MS&AD Insurance Group Holdings Balance Sheet Health
Financial Health criteria checks 5/6
MS&AD Insurance Group Holdings has a total shareholder equity of ¥4,357.7B and total debt of ¥590.6B, which brings its debt-to-equity ratio to 13.6%. Its total assets and total liabilities are ¥26,496.1B and ¥22,138.3B respectively. MS&AD Insurance Group Holdings's EBIT is ¥1,128.1B making its interest coverage ratio 107.9. It has cash and short-term investments of ¥2,534.4B.
Key information
13.6%
Debt to equity ratio
JP¥590.63b
Debt
| Interest coverage ratio | 107.9x |
| Cash | JP¥2.53t |
| Equity | JP¥4.36t |
| Total liabilities | JP¥22.14t |
| Total assets | JP¥26.50t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: MSAD.F's short term assets (¥5,354.7B) exceed its short term liabilities (¥3,162.3B).
Long Term Liabilities: MSAD.F's short term assets (¥5,354.7B) do not cover its long term liabilities (¥18,976.1B).
Debt to Equity History and Analysis
Debt Level: MSAD.F has more cash than its total debt.
Reducing Debt: MSAD.F's debt to equity ratio has reduced from 27.4% to 13.6% over the past 5 years.
Debt Coverage: MSAD.F's debt is well covered by operating cash flow (95.7%).
Interest Coverage: MSAD.F's interest payments on its debt are well covered by EBIT (107.9x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 18:48 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
MS&AD Insurance Group Holdings, Inc. is covered by 29 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Azuma Ohno | Barclays |
| Natsumu Tsujino | BofA Global Research |
| Koichi Niwa | Citigroup Inc |