DAVE Stock Overview
Provides a suite of financial products and services through its financial services platform.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
Dave Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.38 |
| 52 Week High | US$63.50 |
| 52 Week Low | US$4.72 |
| Beta | 2.84 |
| 11 Month Change | 9.34% |
| 3 Month Change | -12.20% |
| 1 Year Change | 421.56% |
| 33 Year Change | -89.57% |
| 5 Year Change | n/a |
| Change since IPO | -89.36% |
Recent News & Updates
A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)
Sep 10
Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor
Sep 03Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem
Aug 14Recent updates
A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)
Sep 10Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor
Sep 03Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem
Aug 14Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025
Jul 03Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70
May 13Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce
May 09Dave: This Move Higher Is Not Done
Apr 23Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward
Mar 07Dave: Ready To Move Higher In 2024
Feb 26Dave: Do Not Short The Blistering Rally Of This Neobank
Feb 12Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost
Jan 17Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares
Nov 14Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts
Mar 09Dave names new technology chief
Sep 06Dave Grows Member Base As Economic Conditions Tighten
Jul 14Is Dave Stock A Buy, Sell, Or Hold Now? There Are Reasons To Be Skeptical
Mar 29Shareholder Returns
| DAVE | US Software | US Market | |
|---|---|---|---|
| 7D | -12.6% | -2.7% | -3.4% |
| 1Y | 421.6% | 16.4% | 19.6% |
Return vs Industry: DAVE exceeded the US Software industry which returned 16.4% over the past year.
Return vs Market: DAVE exceeded the US Market which returned 19.6% over the past year.
Price Volatility
| DAVE volatility | |
|---|---|
| DAVE Average Weekly Movement | 10.5% |
| Software Industry Average Movement | 7.6% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: DAVE has not had significant price volatility in the past 3 months.
Volatility Over Time: DAVE's weekly volatility has decreased from 16% to 11% over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2015 | 285 | Jason Wilk | dave.com |
Dave Inc. provides a suite of financial products and services through its financial services platform. The company offers Budget, personal financial management tool that helps members with budgeting, and managing income and expenses; ExtraCash, a short-term liquidity alternative, which allows members to advance funds to their account through automated clearing house network and avoid a fee; Side Hustle, a job application portal to find supplemental or temporary work; and Surveys, which allows member to take paid surveys within the Dave mobile application. It also provides Dave Banking, a digital checking and demand deposit account.
Dave Inc. Fundamentals Summary
| DAVE fundamental statistics | |
|---|---|
| Market cap | US$424.55m |
| Earnings (TTM) | US$28.73m |
| Revenue (TTM) | US$292.68m |
14.8x
P/E Ratio1.5x
P/S RatioIs DAVE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DAVE income statement (TTM) | |
|---|---|
| Revenue | US$292.68m |
| Cost of Revenue | US$125.77m |
| Gross Profit | US$166.91m |
| Other Expenses | US$138.18m |
| Earnings | US$28.73m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.26 |
| Gross Margin | 57.03% |
| Net Profit Margin | 9.82% |
| Debt/Equity Ratio | 52.9% |
How did DAVE perform over the long term?
See historical performance and comparison