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Capitec Bank Holdings JSE:CPIP Stock Report

Last Price

R107.00

Market Cap

R400.3b

7D

1.9%

1Y

7.0%

Updated

28 May, 2025

Data

Company Financials +

Capitec Bank Holdings Limited

JSE:CPIP Stock Report

Market Cap: R400.3b

CPIP Stock Overview

Through its subsidiaries, provides various banking products and services in South Africa. More details

CPIP fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance5/6
Financial Health4/6
Dividends3/6

Rewards

Risk Analysis

No risks detected for CPIP from our risk checks.

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Capitec Bank Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Capitec Bank Holdings
Historical stock prices
Current Share PriceR107.00
52 Week HighR107.00
52 Week LowR95.50
Beta0.85
1 Month Change4.90%
3 Month Change4.85%
1 Year Change7.00%
3 Year Change1.81%
5 Year Change4.39%
Change since IPO12.04%

Recent News & Updates

Recent updates

Shareholder Returns

CPIPZA BanksZA Market
7D1.9%-0.07%1.1%
1Y7.0%26.7%19.5%

Return vs Industry: CPIP underperformed the ZA Banks industry which returned 26.7% over the past year.

Return vs Market: CPIP underperformed the ZA Market which returned 19.5% over the past year.

Price Volatility

Is CPIP's price volatile compared to industry and market?
CPIP volatility
CPIP Average Weekly Movement2.0%
Banks Industry Average Movement4.5%
Market Average Movement5.3%
10% most volatile stocks in ZA Market11.2%
10% least volatile stocks in ZA Market3.4%

Stable Share Price: CPIP has not had significant price volatility in the past 3 months compared to the ZA market.

Volatility Over Time: CPIP's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199916,935Gerrie Fouriewww.capitecbank.co.za

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services.

Capitec Bank Holdings Limited Fundamentals Summary

How do Capitec Bank Holdings's earnings and revenue compare to its market cap?
CPIP fundamental statistics
Market capR400.26b
Earnings (TTM)R13.74b
Revenue (TTM)R35.80b
29.1x
P/E Ratio
7.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CPIP income statement (TTM)
RevenueR35.80b
Cost of RevenueR0
Gross ProfitR35.80b
Other ExpensesR22.06b
EarningsR13.74b

Last Reported Earnings

Feb 28, 2025

Next Earnings Date

n/a

Earnings per share (EPS)118.61
Gross Margin100.00%
Net Profit Margin38.38%
Debt/Equity Ratio5.7%

How did CPIP perform over the long term?

See historical performance and comparison

Dividends

1.9%
Current Dividend Yield
55%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/28 23:52
End of Day Share Price 2025/05/28 00:00
Earnings2025/02/28
Annual Earnings2025/02/28

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Capitec Bank Holdings Limited is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lonwabo DamaneAbsa Bank Limited
Ilan StermerAnchor Stockbrokers Proprietary Limited
Jaap MeijerArqaam Capital Research Offshore S.A.L.