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Sapiens International NasdaqGS:SPNS Stock Report

Last Price

US$28.43

Market Cap

US$1.6b

7D

1.0%

1Y

3.3%

Updated

12 Dec, 2024

Data

Company Financials +

Sapiens International Corporation N.V.

NasdaqGS:SPNS Stock Report

Market Cap: US$1.6b

SPNS Stock Overview

Provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. More details

SPNS fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health6/6
Dividends3/6

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

Sapiens International Corporation N.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Sapiens International
Historical stock prices
Current Share PriceUS$28.43
52 Week HighUS$41.22
52 Week LowUS$26.34
Beta1.16
1 Month Change1.14%
3 Month Change-20.94%
1 Year Change3.27%
3 Year Change-16.60%
5 Year Change25.63%
Change since IPO-49.46%

Recent News & Updates

Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Nov 19
Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Nov 14
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Recent updates

Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Nov 19
Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Nov 14
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Is Sapiens International (NASDAQ:SPNS) A Risky Investment?

Nov 07
Is Sapiens International (NASDAQ:SPNS) A Risky Investment?

Sapiens International: Great Execution Continues

Oct 13

Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)

Oct 01
Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)

Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29

Aug 27
Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Aug 16
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?

Jul 31
Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Jul 14
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Sapiens International: Strategic Innovations And Growth Prospects, Bullish Outlook

Jul 04

We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease

Jul 02
We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease

Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price

Jun 04
Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price

Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Apr 26
Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens: Accelerating In Q4 With Margin Levers Pulled

Apr 16

Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects

Apr 11
Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Mar 25
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Returns Are Gaining Momentum At Sapiens International (NASDAQ:SPNS)

Feb 21
Returns Are Gaining Momentum At Sapiens International (NASDAQ:SPNS)

Sapiens: Double-Lever Margin Lift

Feb 07

Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Feb 05
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jan 09
Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Here's Why Sapiens International (NASDAQ:SPNS) Has Caught The Eye Of Investors

Dec 27
Here's Why Sapiens International (NASDAQ:SPNS) Has Caught The Eye Of Investors

These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Nov 06
These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Investors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To Persist

Oct 10
Investors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To Persist

Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares Could Be 21% Above Their Intrinsic Value Estimate

Sep 15
Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares Could Be 21% Above Their Intrinsic Value Estimate

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Aug 18
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

Aug 03
Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

Is It Too Late To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jun 23
Is It Too Late To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

May 05
Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Apr 21
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Mar 13
When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Feb 03
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Sapiens International (NASDAQ:SPNS) Is Looking To Continue Growing Its Returns On Capital

Dec 20
Sapiens International (NASDAQ:SPNS) Is Looking To Continue Growing Its Returns On Capital

Is There An Opportunity With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) 23% Undervaluation?

Dec 07
Is There An Opportunity With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) 23% Undervaluation?

Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Oct 11
Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Sapiens International Suffers From Growth Slowdown And Strong Dollar

Sep 28

Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Sep 20
Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Sapiens' ALE solution to reduce legacy system transformation costs by 50%

Sep 19

AEGIS selects Sapiens to automate and modernize its reinsurance processes

Sep 06

Shareholder Returns

SPNSUS SoftwareUS Market
7D1.0%0.2%-0.2%
1Y3.3%27.6%28.8%

Return vs Industry: SPNS underperformed the US Software industry which returned 27.6% over the past year.

Return vs Market: SPNS underperformed the US Market which returned 28.8% over the past year.

Price Volatility

Is SPNS's price volatile compared to industry and market?
SPNS volatility
SPNS Average Weekly Movement8.2%
Software Industry Average Movement7.9%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: SPNS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SPNS's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19825,000Ron Al-Dorwww.sapiens.com

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement.

Sapiens International Corporation N.V. Fundamentals Summary

How do Sapiens International's earnings and revenue compare to its market cap?
SPNS fundamental statistics
Market capUS$1.59b
Earnings (TTM)US$71.29m
Revenue (TTM)US$538.93m

22.3x

P/E Ratio

2.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SPNS income statement (TTM)
RevenueUS$538.93m
Cost of RevenueUS$305.02m
Gross ProfitUS$233.91m
Other ExpensesUS$162.62m
EarningsUS$71.29m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.28
Gross Margin43.40%
Net Profit Margin13.23%
Debt/Equity Ratio8.4%

How did SPNS perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

45%

Payout Ratio