Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States.
Share Price & News
How has Jack Henry & Associates's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: JKHY is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: JKHY's weekly volatility (2%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: JKHY underperformed the US IT industry which returned 26.1% over the past year.
Return vs Market: JKHY underperformed the US Market which returned 33.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Jack Henry & Associates's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StWhy You Might Be Interested In Jack Henry & Associates, Inc. (NASDAQ:JKHY) For Its Upcoming Dividend
3 weeks ago | Simply Wall StDoes Jack Henry & Associates (NASDAQ:JKHY) Have A Healthy Balance Sheet?
1 month ago | Simply Wall StJack Henry & Associates (NASDAQ:JKHY) Has More To Do To Multiply In Value Going Forward
Jack Henry & Associates Fundamentals Summary
|JKHY fundamental statistics|
Is JKHY overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|JKHY income statement (TTM)|
|Cost of Revenue||US$1.06b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||4.12|
|Net Profit Margin||17.71%|
How did JKHY perform over the long term?See historical performance and comparison
1.1%Current Dividend Yield
Is Jack Henry & Associates undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: JKHY ($170.81) is trading above our estimate of fair value ($153.11)
Significantly Below Fair Value: JKHY is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: JKHY is poor value based on its PE Ratio (40.6x) compared to the US IT industry average (34.7x).
PE vs Market: JKHY is poor value based on its PE Ratio (40.6x) compared to the US market (17.8x).
Price to Earnings Growth Ratio
PEG Ratio: JKHY is poor value based on its PEG Ratio (4.1x)
Price to Book Ratio
PB vs Industry: JKHY is overvalued based on its PB Ratio (9.6x) compared to the US IT industry average (5.5x).
How is Jack Henry & Associates forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: JKHY's forecast earnings growth (10% per year) is above the savings rate (2%).
Earnings vs Market: JKHY's earnings (10% per year) are forecast to grow slower than the US market (14.9% per year).
High Growth Earnings: JKHY's earnings are forecast to grow, but not significantly.
Revenue vs Market: JKHY's revenue (7.2% per year) is forecast to grow slower than the US market (9.7% per year).
High Growth Revenue: JKHY's revenue (7.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: JKHY's Return on Equity is forecast to be high in 3 years time (28.4%)
How has Jack Henry & Associates performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: JKHY has high quality earnings.
Growing Profit Margin: JKHY's current net profit margins (17.7%) are higher than last year (17.5%).
Past Earnings Growth Analysis
Earnings Trend: JKHY's earnings have grown by 2.3% per year over the past 5 years.
Accelerating Growth: JKHY's earnings growth over the past year (5%) exceeds its 5-year average (2.3% per year).
Earnings vs Industry: JKHY earnings growth over the past year (5%) underperformed the IT industry 28%.
Return on Equity
High ROE: JKHY's Return on Equity (23.6%) is considered high.
How is Jack Henry & Associates's financial position?
Financial Position Analysis
Short Term Liabilities: JKHY's short term assets ($543.7M) exceed its short term liabilities ($520.9M).
Long Term Liabilities: JKHY's short term assets ($543.7M) exceed its long term liabilities ($496.0M).
Debt to Equity History and Analysis
Debt Level: JKHY's debt to equity ratio (7.6%) is considered satisfactory.
Reducing Debt: JKHY had negative shareholder equity 5 years ago, but is now positive and has therefore improved.
Debt Coverage: JKHY's debt is well covered by operating cash flow (462.1%).
Interest Coverage: JKHY's interest payments on its debt are well covered by EBIT (401.1x coverage).
What is Jack Henry & Associates's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: JKHY's dividend (1.08%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.34%).
High Dividend: JKHY's dividend (1.08%) is low compared to the top 25% of dividend payers in the US market (3.58%).
Stability and Growth of Payments
Stable Dividend: JKHY's dividends per share have been stable in the past 10 years.
Growing Dividend: JKHY's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (43.2%), JKHY's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: JKHY's dividends in 3 years are forecast to be well covered by earnings (41.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dave Foss (59 yo)
Mr. David B. Foss, also known as Dave, has been the President of Jack Henry & Associates Inc. since July 1, 2014 and has been its Chief Executive Officer since July 1, 2016. He joined Jack Henry in 1999. M...
CEO Compensation Analysis
Compensation vs Market: Dave's total compensation ($USD11.02M) is about average for companies of similar size in the US market ($USD11.33M).
Compensation vs Earnings: Dave's compensation has increased by more than 20% in the past year.
Experienced Management: JKHY's management team is seasoned and experienced (5 years average tenure).
Experienced Board: JKHY's board of directors are considered experienced (8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: JKHY insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Jack Henry & Associates, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Jack Henry & Associates, Inc.
- Ticker: JKHY
- Exchange: NasdaqGS
- Founded: 1976
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: US$12.642b
- Shares outstanding: 74.01m
- Website: https://www.jackhenry.com
Number of Employees
- Jack Henry & Associates, Inc.
- 663 West Highway 60
- PO Box 807
- United States
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Pay...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/16 22:49|
|End of Day Share Price||2021/09/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.