Sapiens International Corporation N.V.

NasdaqGS:SPNS Stock Report

Market Cap: US$1.6b

Sapiens International Past Earnings Performance

Past criteria checks 4/6

Sapiens International has been growing earnings at an average annual rate of 20%, while the Software industry saw earnings growing at 19.9% annually. Revenues have been growing at an average rate of 10.1% per year. Sapiens International's return on equity is 15.2%, and it has net margins of 13.2%.

Key information

20.0%

Earnings growth rate

17.9%

EPS growth rate

Software Industry Growth17.3%
Revenue growth rate10.1%
Return on equity15.2%
Net Margin13.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Dec 17
Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Nov 19
Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding

Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Nov 14
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Is Sapiens International (NASDAQ:SPNS) A Risky Investment?

Nov 07
Is Sapiens International (NASDAQ:SPNS) A Risky Investment?

Sapiens International: Great Execution Continues

Oct 13

Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)

Oct 01
Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)

Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29

Aug 27
Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Aug 16
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?

Jul 31
Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Jul 14
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Sapiens International: Strategic Innovations And Growth Prospects, Bullish Outlook

Jul 04

We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease

Jul 02
We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease

Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price

Jun 04
Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price

Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Apr 26
Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens: Accelerating In Q4 With Margin Levers Pulled

Apr 16

Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects

Apr 11
Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Mar 25
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Returns Are Gaining Momentum At Sapiens International (NASDAQ:SPNS)

Feb 21
Returns Are Gaining Momentum At Sapiens International (NASDAQ:SPNS)

Sapiens: Double-Lever Margin Lift

Feb 07

Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Feb 05
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jan 09
Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Here's Why Sapiens International (NASDAQ:SPNS) Has Caught The Eye Of Investors

Dec 27
Here's Why Sapiens International (NASDAQ:SPNS) Has Caught The Eye Of Investors

These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Nov 06
These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Investors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To Persist

Oct 10
Investors Will Want Sapiens International's (NASDAQ:SPNS) Growth In ROCE To Persist

Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares Could Be 21% Above Their Intrinsic Value Estimate

Sep 15
Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares Could Be 21% Above Their Intrinsic Value Estimate

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Aug 18
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

Aug 03
Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

Is It Too Late To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jun 23
Is It Too Late To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

May 05
Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Apr 21
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Mar 13
When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Feb 03
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Sapiens International (NASDAQ:SPNS) Is Looking To Continue Growing Its Returns On Capital

Dec 20
Sapiens International (NASDAQ:SPNS) Is Looking To Continue Growing Its Returns On Capital

Is There An Opportunity With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) 23% Undervaluation?

Dec 07
Is There An Opportunity With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) 23% Undervaluation?

Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Oct 11
Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Sapiens International Suffers From Growth Slowdown And Strong Dollar

Sep 28

Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Sep 20
Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Sapiens' ALE solution to reduce legacy system transformation costs by 50%

Sep 19

Revenue & Expenses Breakdown

How Sapiens International makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:SPNS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24539718366
30 Jun 24533698165
31 Mar 24524667964
31 Dec 23515627763
30 Sep 23503597663
30 Jun 23491567561
31 Mar 23482537560
31 Dec 22475537559
30 Sep 22474537557
30 Jun 22473537556
31 Mar 22469517655
31 Dec 21461477654
30 Sep 21443427451
30 Jun 21423387348
31 Mar 21402376944
31 Dec 20383346841
30 Sep 20368326440
30 Jun 20353306040
31 Mar 20339285739
31 Dec 19326265437
30 Sep 19312235335
30 Jun 19303215234
31 Mar 19295165234
31 Dec 18290145234
30 Sep 18288134635
30 Jun 18287114635
31 Mar 1828455035
31 Dec 1726905932
30 Sep 1725515629
30 Jun 1723935524
31 Mar 17223124919
31 Dec 16216194416
30 Sep 16208214314
30 Jun 16198214312
31 Mar 16191204111
31 Dec 15186204010
30 Sep 15179193810
30 Jun 15167173511
31 Mar 15162163311
31 Dec 14157143211
30 Sep 14152133111
30 Jun 14146122911
31 Mar 14140122812
31 Dec 13135122712

Quality Earnings: SPNS has high quality earnings.

Growing Profit Margin: SPNS's current net profit margins (13.2%) are higher than last year (11.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SPNS's earnings have grown by 20% per year over the past 5 years.

Accelerating Growth: SPNS's earnings growth over the past year (21.2%) exceeds its 5-year average (20% per year).

Earnings vs Industry: SPNS earnings growth over the past year (21.2%) did not outperform the Software industry 27.6%.


Return on Equity

High ROE: SPNS's Return on Equity (15.2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:55
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sapiens International Corporation N.V. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Danny KaplanBarclays
Tavy RosnerBarclays
Ashwin ShirvaikarCitigroup Inc