Capitec Bank Holdings Past Earnings Performance
Past criteria checks 5/6
Capitec Bank Holdings has been growing earnings at an average annual rate of 16.5%, while the Banks industry saw earnings growing at 13.5% annually. Revenues have been growing at an average rate of 14% per year. Capitec Bank Holdings's return on equity is 25.6%, and it has net margins of 40.1%.
Key information
16.5%
Earnings growth rate
16.5%
EPS growth rate
| Banks Industry Growth | 7.1% |
| Revenue growth rate | 14.0% |
| Return on equity | 25.6% |
| Net Margin | 40.1% |
| Next Earnings Update | 23 Apr 2024 |
Recent past performance updates
Recent updates
Here's Why We Think Capitec Bank Holdings (JSE:CPI) Is Well Worth Watching
Jul 10
Do Capitec Bank Holdings' (JSE:CPI) Earnings Warrant Your Attention?
Mar 23Capitec Bank Holdings (JSE:CPI) Ticks All The Boxes When It Comes To Earnings Growth
Dec 04Here's Why We Think Capitec Bank Holdings (JSE:CPI) Might Deserve Your Attention Today
Sep 05Revenue & Expenses BreakdownBeta
How Capitec Bank Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Aug 23 | 25,146 | 10,073 | 9,341 | 0 |
| 31 May 23 | 24,558 | 9,888 | 9,341 | 0 |
| 28 Feb 23 | 23,971 | 9,703 | 9,341 | 0 |
| 30 Nov 22 | 23,772 | 9,145 | 9,874 | 0 |
| 31 Aug 22 | 23,915 | 8,930 | 10,407 | 0 |
| 31 May 22 | 23,641 | 8,727 | 10,407 | 0 |
| 28 Feb 22 | 23,366 | 8,523 | 10,407 | 0 |
| 30 Nov 21 | 22,142 | 8,135 | 8,876 | 0 |
| 31 Aug 21 | 20,917 | 7,747 | 7,345 | 0 |
| 31 May 21 | 17,982 | 6,099 | 7,345 | 0 |
| 28 Feb 21 | 15,047 | 4,452 | 7,345 | 0 |
| 30 Nov 20 | 14,348 | 4,184 | 7,062 | 0 |
| 31 Aug 20 | 13,650 | 3,916 | 6,779 | 0 |
| 31 May 20 | 15,130 | 5,080 | 6,779 | 0 |
| 29 Feb 20 | 16,611 | 6,243 | 6,779 | 0 |
| 30 Nov 19 | 16,133 | 6,011 | 6,328 | 0 |
| 31 Aug 19 | 15,655 | 5,779 | 5,878 | 0 |
| 31 May 19 | 15,107 | 5,532 | 5,878 | 0 |
| 28 Feb 19 | 14,559 | 5,285 | 5,878 | 0 |
| 30 Nov 18 | 13,919 | 5,075 | 5,493 | 0 |
| 31 Aug 18 | 13,278 | 4,865 | 5,108 | 0 |
| 31 May 18 | 12,896 | 4,661 | 5,108 | 0 |
| 28 Feb 18 | 12,513 | 4,458 | 5,108 | 0 |
| 30 Nov 17 | 12,050 | 4,272 | 2,554 | 0 |
| 31 Aug 17 | 11,586 | 4,086 | 0 | 0 |
| 31 May 17 | 11,133 | 3,938 | 0 | 0 |
| 28 Feb 17 | 10,679 | 3,790 | 0 | 0 |
| 30 Nov 16 | 10,223 | 3,643 | 0 | 0 |
| 31 Aug 16 | 9,767 | 3,496 | 0 | 0 |
| 31 May 16 | 9,415 | 3,355 | 0 | 0 |
| 29 Feb 16 | 9,063 | 3,213 | 0 | 0 |
| 30 Nov 15 | 8,736 | 3,029 | 0 | 0 |
| 31 Aug 15 | 8,408 | 2,844 | 0 | 0 |
| 31 May 15 | 7,999 | 2,696 | 0 | 0 |
| 28 Feb 15 | 7,590 | 2,547 | 0 | 0 |
| 30 Nov 14 | 7,113 | 2,382 | 0 | 0 |
| 31 Aug 14 | 6,636 | 2,218 | 0 | 0 |
| 31 May 14 | 6,354 | 2,117 | 0 | 0 |
| 28 Feb 14 | 6,073 | 2,017 | 0 | 0 |
| 30 Nov 13 | 5,914 | 1,936 | 0 | 0 |
| 31 Aug 13 | 5,755 | 1,854 | 0 | 0 |
| 31 May 13 | 5,524 | 1,719 | 0 | 0 |
Quality Earnings: CPI has high quality earnings.
Growing Profit Margin: CPI's current net profit margins (40.1%) are higher than last year (37.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CPI's earnings have grown by 16.5% per year over the past 5 years.
Accelerating Growth: CPI's earnings growth over the past year (12.8%) is below its 5-year average (16.5% per year).
Earnings vs Industry: CPI earnings growth over the past year (12.8%) exceeded the Banks industry 7.1%.
Return on Equity
High ROE: CPI's Return on Equity (25.6%) is considered high.