UniCredit S.p.A.

BIT:UCG Aktierapport

Börsvärde: €119.1b

UniCredit Förvaltning

Förvaltning kriterier kontrolleras 2/4

Vi har för närvarande inte tillräcklig information om VD:n.

Viktig information

Andrea Orcel

Verkställande direktör

€11.5m

Total ersättning

VD-lön i procent28.93%
Anställning som VD5.2yrs
Ägande av VDn/a
Ledningens genomsnittliga anställningstid3.5yrs
Styrelsens genomsnittliga mandatperiod5.2yrs

Senaste uppdateringar av ledningen

Recent updates

Uppdatering av berättelse • Jun 07

UCG: Capital Reshaping And Margin Resilience Will Support Further Upside

Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
Uppdatering av berättelse • May 23

UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside

The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.
Analysartikel • May 08

Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
Uppdatering av berättelse • Apr 23

UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside

Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Uppdatering av berättelse • Apr 09

UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside

Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.
Uppdatering av berättelse • Mar 26

UCG: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Uppdatering av berättelse • Mar 10

UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside

Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.
Uppdatering av berättelse • Feb 24

UCG: Execution On Capital Returns And M&A Will Drive Future Upside

We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.
Analysartikel • Feb 13

UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53

Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
Uppdatering av berättelse • Feb 10

UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside

The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.
Uppdatering av berättelse • Jan 27

UCG: Capital Returns And Deal Execution Will Shape Future Share Performance

Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.
Uppdatering av berättelse • Jan 11

UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential

Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.
Uppdatering av berättelse • Dec 18

UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential

Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.
Uppdatering av berättelse • Dec 04

UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance

UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.
Uppdatering av berättelse • Nov 19

UCG: Capital Returns Near 11% Will Drive Share Performance Forward

Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
Analysartikel • Jul 26

UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
User avatar
Ny berättelse • Nov 10

Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges

UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.

Analys av ersättningar till VD

Hur har Andrea Orcel:s ersättning förändrats jämfört med UniCredit:s resultat?
DatumTotal ersättningLönFöretagets resultat
Mar 31 2026n/an/a

€11b

Dec 31 2025€11m€3m

€11b

Sep 30 2025n/an/a

€10b

Jun 30 2025n/an/a

€10b

Mar 31 2025n/an/a

€10b

Dec 31 2024€7m€3m

€9b

Sep 30 2024n/an/a

€10b

Jun 30 2024n/an/a

€10b

Mar 31 2024n/an/a

€10b

Dec 31 2023€7m€3m

€9b

Sep 30 2023n/an/a

€9b

Jun 30 2023n/an/a

€8b

Mar 31 2023n/an/a

€8b

Dec 31 2022€4m€2m

€6b

Sep 30 2022n/an/a

€3b

Jun 30 2022n/an/a

€2b

Mar 31 2022n/an/a

€1b

Dec 31 2021€7m€2m

€2b

Ersättning vs marknad: Andrea s total kompensation ($USD 13.15M ) är över genomsnittet för företag av liknande storlek på Italian marknaden ($USD 3.86M ).

Ersättning vs inkomst: Ersättningen för Andrea har ökat med mer än 20 % det senaste året.

VD OCH KONCERNCHEF

Andrea Orcel (63 yo)

5.2yrs
Anställning
€11,474,000
Kompensation

Mr. Andrea Orcel serves as Director at EIS Group, Inc. He serves as Supervisory Board Member at UniCredit Bank AG since 2021 and serves as Chairman of Supervisory Board since July 14, 2021. He serves as Ch...

Ledningsgrupp

NamnPositionAnställningKompensationÄgarskap
Andrea Orcel
Group CEO5.2yrs€11.47minga uppgifter
Stefano Porro
Head of Group Finance5.7yrsinga uppgifteringa uppgifter
Gianfranco Bisagni
Group Chief Operating Officer4yrsinga uppgifteringa uppgifter
Renato Di Monta
Managing Directorno datainga uppgifteringa uppgifter
Pietro Sassella
Managing Directorno datainga uppgifteringa uppgifter
Jovana Vujicic
Directorno datainga uppgifteringa uppgifter
Ali Khan
Head of Group Digital & Information2.9yrsinga uppgifteringa uppgifter
Magda Palczynska
Head of Group Investor Relations4.7yrsinga uppgifteringa uppgifter
Thiam Lim
Head of Group Compliance1yringa uppgifteringa uppgifter
Rita Izzo
Head of Group Legal2.3yrsinga uppgifteringa uppgifter
Fiona Melrose
Head of Group People & Cultureless than a yearinga uppgifteringa uppgifter
Mikhail Alekseev
Executive Vice Presidentno datainga uppgifteringa uppgifter
3.5yrs
Genomsnittlig anställningstid
63yo
Genomsnittlig ålder

Erfaren ledning: UCG s ledningsgrupp anses vara erfaren ( 3.5 års genomsnittlig anställningstid).

Styrelseledamöter

NamnPositionAnställningKompensationÄgarskap
Andrea Orcel
Group CEO5.2yrs€11.47minga uppgifter
Antonio Domingues
Independent Non-Executive Directorno data€260.00kinga uppgifter
Marco Giuseppe Rigotti
Independent Non-Executive Directorno data€397.00kinga uppgifter
Francesca Tondi
Independent Non-Executive Director5.2yrs€185.00kinga uppgifter
Gabriele Villa
Independent Non-Executive Directorno data€237.00kinga uppgifter
Pietro Padoan
Independent Non-Executive Chairman of the Board5.7yrs€1.03minga uppgifter
Maria Pierdicchi
Independent Non-Executive Director5.2yrs€252.00kinga uppgifter
Vincenzo Cariello
Independent Non-Executive Director5.2yrs€211.00kinga uppgifter
Paola Broyd
Independent Non-Executive Directorno data€260.00kinga uppgifter
Elena Carletti
Independent Non-Executive Deputy Vice Chair5.2yrs€340.00kinga uppgifter
Beatriz Angela Bartolome
Independent Non Executive Director5.2yrs€170.00kinga uppgifter
Jeffrey Hedberg
Independent Non-Executive Director5.2yrs€260.00kinga uppgifter
5.2yrs
Genomsnittlig anställningstid
63.5yo
Genomsnittlig ålder

Erfaren styrelse: UCG s styrelse anses vara erfaren ( 5.2 års genomsnittlig mandatperiod).

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/06/22 02:37
Aktiekurs vid dagens slut2026/06/22 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

UniCredit S.p.A. bevakas av 37 analytiker. 16 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander