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UniCredit S.p.A.BIT:UCG Aktierapport

Marknadsvärde €122.8b
Aktiekurs
n/a
1Y45.2%
7D6.3%
1D0.1%
Portföljens värde
​
Utsikt

UniCredit S.p.A.

BIT:UCG Aktierapport

Börsvärde: €122.8b

UniCredit (UCG) Aktievy

UniCredit S.p.A. tillhandahåller affärsbankstjänster i Italien, Tyskland, Centraleuropa och Östeuropa. Mer information

UCG fundamental analys
Snöflinga Score
Värdering5/6
Framtida tillväxt1/6
Tidigare resultat4/6
Finansiell hälsa4/6
Utdelningar4/6

Belöningar

Handlar till 27.8% under vår uppskattning av dess verkliga värde

Intäkterna förväntas växa med 4.75% per år

Intäkterna ökade med 15.2% under det senaste året

Handlas till ett bra värde jämfört med konkurrenter och branschen

Riskanalys

Instabil utdelningshistorik


UCG Community Fair Values

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See what 86 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

Top Community Narratives

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UniCredit

UniCredit's Path to €78.13 Driven by Long-Term Growth Potential

UniCredit is reshaping itself by cutting costs, tightening up risk, and going more digital, which could make the business stronger and more profitable over time. The big question is whether this turnaround and expansion into new regions can hold up through economic and political shocks while the bank keeps generating cash for shareholders.
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€78.13
FV
4.9% övervärderad intrinsisk rabatt
17.97%
Revenue growth p.a.
176
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UniCredit S.p.A. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för UniCredit
Historiska aktiekurser
Aktuell aktiekurs€81.96
52 veckors högsta€82.50
52 veckors lägsta€56.44
Beta1.06
1 månads förändring12.04%
3 månaders förändring30.80%
1 års förändring45.19%
3 års förändring285.15%
5 års förändring741.05%
Förändring sedan börsintroduktionen50.93%

Senaste nyheter och uppdateringar

Uppdatering av berättelse • Jun 22

UCG: Commerzbank Takeover Setback Will Test Earnings Resilience And P/E Assumptions

Analysts have increased their UniCredit fair value estimate by about €4 to €72.00, citing recent Street research that adjusts assumptions around discount rates, revenue growth, profit margins and future P/E expectations. Analyst Commentary Recent Street research on UniCredit highlights that, alongside upward revisions, there have also been several bearish adjustments to price targets and ratings that point to ongoing debate about the stock's risk and reward profile.
Uppdatering av berättelse • Jun 07

UCG: Capital Reshaping And Margin Resilience Will Support Further Upside

Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
Uppdatering av berättelse • May 23

UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside

The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.

Recent updates

Uppdatering av berättelse • Jun 22

UCG: Commerzbank Takeover Setback Will Test Earnings Resilience And P/E Assumptions

Analysts have increased their UniCredit fair value estimate by about €4 to €72.00, citing recent Street research that adjusts assumptions around discount rates, revenue growth, profit margins and future P/E expectations. Analyst Commentary Recent Street research on UniCredit highlights that, alongside upward revisions, there have also been several bearish adjustments to price targets and ratings that point to ongoing debate about the stock's risk and reward profile.
Uppdatering av berättelse • Jun 07

UCG: Capital Reshaping And Margin Resilience Will Support Further Upside

Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
Uppdatering av berättelse • May 23

UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside

The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.
Analysartikel • May 08

Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
Uppdatering av berättelse • Apr 23

UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside

Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
Uppdatering av berättelse • Apr 09

UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside

Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.
Uppdatering av berättelse • Mar 26

UCG: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
Uppdatering av berättelse • Mar 10

UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside

Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.
Uppdatering av berättelse • Feb 24

UCG: Execution On Capital Returns And M&A Will Drive Future Upside

We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.
Analysartikel • Feb 13

UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53

Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
Uppdatering av berättelse • Feb 10

UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside

The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.
Uppdatering av berättelse • Jan 27

UCG: Capital Returns And Deal Execution Will Shape Future Share Performance

Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.
Uppdatering av berättelse • Jan 11

UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential

Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.
Uppdatering av berättelse • Dec 18

UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential

Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.
Uppdatering av berättelse • Dec 04

UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance

UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.
Uppdatering av berättelse • Nov 19

UCG: Capital Returns Near 11% Will Drive Share Performance Forward

Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
Analysartikel • Jul 26

UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...
User avatar
Ny berättelse • Nov 10

Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges

UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.

Aktieägarnas avkastning

UCGIT BanksIT Marknad
7D6.3%4.4%3.0%
1Y45.2%42.3%27.4%

Avkastning vs industri: UCG översteg Italian Banks branschen som gav 42.3 % under det senaste året.

Avkastning vs Marknaden: UCG översteg Italian marknaden som gav 27.4 % under det senaste året.

Prisvolatilitet

Is UCG's price volatile compared to industry and market?
UCG volatility
UCG Average Weekly Movement5.0%
Banks Industry Average Movement4.1%
Market Average Movement4.7%
10% most volatile stocks in IT Market8.2%
10% least volatile stocks in IT Market2.9%

Stabil aktiekurs: UCG har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för Italian.

Volatilitet över tid: UCG s veckovolatilitet ( 5% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
187067,458Andrea Orcelwww.unicreditgroup.eu

UniCredit S.p.A. tillhandahåller affärsbankstjänster i Italien, Tyskland, Centraleuropa och Östeuropa. Företaget erbjuder lösningar för privatpersoner, privatpersoner och förmögenhetsförvaltning samt lösningar för institutionella investerare. Företaget erbjuder också rådgivning inom corporate finance, rating, finansiell sponsring, patientkapital, kapitalstruktur och hållbar finansiering samt värdepapperstjänster.

UniCredit S.p.A. Sammanfattning av grunderna

Hur förhåller sig UniCredit:s resultat och omsättning till dess börsvärde?
UCG grundläggande statistik
Börsvärde€122.80b
Vinst(TTM)€11.16b
Intäkter(TTM)€25.46b
11.0x
P/E-förhållande
1.8x
P/B-förhållande

Är UCG övervärderat?

Se Verkligt värde och värderingsanalys

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
UCG resultaträkning (TTM)
Intäkter€25.46b
Kostnad för intäkter€0
Bruttovinst€25.46b
Övriga kostnader€14.31b
Intäkter€11.16b

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

Jul 22, 2026

Vinst per aktie (EPS)7.45
Bruttomarginal100.00%
Nettovinstmarginal43.81%
Skuld/egenkapitalförhållande193.3%

Hur har UCG utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

3.8%
Aktuell utdelningsavkastning
43%
Utbetalningskvot

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/07/05 22:56
Aktiekurs vid dagens slut2026/07/03 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

UniCredit S.p.A. bevakas av 37 analytiker. 16 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander