Capitec Bank Holdings Limited

JSE:CPI Stock Report

Market Cap: R418.2b

Capitec Bank Holdings Management

Management criteria checks 2/4

Capitec Bank Holdings' CEO is Graham Lee, appointed in Jul 2025, has a tenure of less than a year. directly owns 0.007% of the company’s shares, worth ZAR30.44M. The average tenure of the management team and the board of directors is 3.1 years and 4.9 years respectively.

Key information

Graham Lee

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenureless than a year
CEO ownership0.007%
Management average tenure3.1yrs
Board average tenure4.9yrs

Recent management updates

Recent updates

User avatar

Digital Expansion And Diversification Propel Revenue Growth While Navigating Global Uncertainties

Diversification into insurance, mobile services, and business banking is expected to enhance income sources and boost net margins over time.

CEO

Graham Lee (50 yo)

less than a year
Tenure

Mr. Graham Roy Lee, B.Bus.Sci., CGMA, M.B.A., is CEO & Executive Director of Capitec Bank Limited from July 19, 2025. He is CEO & Executive Director of Capitec Bank Holdings Limited from July 19, 2025. Mr....

Leadership Team

NamePositionTenureCompensationOwnership
Grant Hardy
CFO, Financial Director & Executive Director3.1yrsR20.70m0.0010%
ZAR 4.4m
Graham Lee
CEO & Executive Directorless than a yearno data0.0073%
ZAR 30.4m
Willem de Bruyn
Executive of Data & Technologyno datano data0.088%
ZAR 368.3m
Monique Palmieri
Head of Complianceno datano datano data
Francois Viviers
Executive of Marketing & Communications9.2yrsno data0.021%
ZAR 89.0m
Rizwana Butler
Executive of Human Resourcesno datano data0.0063%
ZAR 26.3m
Jerome Passmore
Head of Project Officerno datano datano data
Dumisani Ncukana
Head of Service Supportno datano datano data
Blessing Mgaga
Head of Solutions Delivery & Academy - Technology Servicesno datano datano data
April Baloyi
Head of Mercantile Rental Financeno datano datano data
Azhar Said
Chief Data Officerless than a yearno datano data
Yolande Mouton
Company Secretary9.7yrsno datano data
3.1yrs
Average Tenure
50yo
Average Age

Experienced Management: CPI's management team is considered experienced (3.1 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Grant Hardy
CFO, Financial Director & Executive Director3.1yrsR20.70m0.0010%
ZAR 4.4m
Graham Lee
CEO & Executive Directorless than a yearno data0.0073%
ZAR 30.4m
Chris Otto
Non-Independent Non-Executive Director25.3yrsR1.05mno data
Michiel du Pre le Roux
Non-Independent Non-Executive Director24.4yrsR650.00k11.37%
ZAR 47.5b
Susan Botha
Independent Non-Executive Chairman6.2yrsR5.59mno data
Vusumuzi Mahlangu
Lead Independent Director4.9yrsR1.72mno data
Petrus Mouton
Non-Independent Non Executive Director17.8yrsR1.22m5.83%
ZAR 24.4b
Cora Fernandez
Independent Non-Executive Director4.9yrsR1.35mno data
Stanislaus du Plessis
Independent Non-Executive Director4.9yrsR2.03m0.00060%
ZAR 2.5m
Naidene Ford-Hoon
Independent Non-Executive Director1.9yrsR1.75mno data
Raghuvir Malhotra
Independent Non-Executive Directorless than a yearno datano data
Nadya Bhettay
Independent Non-Executive Director1.9yrsR1.26mno data
4.9yrs
Average Tenure
53.5yo
Average Age

Experienced Board: CPI's board of directors are considered experienced (4.9 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/28 17:10
End of Day Share Price 2025/08/28 00:00
Earnings2025/02/28
Annual Earnings2025/02/28

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Capitec Bank Holdings Limited is covered by 24 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ilan StermerAnchor Stockbrokers Proprietary Limited
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Adrienne DamantAvior Capital Markets