CSNR.F Stock Overview

Operates in life assurance and pension businesses primarily in the United Kingdom, the Netherlands, and Sweden. More details

CSNR.F fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	1/6
Past Performance	1/6
Financial Health	2/6
Dividends	4/6

Rewards

Earnings are forecast to grow 14.47% per year

Became profitable this year

Risk Analysis

Shares are highly illiquid

Dividend of 9.51% is not well covered by earnings or cash flows

Large one-off items impacting financial results

My Notes

Capture your thoughts, links and company narrative

Chesnara plc Competitors

Kansas City Life Insurance

OTCPK:KCLI

US$350.2m

Pekin Life Insurance

OTCPK:PKIN

US$200.5m

Citizens

NYSE:CIA

US$199.6m

Genworth Financial

NYSE:GNW

US$3.0b

Price History & Performance

Summary of share price highs, lows and changes for Chesnara
Historical stock prices
Current Share Price	UK£1.29
52 Week High	UK£3.50
52 Week Low	UK£1.29
Beta	0.41
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-35.95%

Recent updates

Shareholder Returns

	CSNR.F	US Insurance	US Market
7D	0%	-2.2%	-2.4%
1Y	n/a	26.1%	23.4%

Return vs Industry: Insufficient data to determine how CSNR.F performed against the US Insurance industry.

Return vs Market: Insufficient data to determine how CSNR.F performed against the US Market.

Price Volatility

Is CSNR.F's price volatile compared to industry and market?
CSNR.F volatility
CSNR.F Average Weekly Movement	n/a
Insurance Industry Average Movement	4.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CSNR.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine CSNR.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2003	419	Steve Murray	www.chesnara.co.uk

Chesnara plc, together with its subsidiaries, operates in life assurance and pension businesses primarily in the United Kingdom, the Netherlands, and Sweden. It operates through UK, Movestic, Waard Group, and Scildon segments. The company underwrites life risks, such as death, disability, health, and accident; and provides a portfolio of investment contracts for the savings and retirement needs of customers through asset management, as well as general insurance products.

Chesnara plc Fundamentals Summary

How do Chesnara's earnings and revenue compare to its market cap?
CSNR.F fundamental statistics
Market cap	US$482.14m
Earnings (TTM)	US$23.80m
Revenue (TTM)	US$495.13m

20.3x

P/E Ratio

1.0x

P/S Ratio

Is CSNR.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSNR.F income statement (TTM)
Revenue	UK£389.10m
Cost of Revenue	UK£179.00m
Gross Profit	UK£210.10m
Other Expenses	UK£191.40m
Earnings	UK£18.70m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Jun 30, 2024

Earnings per share (EPS)	0.12
Gross Margin	54.00%
Net Profit Margin	4.81%
Debt/Equity Ratio	57.8%

How did CSNR.F perform over the long term?

See historical performance and comparison

Dividends

9.5%

Current Dividend Yield

193%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/06/07 16:43
End of Day Share Price	2024/03/11 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chesnara plc is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Michael Huttner	Berenberg
Benjamin Cohen	Canaccord Genuity
Brian Moretta	Hardman & Co.