MS&AD Insurance Group Holdings, Inc.

OTCPK:MSAD.F Stock Report

Market Cap: US$33.7b

MS&AD Insurance Group Holdings Past Earnings Performance

Past criteria checks 5/6

MS&AD Insurance Group Holdings has been growing earnings at an average annual rate of 24.7%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 5.9% per year. MS&AD Insurance Group Holdings's return on equity is 17.1%, and it has net margins of 11.8%.

Key information

24.7%

Earnings growth rate

27.1%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate5.9%
Return on equity17.1%
Net Margin11.8%
Next Earnings Update14 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How MS&AD Insurance Group Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:MSAD.F Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,291,602740,742829,6530
30 Jun 246,345,272461,919817,0250
31 Mar 246,559,215369,266799,5400
31 Dec 236,437,735355,176785,6070
30 Sep 236,094,685282,618768,5170
30 Jun 235,929,969212,721753,8580
31 Mar 235,225,552161,530741,0400
31 Dec 225,066,991146,132721,3960
30 Sep 225,281,374104,398710,0090
30 Jun 225,096,419204,477703,3770
31 Mar 225,119,604262,799696,5270
31 Dec 214,687,569198,962696,0850
30 Sep 214,691,104172,592697,3800
30 Jun 214,633,958166,447694,1940
31 Mar 214,885,330144,398690,1870
31 Dec 204,679,50423,151692,0080
30 Sep 204,876,24076,101689,9680
30 Jun 204,998,114143,739697,1990
31 Mar 204,836,713143,030699,2370
31 Dec 195,488,214287,556690,5510
30 Sep 195,124,296309,963688,5240
30 Jun 195,338,765204,832682,9490
31 Mar 195,431,662192,705681,7870
31 Dec 184,949,190231,503684,8850
30 Sep 185,161,737124,624683,2510
30 Jun 185,060,412146,249676,9940
31 Mar 185,093,990154,057669,8550
31 Dec 175,433,47098,427663,1310
30 Sep 175,722,264187,763655,2920
30 Jun 175,722,136264,058650,1340
31 Mar 175,328,726210,447655,8220
31 Dec 165,311,963220,494641,8810
30 Sep 165,151,360193,931625,8780
30 Jun 164,832,835122,271616,3410
31 Mar 164,926,518181,516591,0090
31 Dec 154,683,750100,255587,0040
30 Sep 154,516,398112,582583,0830
30 Jun 154,645,195168,797577,4220
31 Mar 154,653,426136,247578,0380
31 Dec 144,706,405140,533580,4430
30 Sep 144,743,20793,552579,9290
30 Jun 144,606,42975,058572,9270
31 Mar 144,354,64493,451559,4720
31 Dec 134,489,969148,844535,6880

Quality Earnings: MSAD.F has high quality earnings.

Growing Profit Margin: MSAD.F's current net profit margins (11.8%) are higher than last year (4.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MSAD.F's earnings have grown significantly by 24.7% per year over the past 5 years.

Accelerating Growth: MSAD.F's earnings growth over the past year (162.1%) exceeds its 5-year average (24.7% per year).

Earnings vs Industry: MSAD.F earnings growth over the past year (162.1%) exceeded the Insurance industry 36.6%.


Return on Equity

High ROE: MSAD.F's Return on Equity (17.1%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/29 18:48
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MS&AD Insurance Group Holdings, Inc. is covered by 29 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Azuma OhnoBarclays
Natsumu TsujinoBofA Global Research
Koichi NiwaCitigroup Inc