CRFC.F Stock Overview

Operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom and internationally. More details

CRFC.F fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	2/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 66.6% below our estimate of its fair value

Earnings are forecast to grow 15.6% per year

Analysts in good agreement that stock price will rise by 65.6%

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Card Factory plc Competitors

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Brilliant Earth Group

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US$198.1m

Envela

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US$193.1m

Price History & Performance

Summary of share price highs, lows and changes for Card Factory
Historical stock prices
Current Share Price	UK£1.55
52 Week High	UK£1.60
52 Week Low	UK£1.18
Beta	2.13
1 Month Change	31.36%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	34.78%

Recent updates

Shareholder Returns

	CRFC.F	US Specialty Retail	US Market
7D	31.4%	-3.9%	-2.4%
1Y	n/a	15.5%	23.4%

Return vs Industry: Insufficient data to determine how CRFC.F performed against the US Specialty Retail industry.

Return vs Market: Insufficient data to determine how CRFC.F performed against the US Market.

Price Volatility

Is CRFC.F's price volatile compared to industry and market?
CRFC.F volatility
CRFC.F Average Weekly Movement	n/a
Specialty Retail Industry Average Movement	7.3%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CRFC.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CRFC.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1992	9,075	Darcy Willson-Rymer	www.cardfactoryinvestors.com

Card Factory plc operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom and internationally. It operates through five segments: Cardfactory Stores, Cardfactory Online, Getting Personal, Partnerships, and Printcraft. The company provides greeting cards, celebration accessories, and gifts through cardfactory stores, cardfactory online retails, and network of third-party retail partners; and personalised cards and gifts through online retailer, as well as manufactures and sells greeting cards and personalised gifts through its stores and online businesses.

Card Factory plc Fundamentals Summary

How do Card Factory's earnings and revenue compare to its market cap?
CRFC.F fundamental statistics
Market cap	US$423.93m
Earnings (TTM)	US$51.30m
Revenue (TTM)	US$658.78m

8.3x

P/E Ratio

0.6x

P/S Ratio

Is CRFC.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CRFC.F income statement (TTM)
Revenue	UK£523.90m
Cost of Revenue	UK£344.10m
Gross Profit	UK£179.80m
Other Expenses	UK£139.00m
Earnings	UK£40.80m

Last Reported Earnings

Jul 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.12
Gross Margin	34.32%
Net Profit Margin	7.79%
Debt/Equity Ratio	32.0%

How did CRFC.F perform over the long term?

See historical performance and comparison

Dividends

2.5%

Current Dividend Yield

48%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 07:16
End of Day Share Price	2024/12/16 00:00
Earnings	2024/07/31
Annual Earnings	2024/01/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Card Factory plc is covered by 11 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Joseph Barron	Berenberg
Matthew Abraham	Berenberg
Mark Photiades	Canaccord Genuity