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Net 1 UEPS Technologies

Nasdaq:UEPS
Snowflake Description

Adequate balance sheet with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
UEPS
Nasdaq
$199M
Market Cap
  1. Home
  2. US
  3. Software
Company description

Net 1 UEPS Technologies, Inc. provides transaction processing services, financial inclusion products and services, and secure payment technologies in South Africa, the Republic of Korea, and internationally. The last earnings update was 7 days ago. More info.


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UEPS Share Price and Events
7 Day Returns
-5.1%
NasdaqGS:UEPS
-2.7%
US IT
-3.9%
US Market
1 Year Returns
-66.2%
NasdaqGS:UEPS
16.2%
US IT
1.4%
US Market
UEPS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Net 1 UEPS Technologies (UEPS) -5.1% 4.1% -9.9% -66.2% -65.7% -66.6%
US IT -2.7% -2.7% 7.3% 16.2% 78.2% 98.8%
US Market -3.9% -3.6% 1.8% 1.4% 35.8% 40.8%
1 Year Return vs Industry and Market
  • UEPS underperformed the IT industry which returned 16.2% over the past year.
  • UEPS underperformed the Market in United States of America which returned 1.4% over the past year.
Price Volatility
UEPS
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Net 1 UEPS Technologies undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Net 1 UEPS Technologies to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Net 1 UEPS Technologies.

NasdaqGS:UEPS Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 2 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 10.4%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NasdaqGS:UEPS
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
IT Unlevered Beta Simply Wall St/ S&P Global 1.06
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.056 (1 + (1- 28%) (49.61%))
1.29
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.29
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (1.29 * 5.96%)
10.42%

Discounted Cash Flow Calculation for NasdaqGS:UEPS using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Net 1 UEPS Technologies is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

NasdaqGS:UEPS DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 10.42%)
2019 13.69 Est @ -41.05% 12.40
2020 9.87 Est @ -27.92% 8.09
2021 8.02 Est @ -18.72% 5.96
2022 7.03 Est @ -12.29% 4.73
2023 6.49 Est @ -7.78% 3.95
2024 6.19 Est @ -4.63% 3.41
2025 6.04 Est @ -2.42% 3.02
2026 5.98 Est @ -0.88% 2.71
2027 6.00 Est @ 0.21% 2.46
2028 6.05 Est @ 0.96% 2.25
Present value of next 10 years cash flows $48.97
NasdaqGS:UEPS DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= $6.05 × (1 + 2.73%) ÷ (10.42% – 2.73%)
$80.87
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $80.87 ÷ (1 + 10.42%)10
$30.01
NasdaqGS:UEPS Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $48.97 + $30.01
$78.98
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $78.98 / 55.98
$1.41
NasdaqGS:UEPS Discount to Share Price
Calculation Result
Value per share (USD) From above. $1.41
Current discount Discount to share price of $3.56
= -1 x ($3.56 - $1.41) / $1.41
-152.3%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Net 1 UEPS Technologies is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Net 1 UEPS Technologies's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Net 1 UEPS Technologies's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqGS:UEPS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in USD $-2.02
NasdaqGS:UEPS Share Price ** NasdaqGS (2019-05-15) in USD $3.56
United States of America IT Industry PE Ratio Median Figure of 77 Publicly-Listed IT Companies 31.21x
United States of America Market PE Ratio Median Figure of 3,087 Publicly-Listed Companies 17.79x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Net 1 UEPS Technologies.

NasdaqGS:UEPS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqGS:UEPS Share Price ÷ EPS (both in USD)

= 3.56 ÷ -2.02

-1.76x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Net 1 UEPS Technologies is loss making, we can't compare its value to the US IT industry average.
  • Net 1 UEPS Technologies is loss making, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does Net 1 UEPS Technologies's expected growth come at a high price?
Raw Data
NasdaqGS:UEPS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -1.76x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts
112.8%per year
United States of America IT Industry PEG Ratio Median Figure of 65 Publicly-Listed IT Companies 2.21x
United States of America Market PEG Ratio Median Figure of 2,113 Publicly-Listed Companies 1.52x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Net 1 UEPS Technologies, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Net 1 UEPS Technologies's assets?
Raw Data
NasdaqGS:UEPS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in USD $8.94
NasdaqGS:UEPS Share Price * NasdaqGS (2019-05-15) in USD $3.56
United States of America IT Industry PB Ratio Median Figure of 125 Publicly-Listed IT Companies 4.45x
United States of America Market PB Ratio Median Figure of 5,195 Publicly-Listed Companies 1.83x
NasdaqGS:UEPS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqGS:UEPS Share Price ÷ Book Value per Share (both in USD)

= 3.56 ÷ 8.94

0.4x

* Primary Listing of Net 1 UEPS Technologies.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Net 1 UEPS Technologies is good value based on assets compared to the US IT industry average.
X
Value checks
We assess Net 1 UEPS Technologies's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. Net 1 UEPS Technologies has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Net 1 UEPS Technologies expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
112.8%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Net 1 UEPS Technologies expected to grow at an attractive rate?
  • Net 1 UEPS Technologies's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Net 1 UEPS Technologies's earnings growth is expected to exceed the United States of America market average.
  • Net 1 UEPS Technologies's revenues are expected to decrease over the next 1-3 years, this is below the United States of America market average.
Annual Growth Rates Comparison
Raw Data
NasdaqGS:UEPS Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqGS:UEPS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts 112.8%
NasdaqGS:UEPS Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts -10.3%
United States of America IT Industry Earnings Growth Rate Market Cap Weighted Average 16.2%
United States of America IT Industry Revenue Growth Rate Market Cap Weighted Average 10.1%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqGS:UEPS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqGS:UEPS Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-06-30 339 2 1
2020-06-30 295 3 2
2019-06-30 377 -101 2
NasdaqGS:UEPS Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-03-31 402 32 -115
2018-12-31 496 131 -37
2018-09-30 586 150 14
2018-06-30 613 132 64
2018-03-31 619 103 68
2017-12-31 604 40 59
2017-09-30 607 42 68
2017-06-30 610 97 73
2017-03-31 606 127 87
2016-12-31 593 154 86
2016-09-30 592 142 84
2016-06-30 591 117 82

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Net 1 UEPS Technologies's earnings are expected to grow significantly at over 20% yearly.
  • Net 1 UEPS Technologies's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqGS:UEPS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below

All data from Net 1 UEPS Technologies Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:UEPS Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-06-30 0.03 0.03 0.03 1.00
2020-06-30 0.06 0.30 -0.18 2.00
2019-06-30 -2.32 -2.29 -2.35 2.00
NasdaqGS:UEPS Past Financials Data
Date (Data in USD Millions) EPS *
2019-03-31 -2.02
2018-12-31 -0.65
2018-09-30 0.26
2018-06-30 1.13
2018-03-31 1.18
2017-12-31 1.05
2017-09-30 1.22
2017-06-30 1.34
2017-03-31 1.64
2016-12-31 1.69
2016-09-30 1.70
2016-06-30 1.72

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Net 1 UEPS Technologies will efficiently use shareholders’ funds in the future (Return on Equity greater than 20%) as it is not expected to be profitable.
X
Future performance checks
We assess Net 1 UEPS Technologies's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Net 1 UEPS Technologies has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Net 1 UEPS Technologies performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Net 1 UEPS Technologies's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Net 1 UEPS Technologies does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Net 1 UEPS Technologies's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Net 1 UEPS Technologies's 1-year growth to the US IT industry average as it is not currently profitable.
Earnings and Revenue History
Net 1 UEPS Technologies's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Net 1 UEPS Technologies Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:UEPS Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 402.38 -114.84 197.22
2018-12-31 496.45 -36.93 208.99
2018-09-30 586.22 14.47 190.45
2018-06-30 612.89 64.35 192.50
2018-03-31 618.75 67.57 188.71
2017-12-31 603.97 59.06 184.32
2017-09-30 606.99 67.81 175.33
2017-06-30 610.07 72.95 169.66
2017-03-31 606.27 86.79 160.25
2016-12-31 593.06 85.84 152.55
2016-09-30 591.91 84.27 148.39
2016-06-30 590.75 82.45 145.89
2016-03-31 603.78 82.06 148.80
2015-12-31 620.16 87.97 150.81
2015-09-30 624.01 93.71 155.94
2015-06-30 625.98 94.74 158.92
2015-03-31 644.45 98.47 164.28
2014-12-31 631.45 91.25 166.86
2014-09-30 614.60 81.73 166.30
2014-06-30 581.66 70.11 168.07
2014-03-31 516.79 49.12 163.61
2013-12-31 489.80 27.66 176.87
2013-09-30 463.96 17.67 184.81
2013-06-30 452.15 12.84 191.55
2013-03-31 441.88 -3.59 194.96
2012-12-31 421.40 8.79 177.48
2012-09-30 402.02 31.29 157.60
2012-06-30 390.26 44.40 137.40

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Net 1 UEPS Technologies has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Net 1 UEPS Technologies has efficiently used its assets last year compared to the US IT industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Net 1 UEPS Technologies improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Net 1 UEPS Technologies's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Net 1 UEPS Technologies has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Net 1 UEPS Technologies's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Net 1 UEPS Technologies's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Net 1 UEPS Technologies is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Net 1 UEPS Technologies's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Net 1 UEPS Technologies's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 3.1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Net 1 UEPS Technologies Company Filings, last reported 1 month ago.

NasdaqGS:UEPS Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 500.79 98.87 48.76
2018-12-31 652.44 98.19 69.91
2018-09-30 724.37 133.79 98.56
2018-06-30 738.43 50.16 90.05
2018-03-31 724.61 78.85 87.17
2017-12-31 670.68 105.95 64.90
2017-09-30 606.58 139.97 138.36
2017-06-30 600.34 32.82 258.46
2017-03-31 598.07 25.28 222.97
2016-12-31 508.63 23.16 155.19
2016-09-30 509.59 27.23 205.33
2016-06-30 495.55 51.81 223.64
2016-03-31 479.57 61.02 123.27
2015-12-31 453.50 58.59 101.42
2015-09-30 463.43 56.92 125.61
2015-06-30 478.79 59.63 117.58
2015-03-31 461.68 60.03 111.00
2014-12-31 447.13 59.70 70.98
2014-09-30 439.33 75.56 81.19
2014-06-30 441.75 77.18 58.67
2014-03-31 385.56 72.07 30.88
2013-12-31 369.18 95.82 22.36
2013-09-30 359.80 85.38 47.67
2013-06-30 339.97 80.84 53.67
2013-03-31 343.68 89.76 42.62
2012-12-31 370.27 94.21 38.12
2012-09-30 358.36 96.58 57.54
2012-06-30 346.81 93.78 39.12
  • Net 1 UEPS Technologies's level of debt (19.7%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (18.7% vs 19.7% today).
  • Debt is well covered by operating cash flow (32.3%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on Net 1 UEPS Technologies's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Net 1 UEPS Technologies's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Net 1 UEPS Technologies has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Net 1 UEPS Technologies's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Net 1 UEPS Technologies dividends.
If you bought $2,000 of Net 1 UEPS Technologies shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Net 1 UEPS Technologies's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Net 1 UEPS Technologies's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqGS:UEPS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
United States of America IT Industry Average Dividend Yield Market Cap Weighted Average of 34 Stocks 1.4%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1997 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.5%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NasdaqGS:UEPS Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2021-06-30
2020-06-30
2019-06-30

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Net 1 UEPS Technologies has not reported any payouts.
  • Unable to verify if Net 1 UEPS Technologies's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Net 1 UEPS Technologies's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Net 1 UEPS Technologies has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Net 1 UEPS Technologies's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Net 1 UEPS Technologies afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Net 1 UEPS Technologies has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Net 1 UEPS Technologies's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Herman Kotzé
COMPENSATION $1,952,833
AGE 48
TENURE AS CEO 2 years
CEO Bio

Mr. Herman Gideon Kotzé, BCom (Acc)(Hons), HDip Tax has been Chief Executive Officer of Net 1 UEPS Technologies Inc. since June 1, 2017. He has been Director of Bank Frick & Co. AG since September 2017. Mr. Kotzé served as Chief Financial Officer, Treasurer and Secretary at Net 1 UEPS Technologies, Inc. (formerly, Net1 Applied Technology Holdings Ltd.) from June 2004 to March 1, 2018. Mr. Kotzé joined Aplitec in December 1998 as a strategic financial analyst. From January 2000 to June 2004, he served on the board of Aplitec as Group Financial Director. Mr. Kotze served his articles from 1993 to 1997 at KPMG in Pretoria, where he was the audit manager for several major corporations in the manufacturing, mining, retail and financial services industries. In mid-1997 until October 1998, Mr. Kotzé worked for the Industrial Development Corporation of South Africa Limited ('IDC') as a Business Analyst. His main duties at the IDC were the evaluation and investigation of ventures requiring funding from the IDC, from small manufacturing concerns to large-scale projects, as well as the structuring and implementation of loan and equity products for these concerns. Mr. Kotzé has been a Director of Net 1 Ueps Technologies Inc. since June 7, 2004. He has been an Independent Non-Executive Director of Finbond Group Limited since April 19, 2016. He serves as a Director of MediKredit Integrated Healthcare Solutions (Pty) Limited. Mr. Kotze is a Member of the South African Institute of Chartered Accountants.

CEO Compensation
  • Herman's compensation has been consistent with company performance over the past year.
  • Herman's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Net 1 UEPS Technologies management team in years:

7.2
Average Tenure
51
Average Age
  • The average tenure for the Net 1 UEPS Technologies management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Herman Kotzé

TITLE
CEO & Director
COMPENSATION
$2M
AGE
48
TENURE
2 yrs

Alex Smith

TITLE
CFO, Treasurer
COMPENSATION
$918K
AGE
49
TENURE
1.2 yrs

Nitin Soma

TITLE
Chief Technology Officer
COMPENSATION
$719K
AGE
50
TENURE
14.9 yrs

Nanda Pillay

TITLE
Managing Director of Southern Africa
COMPENSATION
$634K
AGE
47

Phil-Hyun Oh

TITLE
CEO & President of KSNET
COMPENSATION
$816K
AGE
59
TENURE
12.3 yrs

Alan Keschner

TITLE
Vice President of Joint Ventures and Investments
AGE
58

Dhruv Chopra

TITLE
Head of Investor Relations
AGE
44

Warren Segall

TITLE
VP of Compliance & Group Compliance Officer
AGE
53

Lawrie Chalmers

TITLE
Vice President of Group Human Resources
AGE
57

Y. Cho

TITLE
Head of Research Director
AGE
52
Board of Directors Tenure

Average tenure and age of the Net 1 UEPS Technologies board of directors in years:

2.1
Average Tenure
58
Average Age
  • The average tenure for the Net 1 UEPS Technologies board of directors is less than 3 years, this suggests a new board.
Board of Directors

Chris Seabrooke

TITLE
Non-Executive Chairman
COMPENSATION
$398K
AGE
65
TENURE
2.1 yrs

Herman Kotzé

TITLE
CEO & Director
COMPENSATION
$2M
AGE
48
TENURE
14.9 yrs

Alex Smith

TITLE
CFO, Treasurer
COMPENSATION
$918K
AGE
49
TENURE
1.2 yrs

Alasdair Kemsley Pein

TITLE
Director
COMPENSATION
$230K
AGE
58
TENURE
14.3 yrs

Paul Edwards

TITLE
Director
COMPENSATION
$200K
AGE
64
TENURE
13.8 yrs

Alfred Mockett

TITLE
Director
COMPENSATION
$208K
AGE
68
TENURE
1.9 yrs

Ekta Singh-Bushell

TITLE
Independent Non-Employee Director
AGE
46
TENURE
0.6 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
07. Dec 18 Buy Ekta Singh-Bushell Individual 06. Dec 18 06. Dec 18 2,000 $5.00 $10,000
14. Nov 18 Buy Alasdair Kemsley Pein Individual 13. Nov 18 13. Nov 18 6,000 $4.53 $27,180
14. Nov 18 Buy Paul Edwards Individual 13. Nov 18 13. Nov 18 10,000 $4.53 $45,300
27. Sep 18 Buy Christopher Seabrooke Individual 25. Sep 18 25. Sep 18 1,036 $7.32 $7,584
27. Sep 18 Buy Christopher Seabrooke Individual 26. Sep 18 26. Sep 18 21,601 $7.72 $166,760
24. Sep 18 Buy Christopher Seabrooke Individual 21. Sep 18 21. Sep 18 7,363 $7.33 $53,971
24. Sep 18 Buy Paul Edwards Individual 21. Sep 18 21. Sep 18 7,000 $7.49 $52,430
21. Sep 18 Buy Christopher Seabrooke Individual 20. Sep 18 20. Sep 18 20,000 $7.48 $149,600
20. Sep 18 Buy Herman Kotzé Individual 19. Sep 18 19. Sep 18 12,000 $6.74 $80,880
29. Jun 18 Buy Alfred Mockett Individual 28. Jun 18 28. Jun 18 9,210 $8.70 $80,127
28. Jun 18 Buy Alfred Mockett Individual 25. Jun 18 27. Jun 18 20,790 $8.68 $179,361
X
Management checks
We assess Net 1 UEPS Technologies's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Net 1 UEPS Technologies has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

What Does Net 1 UEPS Technologies, Inc.'s (NASDAQ:UEPS) Balance Sheet Tell Us About It?

While small-cap stocks, such as Net 1 UEPS Technologies, Inc. … (NASDAQ:UEPS) with its market cap of US$205m, are popular for their explosive growth, investors should also be aware of their balance sheet to judge whether the company can survive a downturn. … Given that UEPS is not presently profitable,

Simply Wall St -

Did You Manage To Avoid Net 1 UEPS Technologies's Painful 63% Share Price Drop?

(NASDAQ:UEPS) shareholders should be happy to see the share price up 17% in the last month. … While markets are a powerful pricing mechanism, share prices reflect investor sentiment, not just underlying business performance. … One imperfect but simple way to consider how the market perception of a company has shifted is to compare the change in the earnings per share (EPS) with the share price movement.

Simply Wall St -

Could Net 1 UEPS Technologies, Inc.'s (NASDAQ:UEPS) Investor Composition Influence The Stock Price?

If you want to know who really controls Net 1 UEPS Technologies, Inc. … Companies that used to be publicly owned tend to have lower insider ownership. … Net 1 UEPS Technologies is not a large company by global standards.

Simply Wall St -

Could Net 1 UEPS Technologies Inc's (NASDAQ:UEPS) Investor Composition Influence The Stock Price?

Every investor in Net 1 UEPS Technologies Inc (NASDAQ:UEPS) should be aware of the most powerful shareholder groups. … Companies that used to be publicly owned tend to have lower insider ownership. … We can zoom in on the different ownership groups, to learn more about UEPS

Simply Wall St -

With An ROE Of 5.2%, Has Net 1 UEPS Technologies Inc's (NASDAQ:UEPS) Management Done Well?

With that in mind, this article will work through how we can use Return On Equity (ROE) to better understand a business. … One way to conceptualize this, is that for each $1 of shareholders' equity it has, the company made $0.052 in profit. … Return on Equity = Net Profit ÷ Shareholders' Equity

Simply Wall St -

Is Net 1 UEPS Technologies Inc (NASDAQ:UEPS) Attractive At Its Current PE Ratio?

This analysis is intended to introduce important early concepts to people who are starting to invest. … Net 1 UEPS Technologies Inc (NASDAQ:UEPS) trades with a trailing P/E of 11.6, which is lower than the industry average of 26.7. … Check out our latest analysis for Net 1 UEPS Technologies

Simply Wall St -

How Does Net 1 UEPS Technologies Inc (NASDAQ:UEPS) Affect Your Portfolio Returns?

Anyone researching Net 1 UEPS Technologies Inc (NASDAQ:UEPS) might want to consider the historical volatility of the share price. … Beta can be a useful tool to understand how much a stock is influenced by market risk (volatility). … A stock with a beta greater than one is more sensitive to broader market movements than a stock with a beta of less than one.

Simply Wall St -

Why Net 1 UEPS Technologies Inc (NASDAQ:UEPS) Could Have A Place In Your Portfolio

Net 1 UEPS Technologies Inc (NASDAQ:UEPS) is a stock with outstanding fundamental characteristics. … When we build an investment case, we need to look at the stock with a holistic perspective. … In the case of UEPS, it.

Simply Wall St -

Net 1 UEPS Technologies Inc (NASDAQ:UEPS): Time For A Financial Health Check

Investors are always looking for growth in small-cap stocks like Net 1 UEPS Technologies Inc (NASDAQ:UEPS), with a market cap of US$531.03m. … However, an important fact which most ignore is: how financially healthy is the business? … So, understanding the company's financial health becomes

Simply Wall St -

Who Are The Top Investors In Net 1 UEPS Technologies Inc (NASDAQ:UEPS)?

Today, I will be analyzing Net 1 UEPS Technologies Inc’s (NASDAQ:UEPS) recent ownership structure, an important but not-so-popular subject among individual investors. … When it comes to ownership structure of a company, the impact has been observed in both the long-and short-term performance of shares. … The implications of these institutions’ actions can either benefit or hinder individual investors, so it is important to understand the ownership composition of your stock investment.

Simply Wall St -

Company Info

Description

Net 1 UEPS Technologies, Inc. provides transaction processing services, financial inclusion products and services, and secure payment technologies in South Africa, the Republic of Korea, and internationally. The company develops and markets transaction processing solutions, including smart card-based alternative payment systems for the unbanked and under-banked populations of developing economies and for mobile transaction channels. It operates through three segments: South African Transaction Processing, International Transaction Processing, and Financial Inclusion and Applied Technologies. The South African Transaction Processing segment primarily offers welfare benefit distribution services for the South African government; and transaction processing for retailers, utilities, and banks. The International Transaction Processing segment offers payment processing services to merchants and card issuers. The Financial Inclusion and Applied Technologies segment provides short-term loans and bank accounts. It also sells prepaid products, such as electricity and airtime, hardware and software, and life insurance products. In addition, this segment distributes mobile subscriber starter packs; and provides financing and project management services to develop and maintain a tower network, as well as operates Money4Jam, a micro-jobbing platform that connects companies and job-seekers for the completion of micro-jobs through mobile phone technology. The company was founded in 1989 and is headquartered in Johannesburg, South Africa.

Details
Name: Net 1 UEPS Technologies, Inc.
UEPS
Exchange: NasdaqGS
Founded: 1989
$199,304,880
55,984,517
Website: http://www.net1.com
Address: Net 1 UEPS Technologies, Inc.
President Place,
4th Floor,
Johannesburg,
Gauteng, 2196,
South Africa
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqGS UEPS Common Stock Nasdaq Global Select US USD 08. Jun 2004
JSE NT1 Common Stock The Johannesburg Securities Exchange ZA ZAR 08. Jun 2004
Number of employees
Current staff
Staff numbers
8,379
Net 1 UEPS Technologies employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/05/16 01:27
End of day share price update: 2019/05/15 00:00
Last estimates confirmation: 2019/05/13
Last earnings filing: 2019/05/09
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/06/30


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.