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Hallmark Financial Services, Inc.OTCPK:HALL.Q Stock Report

Market Cap US$145.5k
Share Price
US$0.08
My Fair Value
n/a
1Y60.0%
7D0%
1D
Portfolio Value
​
View

Hallmark Financial Services, Inc.

OTCPK:HALL.Q Stock Report

Market Cap: US$145.5k

Hallmark Financial Services (HALL.Q) Stock Overview

Provides property/casualty insurance products in the United States. More details

HALL.Q fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health0/6
Dividends0/6

Risk Analysis

Does not have a meaningful market cap ($145K)

Latest financial reports are more than a year old

High level of non-cash earnings

Shares are highly illiquid


HALL.Q Community Fair Values

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Hallmark Financial Services, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hallmark Financial Services
Historical stock prices
Current Share PriceUS$0.08
52 Week HighUS$1.00
52 Week LowUS$0.005
Beta0
1 Month Change14.29%
3 Month Changen/a
1 Year Change60.00%
3 Year Change-98.31%
5 Year Change-99.82%
Change since IPO-99.89%

Recent News & Updates

Recent updates

Seeking Alpha • Oct 03

Hallmark Financial Services briefly gains on report on sale of its specialty book

Hallmark Financial Services (NASDAQ:HALL) briefly rose though has now gone negative, down 1%, amid a report that Core Specialty is in discussions to buy the company's specialty book. Core Specialty is in advanced talks to acquire Hallmark's (HALL) $450 million specialty book, according to an Inside P&C report. The report comes after Hallmark (HALL) announced in late December that it was no longer actively pursuing the previously announced separation of its Specialty Commercial business segment. The company at the time said  it wouldn't proceed with the initial public offering of the specialty commercial business.
Seeking Alpha • Nov 25

Hallmark Financial Cheap To Both Assets 'And' Earnings

Over 50% discount to book value, as a result of terrible underwriting results in recent years. But under new management, earnings of over $14 million so far this year on market cap of $78 million. Insurance market continues to harden, as the company has implemented a 12% rate increase so far this year.
Seeking Alpha • Aug 31

Hallmark Financial Services' Specialty Commercial Segment Presents Sum Of The Parts Opportunity

HALL is one of my largest holdings. The stock's deeply undervalued, and I've set my target at $7-9/share. The stock's undervalued because it's small, overlooked, the value is tough to see, and investors might still be afraid of HALL after the Binding Auto blowup last year. This is a follow-up article where I take a deep dive into the stock - because the devil is in the details!
Seeking Alpha • Aug 20

Hallmark Financial Services: Buying The Dip For 100% Upside To Fair Value

Cheapest Property & Casualty insurer in the whole industry - trading at a P/B of less than 0.4x. Company is cheap because stock price never recovered from bad business in the past. Despite the low price - the business keeps chugging along, and is reporting book value growth. I estimate that the business has at least 100% upside - fair value somewhere around $7-9/share.
Seeking Alpha • Aug 13

Hallmark Financial Services Hits Soft Q2, But Remains Extremely Cheap

After a rocky 2020 creating a deeply discounted valuation, Hallmark Financial Services posts uninspiring Q2 numbers. The thesis for value investors remains largely intact with a potential 2021 PE below 4x and price to book below 0.4x. As such, Hallmark remains a very inexpensive insurer. A partial spin of its premium business remains a catalyst, though absence of recent disclosure on this is a concern.

Shareholder Returns

HALL.QUS InsuranceUS Market
7D0%2.1%2.3%
1Y60.0%-3.5%25.5%

Return vs Industry: HALL.Q exceeded the US Insurance industry which returned -3.5% over the past year.

Return vs Market: HALL.Q exceeded the US Market which returned 25.5% over the past year.

Price Volatility

Is HALL.Q's price volatile compared to industry and market?
HALL.Q volatility
HALL.Q Average Weekly Movementn/a
Insurance Industry Average Movement4.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: HALL.Q's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine HALL.Q's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1987n/aChris Kenneywww.hallmarkgrp.com

Hallmark Financial Services, Inc. provides property/casualty insurance products in the United States. The company offers personal auto insurance; renters insurance; and hallmark commercial insurance products. It also provides property, general liability, commercial auto, umbrella, crime, epli, cyber, and inland marine coverage products.

Hallmark Financial Services, Inc. Fundamentals Summary

How do Hallmark Financial Services's earnings and revenue compare to its market cap?
HALL.Q fundamental statistics
Market capUS$145.48k
Earnings (TTM)-US$103.68m
Revenue (TTM)US$165.95m
0.0x
P/S Ratio
0.0x
P/E Ratio

Is HALL.Q overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HALL.Q income statement (TTM)
RevenueUS$165.95m
Cost of RevenueUS$153.99m
Gross ProfitUS$11.95m
Other ExpensesUS$115.63m
Earnings-US$103.68m

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)0
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did HALL.Q perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/17 18:10
End of Day Share Price 2026/06/15 00:00
Earnings2023/09/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hallmark Financial Services, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamKeefe, Bruyette, & Woods
Michael GrasherPiper Sandler Companies
Charles Gregory PetersRaymond James & Associates