Capitec Bank Holdings Limited

JSE:CPIP Stock Report

Market Cap: R379.2b

Capitec Bank Holdings Balance Sheet Health

Financial Health criteria checks 4/6

Capitec Bank Holdings has total assets of ZAR222.7B and total equity of ZAR46.0B. Total deposits are ZAR162.5B, and total loans are ZAR83.2B.

Key information

4.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

R162.53b

Loan to deposit ratio

Appropriate

Bad loans

25.0%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

R35.50b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CPIP's Assets to Equity ratio (4.8x) is low.

Allowance for Bad Loans: CPIP has a low allowance for bad loans (94%).

Low Risk Liabilities: 92% of CPIP's liabilities are made up of primarily low risk sources of funding.

Loan Level: CPIP has an appropriate level of Loans to Assets ratio (37%).

Low Risk Deposits: CPIP's Loans to Deposits ratio (51%) is appropriate.

Level of Bad Loans: CPIP has a high level of bad loans (25%).


Discover healthy companies