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SPNS

Sapiens International NasdaqGS:SPNS Stock Report

Last Price

US$22.52

Market Cap

US$1.2b

7D

4.2%

1Y

-18.9%

Updated

16 Aug, 2022

Data

Company Financials +
SPNS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance4/6
Financial Health5/6
Dividends3/6

SPNS Stock Overview

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally.

Sapiens International Corporation N.V. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Sapiens International
Historical stock prices
Current Share PriceUS$22.52
52 Week HighUS$38.32
52 Week LowUS$20.00
Beta1.29
1 Month Change-10.56%
3 Month Change-3.47%
1 Year Change-18.91%
3 Year Change19.85%
5 Year Change110.27%
Change since IPO-59.96%

Recent News & Updates

Aug 15

Sapiens goes ex-dividend tomorrow

Sapiens (NASDAQ:SPNS) had declared $0.23/share half-yearly dividend, -51.1% decrease from prior dividend of $0.47. Forward yield 4.12% Payable Aug. 30; for shareholders of record Aug. 17; ex-div Aug. 16. See SPNS Dividend Scorecard, Yield Chart, & Dividend Growth.

Aug 04
Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...

Shareholder Returns

SPNSUS SoftwareUS Market
7D4.2%3.0%3.6%
1Y-18.9%-14.7%-9.6%

Return vs Industry: SPNS underperformed the US Software industry which returned -14.7% over the past year.

Return vs Market: SPNS underperformed the US Market which returned -9.6% over the past year.

Price Volatility

Is SPNS's price volatile compared to industry and market?
SPNS volatility
SPNS Average Weekly Movement7.8%
Software Industry Average Movement10.2%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: SPNS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: SPNS's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19824,044Ron Al-Dorhttps://www.sapiens.com

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers’ compensation.

Sapiens International Corporation N.V. Fundamentals Summary

How do Sapiens International's earnings and revenue compare to its market cap?
SPNS fundamental statistics
Market CapUS$1.24b
Earnings (TTM)US$52.77m
Revenue (TTM)US$473.31m

23.5x

P/E Ratio

2.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SPNS income statement (TTM)
RevenueUS$473.31m
Cost of RevenueUS$276.77m
Gross ProfitUS$196.55m
Other ExpensesUS$143.78m
EarningsUS$52.77m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.96
Gross Margin41.53%
Net Profit Margin11.15%
Debt/Equity Ratio20.6%

How did SPNS perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

24%

Payout Ratio

Does SPNS pay a reliable dividends?

See SPNS dividend history and benchmarks
When do you need to buy SPNS by to receive an upcoming dividend?
Sapiens International dividend dates
Ex Dividend DateAug 16 2022
Dividend Pay DateAug 30 2022
Days until Ex dividend1 day
Days until Dividend pay date13 days

Does SPNS pay a reliable dividends?

See SPNS dividend history and benchmarks