FDIA.Y Stock Overview

Operates as an insurance company in Italy. More details

FDIA.Y fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	2/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 25.8% below our estimate of its fair value

Earnings are forecast to grow 7.4% per year

Risk Analysis

Shares are highly illiquid

Dividend of 8.28% is not well covered by earnings

My Notes

Capture your thoughts, links and company narrative

UnipolSai Assicurazioni S.p.A. Competitors

Horace Mann Educators

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US$1.5b

American International Group

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US$45.2b

AXIS Capital Holdings

NYSE:AXS

US$7.3b

Old Republic International

NYSE:ORI

US$8.6b

Price History & Performance

Summary of share price highs, lows and changes for UnipolSai Assicurazioni
Historical stock prices
Current Share Price	€9.02
52 Week High	€9.02
52 Week Low	€9.02
Beta	0.68
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	FDIA.Y	US Insurance	US Market
7D	0%	-1.1%	0.7%
1Y	n/a	22.7%	23.9%

Return vs Industry: Insufficient data to determine how FDIA.Y performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how FDIA.Y performed against the US Market.

Price Volatility

Is FDIA.Y's price volatile compared to industry and market?
FDIA.Y volatility
FDIA.Y Average Weekly Movement	n/a
Insurance Industry Average Movement	4.0%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: FDIA.Y has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine FDIA.Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	11,593	Matteo Laterza	www.unipolsai.com

UnipolSai Assicurazioni S.p.A. operates as an insurance company in Italy. The company operates through Non-Life insurance business, Life insurance business, Real Estate business, and Other Businesses segments. It provides non-life insurance products and services in the areas of motor vehicle third-party liabilities (TPL); sea, lake, and river; land vehicle hulls; accident and health; fire and other damage to property; general TPL; and other products.

UnipolSai Assicurazioni S.p.A. Fundamentals Summary

How do UnipolSai Assicurazioni's earnings and revenue compare to its market cap?
FDIA.Y fundamental statistics
Market cap	US$6.88b
Earnings (TTM)	US$597.94m
Revenue (TTM)	US$15.05b

11.5x

P/E Ratio

0.5x

P/S Ratio

Is FDIA.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FDIA.Y income statement (TTM)
Revenue	€14.20b
Cost of Revenue	€11.26b
Gross Profit	€2.94b
Other Expenses	€2.37b
Earnings	€564.10m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	0.20
Gross Margin	20.69%
Net Profit Margin	3.97%
Debt/Equity Ratio	28.9%

How did FDIA.Y perform over the long term?

See historical performance and comparison

Dividends

8.3%

Current Dividend Yield

95%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2022/12/19 18:45
End of Day Share Price	2022/09/21 00:00
Earnings	2022/06/30
Annual Earnings	2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UnipolSai Assicurazioni S.p.A. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null Equity Team	Actinvest Group Ltd.
Fabrizio Spagna	Axia Financial Research
Enrico Esposti	Banca Akros S.p.A. (ESN)