Visa (V) Stock Overview
Operates as a payment technology company in the United States and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
V Community Fair Values
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Analyst Price Targets
Top Community Narratives
Visa Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$367.39 |
| 52 Week High | US$385.57 |
| 52 Week Low | US$293.89 |
| Beta | 0.76 |
| 1 Month Change | 1.68% |
| 3 Month Change | 15.15% |
| 1 Year Change | 8.66% |
| 3 Year Change | 48.24% |
| 5 Year Change | 64.15% |
| Change since IPO | 2,500.99% |
Recent News & Updates
Recent updates
New Narrative • Sep 02
Visa on Trial: The Berkshire Verdict, and Why I'm Overruling It
Every company I write about eventually ends up in front of a judge, in the sense that somebody, somewhere, has to render a verdict on what it's worth. Visa just happens to be the rare company where that's not a metaphor.Seeking Alpha • Aug 31
Visa: The Moat Is Moving Up The Stack, But The Valuation Leaves Little Room For Error
Summary Visa is evolving from a traditional card network into a rail-agnostic trust, security, and services layer. Headline payment volume masks underlying yield compression, as lower-yielding flows like Visa Direct outpace high-yielding cross-border cards (17–19 bps). At ~$382 (26x FY2027E EPS of $14.70), Visa is fairly valued against a base fair value of $368 (25x FY27 EPS). Read the full article on Seeking Alpha
Narrative Update • Jul 29
V: Stablecoin And AI Commerce Will Extend Network Strength Despite Fee Headwinds
Visa's updated analyst price target edges higher, alongside a fair value estimate that moves from $398.83 to $411.63. This reflects analysts' focus on resilient payment volumes, stronger Value Added Services growth, and incremental confidence in the company’s long term earnings profile.Narrative Update • Jun 26
V: AI And Stablecoin Commerce Will Extend Network Strength Despite Fee Headwinds
Visa’s analyst price targets have been adjusted by single digit to low double digit amounts in recent weeks, with some firms raising targets by $9 to $10 and others trimming them by $11 to $50, as analysts reassessed discount rates, long term P/E assumptions and other valuation inputs instead of making major changes to growth or margin expectations. Analyst Commentary Recent Street research on Visa highlights a mix of optimism and caution, with multiple fresh initiations and price target moves clustering around changes to discount rates and long term P/E inputs rather than large shifts in growth forecasts.Analysis Article • Jun 16
Visa (V) Stock Could Be 24.6% Undervalued After OpenAI And Stablecoin Push
Visa (V) has put AI driven commerce and programmable money at the center of its story, with new capabilities around agentic payments, stablecoin settlement and tokenized deposits drawing fresh attention to Visa stock. See our latest analysis for Visa. Visa stock has been in focus after the OpenAI partnership and new AI, stablecoin and token capabilities, yet the share price is still down year to date, with long term total shareholder returns remaining solid over three and five years. If...Narrative Update • Jun 09
V: Stablecoin And AI Initiatives Will Sustain Network Advantage Into New Partnerships
Visa's analyst price target has been nudged higher by about $0.09, with analysts citing slight adjustments in discount rates, revenue growth, profit margins, and expected future P/E as the basis for the change. Analyst Commentary Recent Street research on Visa shows a mix of fresh bullish initiations, target increases, and meaningful target cuts.Narrative Update • May 26
V: Preferred List Support Will Sustain Network Advantage Into New Partnerships
Visa's analyst fair value target has been adjusted slightly higher to about $399 as analysts factor in updated assumptions for discount rate, growth, profitability and future P/E, following a mix of recent target increases and reductions across Wall Street coverage. Analyst Commentary Recent research on Visa highlights a mix of higher and lower price targets, along with fresh initiations, which together help explain why the overall analyst fair value estimate has shifted only modestly.Narrative Update • Apr 30
V: Preferred List Support And New Partnerships Will Sustain Network Advantage
Visa's analyst price target is effectively unchanged, with a slight move to $395.71, as analysts balance revised fair value and P/E expectations against updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research shows a mix of optimism and caution around Visa, with several firms adjusting price targets and ratings in both directions.
New Narrative • Apr 18
Visa 04-2026
Visa executes steadily on its three-pillar strategy: Consumer Payments volume growing 8-9% in constant dollars driven by secular cash-to-card conversion and cross-border recovery; CMS at ~20% initially decelerating to ~12% by FY30; VAS sustaining 20-25% growth before decelerating to ~15% by FY32 as the business matures. The DOJ antitrust case resolves with a monetary settlement and limited routing adjustments — painful but not structurally disruptive to the debit network economics.
New Narrative • Apr 11
Visa and the Case for Patience in Premium Businesses
When considering the hypothetical question of what I would buy in the aftermath of another global financial crisis–type event, a few key criteria come to mind. The ideal company should be financially sound, likely to be indiscriminately sold off alongside other financial stocks and well positioned to recover strongly regardless of the future direction of the economic system.Narrative Update • Apr 03
V: Preferred List Support And New Partnerships Will Sustain Network Moat
Visa's analyst price target has been trimmed by about $3 to roughly $397, as analysts fine tune fair value, growth, and P/E assumptions following a mix of target cuts and fresh bullish initiations across recent research. Analyst Commentary Recent research shows a split view on Visa, with some firms trimming price targets while others are initiating or reinstating coverage with constructive ratings and inclusion on preferred lists.
New Narrative • Mar 28
Visa - A Fundamental and Historical Valuation
Business Overview Key Metrics Total: 9.5/17 +2✅✅ Projected Operating Margin: 65.63% +0 ⚠️ Projected 5-Year Revenue CAGR: 9.43% +2 ✅✅ Last 5-Year ROIC: 39.70% +1 ✅ Estimated Cost of Capital: 6.26% (lower than ROIC) -1 ❌ Last 5-Year Shares Outstanding CAGR: +0.15% +1 ✅ Projected 5-Year EPS CAGR: 12.38% +1 ✅ Projected 5-Year Dividend CAGR: 12.50% +1.5 ✅ Estimated Debt Rating: Aa3 +2 ✅✅ Morningstar Moat: Wide +0 ⚠️ Morningstar Uncertainty: Medium Business Valuation To calculate the intrinsic value of the company I'll use multiple methods: Discounted Cash Flows (DCF) - Intrinsic value is estimated by projecting its free cash flows over the next 10 years and discounting them to present value using the estimated cost of capital ; EPS Growth - the fair value is estimated by projected the Earnings Per Share CAGR for the next 5 Years and then, given its current and historic values of PE, come up with a PE for the 5th Year. This will give us its price 5 Years from now using the formula: Price = EPS x PE that we then discount using the estimated cost of capital; Historical P/E - we assume mean reversion to the historical P/E values; Historical EV/EBITDA - we assume mean reversion to the historical EV/EBITDA values.Narrative Update • Mar 19
V: Cross Border Partnerships And Preferred List Status Will Sustain Network Moat
Visa analyst price targets have edged higher to $400.20, with analysts citing continued inclusion on preferred idea lists, recent upgrades, and generally constructive views on large card networks as reasons to maintain a premium P/E assumption. Analyst Commentary Recent research on Visa reflects a mix of optimism around execution and resilience, alongside some valuation and sector level caution.Narrative Update • Mar 05
V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat
The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.Narrative Update • Feb 19
V: Stablecoin Expansion Will Sustain Cross Border Network Moat
The analyst price target for Visa has been adjusted modestly higher to $400.81, with analysts pointing to a mix of fresh Buy and Outperform upgrades, its relative value compared to Mastercard, and generally supportive views from recent research updates. Analyst Commentary Recent research on Visa offers a mix of supportive and cautious views, with several firms updating ratings and price targets in both directions.Narrative Update • Feb 05
V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat
Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.Narrative Update • Jan 22
V: Stablecoin Settlement Push Will Sustain Defensible Cross Border Network Moat
Visa's analyst price target has been adjusted slightly higher to about US$398 from roughly US$396. Analysts point to steady assumptions around revenue growth, profit margins and future P/E as the key drivers of the updated view.Narrative Update • Jan 08
V: Stablecoin Expansion And Cross Border Strength Will Sustain Defensible Network Moat
Analysts have made a modest upward adjustment to their fair value estimate for Visa to about US$395.85. This change is supported by recent initiations that highlight the company's network scale, central role in payments processing, and strong cross border trends as key factors for their higher price targets.Narrative Update • Dec 22
V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years
Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.Narrative Update • Dec 08
V: Stablecoin Expansion And Cross-Border Trends Will Sustain Durable Network Moat
We raise our fair value estimate for Visa modestly to approximately $396 from about $391, as analysts highlight the company’s durable network moat, improving revenue growth and margin outlook, and supportive cross border and pricing trends despite isolated downgrades tied to litigation concerns. Analyst Commentary Street research remains broadly constructive on Visa, with several firms initiating coverage at positive ratings and lifting price targets, even as a couple of downgrades surface around litigation and near term earnings constraints.Analysis Article • Nov 01
Visa (NYSE:V) Is Increasing Its Dividend To $0.67
Visa Inc. ( NYSE:V ) will increase its dividend from last year's comparable payment on the 1st of December to $0.67...Shareholder Returns
| V | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -2.9% | -1.9% | -0.2% |
| 1Y | 8.7% | -1.1% | 14.8% |
Return vs Industry: V exceeded the US Diversified Financial industry which returned -1.1% over the past year.
Return vs Market: V underperformed the US Market which returned 14.8% over the past year.
Price Volatility
| V volatility | |
|---|---|
| V Average Weekly Movement | 2.9% |
| Diversified Financial Industry Average Movement | 5.9% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: V has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: V's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1958 | 34,100 | Ryan McInerney | www.visa.com |
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.
Visa Inc. Fundamentals Summary
| V fundamental statistics | |
|---|---|
| Market cap | US$676.68b |
| Earnings (TTM) | US$22.40b |
| Revenue (TTM) | US$44.49b |
30.1x
P/E Ratio15.2x
P/S RatioIs V overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| V income statement (TTM) | |
|---|---|
| Revenue | US$44.49b |
| Cost of Revenue | US$1.01b |
| Gross Profit | US$43.48b |
| Other Expenses | US$21.08b |
| Earnings | US$22.40b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 12.20 |
| Gross Margin | 97.73% |
| Net Profit Margin | 50.35% |
| Debt/Equity Ratio | 67.8% |
How did V perform over the long term?
See historical performance and comparisonDividends
0.7%
Current Dividend Yield23%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/09 22:02 |
| End of Day Share Price | 2026/09/09 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Visa Inc. is covered by 60 analysts. 36 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |
| Harshita Rawat | Bernstein |