Capitec Bank Holdings Future Growth
Future criteria checks 4/6
Capitec Bank Holdings is forecast to grow earnings and revenue by 16.3% and 20.9% per annum respectively. EPS is expected to grow by 15.3% per annum. Return on equity is forecast to be 29.1% in 3 years.
Key information
16.3%
Earnings growth rate
15.3%
EPS growth rate
| Banks earnings growth | 10.2% |
| Revenue growth rate | 20.9% |
| Future return on equity | 29.1% |
| Analyst coverage | Good |
| Last updated | 26 Nov 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 2/28/2027 | 57,388 | 18,313 | N/A | N/A | 5 |
| 2/28/2026 | 49,371 | 15,769 | N/A | N/A | 6 |
| 2/28/2025 | 43,737 | 13,294 | N/A | N/A | 5 |
| 8/31/2024 | 31,739 | 12,288 | 4,895 | 6,470 | N/A |
| 5/31/2024 | 29,517 | 11,425 | 4,648 | 6,014 | N/A |
| 2/29/2024 | 27,295 | 10,561 | 4,400 | 5,558 | N/A |
| 11/30/2023 | 25,943 | 10,039 | 2,347 | 3,500 | N/A |
| 8/31/2023 | 24,590 | 9,517 | 295 | 1,442 | N/A |
| 5/31/2023 | 24,003 | 9,332 | -3,934 | -2,779 | N/A |
| 2/28/2023 | 23,415 | 9,147 | -8,162 | -6,999 | N/A |
| 11/30/2022 | 23,665 | 9,039 | -8,260 | -7,190 | N/A |
| 8/31/2022 | 23,915 | 8,930 | -8,358 | -7,382 | N/A |
| 5/31/2022 | 23,641 | 8,727 | -4,510 | -3,590 | N/A |
| 2/28/2022 | 23,366 | 8,523 | -661 | 201 | N/A |
| 11/30/2021 | 22,142 | 8,135 | -99 | 739 | N/A |
| 8/31/2021 | 20,917 | 7,747 | 464 | 1,276 | N/A |
| 5/31/2021 | 17,982 | 6,099 | 4,973 | 5,797 | N/A |
| 2/28/2021 | 15,047 | 4,452 | 9,482 | 10,319 | N/A |
| 11/30/2020 | 14,348 | 4,184 | 7,498 | 8,464 | N/A |
| 8/31/2020 | 13,650 | 3,916 | 5,515 | 6,609 | N/A |
| 5/31/2020 | 15,130 | 5,080 | 2,074 | 3,322 | N/A |
| 2/29/2020 | 16,611 | 6,243 | -1,367 | 36 | N/A |
| 11/30/2019 | 16,133 | 6,011 | 212 | 1,657 | N/A |
| 8/31/2019 | 15,655 | 5,779 | 1,791 | 3,278 | N/A |
| 5/31/2019 | 15,107 | 5,532 | 589 | 1,903 | N/A |
| 2/28/2019 | 14,559 | 5,285 | -612 | 529 | N/A |
| 11/30/2018 | 13,919 | 5,075 | 1,093 | 2,072 | N/A |
| 8/31/2018 | 13,278 | 4,865 | 2,797 | 3,616 | N/A |
| 5/31/2018 | 12,896 | 4,661 | N/A | 3,240 | N/A |
| 2/28/2018 | 12,513 | 4,458 | N/A | 2,865 | N/A |
| 11/30/2017 | 12,050 | 4,272 | N/A | 3,064 | N/A |
| 8/31/2017 | 11,586 | 4,086 | N/A | 3,263 | N/A |
| 5/31/2017 | 11,133 | 3,938 | N/A | 1,851 | N/A |
| 2/28/2017 | 10,679 | 3,790 | N/A | 440 | N/A |
| 11/30/2016 | 10,223 | 3,643 | N/A | 829 | N/A |
| 8/31/2016 | 9,767 | 3,496 | N/A | 1,218 | N/A |
| 5/31/2016 | 9,415 | 3,355 | N/A | 803 | N/A |
| 2/29/2016 | 9,063 | 3,213 | N/A | 389 | N/A |
| 11/30/2015 | 8,736 | 3,029 | N/A | 1,213 | N/A |
| 8/31/2015 | 8,408 | 2,844 | N/A | 2,037 | N/A |
| 5/31/2015 | 7,999 | 2,696 | N/A | 1,490 | N/A |
| 2/28/2015 | 7,590 | 2,547 | N/A | 943 | N/A |
| 11/30/2014 | 7,113 | 2,382 | N/A | 345 | N/A |
| 8/31/2014 | 6,636 | 2,218 | N/A | -254 | N/A |
| 5/31/2014 | 6,354 | 2,117 | N/A | -57 | N/A |
| 2/28/2014 | 6,073 | 2,017 | N/A | 140 | N/A |
| 11/30/2013 | 5,914 | 1,936 | N/A | -4,208 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CPIP's forecast earnings growth (16.3% per year) is above the savings rate (9.7%).
Earnings vs Market: CPIP's earnings (16.3% per year) are forecast to grow slower than the ZA market (19.7% per year).
High Growth Earnings: CPIP's earnings are forecast to grow, but not significantly.
Revenue vs Market: CPIP's revenue (20.9% per year) is forecast to grow faster than the ZA market (3.6% per year).
High Growth Revenue: CPIP's revenue (20.9% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CPIP's Return on Equity is forecast to be high in 3 years time (29.1%)