up 7.8% from 2Q 2023). Net income: S/66.0m (up 120% from 2Q 2023). Profit margin: 11% (up from 5.4% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. New Risk • Jun 04
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 22% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company. Reported Earnings • May 18
First quarter 2024 earnings released: EPS: S/0.076 (vs S/0.036 in 1Q 2023) First quarter 2024 results: EPS: S/0.076 (up from S/0.036 in 1Q 2023). Revenue: S/583.2m (up 13% from 1Q 2023). Net income: S/50.5m (up 165% from 1Q 2023). Profit margin: 8.7% (up from 3.7% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. New Risk • Apr 16
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: S/374.0m (US$99.5m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company. Reported Earnings • Mar 11
Full year 2023 earnings released: EPS: S/0.28 (vs S/0.12 in FY 2022) Full year 2023 results: EPS: S/0.28 (up from S/0.12 in FY 2022). Revenue: S/2.19b (up 16% from FY 2022). Net income: S/150.1m (up 136% from FY 2022). Profit margin: 6.8% (up from 3.4% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 02
Third quarter 2023 earnings released: EPS: S/0.078 (vs S/0.045 in 3Q 2022) Third quarter 2023 results: EPS: S/0.078 (up from S/0.045 in 3Q 2022). Revenue: S/532.1m (up 14% from 3Q 2022). Net income: S/42.5m (up 69% from 3Q 2022). Profit margin: 8.0% (up from 5.4% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Reported Earnings • Aug 06
Second quarter 2023 earnings released Second quarter 2023 results: Revenue: S/617.2m (up 31% from 2Q 2022). Net income: S/30.0m (up 60% from 2Q 2022). Profit margin: 4.9% (up from 4.0% in 2Q 2022). The increase in margin was driven by higher revenue. New Risk • Aug 04
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.9% average weekly change). New Risk • Jun 09
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (9.8% increase in shares outstanding). Reported Earnings • Nov 16
Third quarter 2022 earnings released: EPS: S/0.056 (vs S/0.096 in 3Q 2021) Third quarter 2022 results: EPS: S/0.056 (down from S/0.096 in 3Q 2021). Revenue: S/517.8m (up 110% from 3Q 2021). Net income: S/25.1m (down 47% from 3Q 2021). Profit margin: 4.8% (down from 19% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Board Change • Nov 16
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Tillkännagivande • Oct 08
Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1). Fidelidade - Companhia de Seguros, S.A. agreed to acquire additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on June 9, 2022. Post acquisition, Fidelidade - Companhia de Seguros, S.A. stake in La Positiva Seguros will be 91.5% stake. The deal is subject to approval from the Superintendencia de Banca, Seguros y AFP, the Peruvian insurance market regulator.
Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on October 6, 2022. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Upcoming Dividend • Mar 30
Inaugural dividend of S/0.084 per share Eligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%. Is New 90 Day High Low • Jan 13
New 90-day low: S/0.93 The company is down 6.0% from its price of S/0.99 on 14 October 2020. The Peruvian market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period. Is New 90 Day High Low • Jan 06
New 90-day low: S/0.99 The company is down 6.0% from its price of S/1.05 on 08 October 2020. The Peruvian market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period. Upcoming Dividend • Dec 29
First Dividend Is S/0.063 Per Share Will be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%. 
