SPNS Stock Overview
Provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for SPNS from our risk checks.
Sapiens International Corporation N.V. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.56 |
| 52 Week High | US$41.22 |
| 52 Week Low | US$25.00 |
| Beta | 1.25 |
| 11 Month Change | -20.62% |
| 3 Month Change | -20.95% |
| 1 Year Change | 12.35% |
| 33 Year Change | -24.60% |
| 5 Year Change | 29.88% |
| Change since IPO | -49.23% |
Recent News & Updates
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
Nov 14
Is Sapiens International (NASDAQ:SPNS) A Risky Investment?
Nov 07Recent updates
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
Nov 14Is Sapiens International (NASDAQ:SPNS) A Risky Investment?
Nov 07Sapiens International: Great Execution Continues
Oct 13Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)
Oct 01Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29
Aug 27Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?
Aug 16Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?
Jul 31Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)
Jul 14Sapiens International: Strategic Innovations And Growth Prospects, Bullish Outlook
Jul 04We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease
Jul 02Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price
Jun 04Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?
Apr 26Sapiens: Accelerating In Q4 With Margin Levers Pulled
Apr 16Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects
Apr 11Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)
Mar 25Returns Are Gaining Momentum At Sapiens International (NASDAQ:SPNS)
Feb 21Sapiens: Double-Lever Margin Lift
Feb 07Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet
Feb 05Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?
Jan 09Here's Why Sapiens International (NASDAQ:SPNS) Has Caught The Eye Of Investors
Dec 27These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely
Nov 06Investors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To Persist
Oct 10Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares Could Be 21% Above Their Intrinsic Value Estimate
Sep 15Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?
Aug 18Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt
Aug 03Is It Too Late To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?
Jun 23Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?
May 05Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)
Apr 21When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?
Mar 13Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet
Feb 03Sapiens International (NASDAQ:SPNS) Is Looking To Continue Growing Its Returns On Capital
Dec 20Is There An Opportunity With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) 23% Undervaluation?
Dec 07Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching
Oct 11Sapiens International Suffers From Growth Slowdown And Strong Dollar
Sep 28Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher
Sep 20Sapiens' ALE solution to reduce legacy system transformation costs by 50%
Sep 19AEGIS selects Sapiens to automate and modernize its reinsurance processes
Sep 06Sapiens goes ex-dividend tomorrow
Aug 15Shareholder Returns
| SPNS | US Software | US Market | |
|---|---|---|---|
| 7D | -27.7% | 4.2% | 1.0% |
| 1Y | 12.4% | 28.3% | 33.1% |
Return vs Industry: SPNS underperformed the US Software industry which returned 28.3% over the past year.
Return vs Market: SPNS underperformed the US Market which returned 33.1% over the past year.
Price Volatility
| SPNS volatility | |
|---|---|
| SPNS Average Weekly Movement | 8.3% |
| Software Industry Average Movement | 7.6% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: SPNS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SPNS's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 5,000 | Ron Al-Dor | www.sapiens.com |
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement.
Sapiens International Corporation N.V. Fundamentals Summary
| SPNS fundamental statistics | |
|---|---|
| Market cap | US$1.59b |
| Earnings (TTM) | US$71.29m |
| Revenue (TTM) | US$538.93m |
22.4x
P/E Ratio3.0x
P/S RatioIs SPNS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPNS income statement (TTM) | |
|---|---|
| Revenue | US$538.93m |
| Cost of Revenue | US$305.02m |
| Gross Profit | US$233.91m |
| Other Expenses | US$162.62m |
| Earnings | US$71.29m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.28 |
| Gross Margin | 43.40% |
| Net Profit Margin | 13.23% |
| Debt/Equity Ratio | 8.4% |
How did SPNS perform over the long term?
See historical performance and comparison