Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally.
Investec Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||R66.69|
|52 Week High||R29.20|
|52 Week Low||R69.71|
|1 Month Change||17.00%|
|3 Month Change||23.34%|
|1 Year Change||95.17%|
|3 Year Change||-24.09%|
|5 Year Change||-21.36%|
|Change since IPO||1,365.72%|
Recent News & Updates
|INL||ZA Capital Markets||ZA Market|
Return vs Industry: INL exceeded the ZA Capital Markets industry which returned 56% over the past year.
Return vs Market: INL exceeded the ZA Market which returned 19.9% over the past year.
Stable Share Price: INL is less volatile than 75% of ZA stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: INL's weekly volatility (4%) has been stable over the past year.
About the Company
Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally. The company offers wealth and investment products and services, including portfolio management, discretionary wealth management, financial planning, stockbroking/execution, pensions and retirement, and investment advisory services for private clients, charities, pension funds and trusts. It also provides specialist banking products and services comprising private banking products, such as lending, savings, foreign exchange, private capital, and transactional banking services; corporate and investment banking products, including lending, advisory, hedging, cash deposits and savings, and equity placement services to government, institutions, corporates, and intermediaries.
Investec Group Fundamentals Summary
|INL fundamental statistics|
Is INL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|INL income statement (TTM)|
|Cost of Revenue||UK£0|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
Nov 18, 2021
|Earnings per share (EPS)||0.24|
|Net Profit Margin||15.20%|
How did INL perform over the long term?See historical performance and comparison
4.3%Current Dividend Yield
Is Investec Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: INL (ZAR66.69) is trading above our estimate of fair value (ZAR18.56)
Significantly Below Fair Value: INL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: INL is poor value based on its PE Ratio (13.6x) compared to the ZA Capital Markets industry average (11.5x).
PE vs Market: INL is poor value based on its PE Ratio (13.6x) compared to the ZA market (11.4x).
Price to Earnings Growth Ratio
PEG Ratio: INL is good value based on its PEG Ratio (0.5x)
Price to Book Ratio
PB vs Industry: INL's PB Ratio (0.7x) is in line with the ZA Capital Markets industry average.
How is Investec Group forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: INL's forecast earnings growth (29.6% per year) is above the savings rate (8.8%).
Earnings vs Market: INL's earnings (29.6% per year) are forecast to grow faster than the ZA market (12.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: INL's revenue (13.2% per year) is forecast to grow faster than the ZA market (6.3% per year).
High Growth Revenue: INL's revenue (13.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: INL's Return on Equity is forecast to be low in 3 years time (12.4%).
How has Investec Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INL has high quality earnings.
Growing Profit Margin: INL's current net profit margins (15.2%) are higher than last year (10.3%).
Past Earnings Growth Analysis
Earnings Trend: INL's earnings have declined by 16.4% per year over the past 5 years.
Accelerating Growth: INL's earnings growth over the past year (36.3%) exceeds its 5-year average (-16.4% per year).
Earnings vs Industry: INL earnings growth over the past year (36.3%) exceeded the Capital Markets industry 35.2%.
Return on Equity
High ROE: INL's Return on Equity (4.9%) is considered low.
How is Investec Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: INL's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: Insufficient data to determine if INL has a sufficient allowance for bad loans.
Low Risk Liabilities: 80% of INL's liabilities are made up of primarily low risk sources of funding.
Loan Level: INL has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: INL's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: INL has a high level of bad loans (2.6%).
What is Investec Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: INL's dividend (4.35%) is higher than the bottom 25% of dividend payers in the ZA market (3.08%).
High Dividend: INL's dividend (4.35%) is low compared to the top 25% of dividend payers in the ZA market (8.02%).
Stability and Growth of Payments
Stable Dividend: INL's dividend payments have been volatile in the past 10 years.
Growing Dividend: INL's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (53.1%), INL's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Fani Titi (59 yo)
Mr. Fani Titi, BSc Hons (Mathematics), MA (Mathematics), MBA, serves as Non-Executive Director at Ninety One PLC since November 19, 2019. He served as Non-Executive Director at Ninety One Group since Novem...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Fani's total compensation is reasonable compared to companies of similar size in the ZA market.
Compensation vs Earnings: Fani's compensation has increased by more than 20% in the past year.
Experienced Board: INL's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: INL insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Investec Group's employee growth, exchange listings and data sources
- Name: Investec Group
- Ticker: INL
- Exchange: JSE
- Founded: 1974
- Industry: Diversified Capital Markets
- Sector: Diversified Financials
- Market Cap: R61.042b
- Shares outstanding: 922.09m
- Website: https://www.investec.com
Number of Employees
- Investec Group
- 100 Grayston Drive
- South Africa
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 20:55|
|End of Day Share Price||2021/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.