Kinsale Capital Group, Inc.

NYSE:KNSL Stock Report

Market Cap: US$11.1b

Kinsale Capital Group Past Earnings Performance

Past criteria checks 4/6

Kinsale Capital Group has been growing earnings at an average annual rate of 36.6%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been growing at an average rate of 30.2% per year. Kinsale Capital Group's return on equity is 25.6%, and it has net margins of 24.7%.

Key information

36.61%

Earnings growth rate

35.90%

EPS growth rate

Insurance Industry Growth8.02%
Revenue growth rate30.23%
Return on equity25.59%
Net Margin24.73%
Last Earnings Update31 Mar 2025

Recent past performance updates

Recent updates

Why We Think The CEO Of Kinsale Capital Group, Inc. (NYSE:KNSL) May Soon See A Pay Rise

May 15
Why We Think The CEO Of Kinsale Capital Group, Inc. (NYSE:KNSL) May Soon See A Pay Rise

Kinsale Group: Slower Growth Is Already Discounted

May 12

Earnings Not Telling The Story For Kinsale Capital Group, Inc. (NYSE:KNSL)

Apr 30
Earnings Not Telling The Story For Kinsale Capital Group, Inc. (NYSE:KNSL)

Should You Be Adding Kinsale Capital Group (NYSE:KNSL) To Your Watchlist Today?

Mar 18
Should You Be Adding Kinsale Capital Group (NYSE:KNSL) To Your Watchlist Today?

Kinsale: Growth Prospects And Stock Underpricing To Drive Its Upside Potential

Mar 04

Kinsale Q4 Earnings Preview: A Risky Long-Term Growth Play

Feb 07

Kinsale Capital Group, Inc.'s (NYSE:KNSL) Price Is Out Of Tune With Earnings

Jan 10
Kinsale Capital Group, Inc.'s (NYSE:KNSL) Price Is Out Of Tune With Earnings

Kinsale Capital: A Policy Of Continued Growth

Dec 01

Do Kinsale Capital Group's (NYSE:KNSL) Earnings Warrant Your Attention?

Nov 28
Do Kinsale Capital Group's (NYSE:KNSL) Earnings Warrant Your Attention?

Kinsale Capital: Strong Results, Approaching Fair Valuation

Nov 07

Unpleasant Surprises Could Be In Store For Kinsale Capital Group, Inc.'s (NYSE:KNSL) Shares

Sep 26
Unpleasant Surprises Could Be In Store For Kinsale Capital Group, Inc.'s (NYSE:KNSL) Shares

Kinsale Capital's Winning Formula: Technology And Underwriting Excellence

Sep 17
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A Strategic Leap Forward In The E&S Market

Kinsale Capital Group's strategic focus on small accounts in the E&S market and technological cost management hints at strong potential for revenue growth and margin improvement.

Does Kinsale Capital Group (NYSE:KNSL) Deserve A Spot On Your Watchlist?

Aug 14
Does Kinsale Capital Group (NYSE:KNSL) Deserve A Spot On Your Watchlist?

Kinsale Capital: An Excess And Surplus Insurer For Excess And Surplus Profits

Jul 01

Kinsale Capital: Underwriting Excellence In E&S

Jun 13

Some Confidence Is Lacking In Kinsale Capital Group, Inc.'s (NYSE:KNSL) P/E

Jun 12
Some Confidence Is Lacking In Kinsale Capital Group, Inc.'s (NYSE:KNSL) P/E

Kinsale Capital Group: Right Multiple For Growing Insurer

May 08

Kinsale Q4: Shares Are Still A Buy Even After A 46% Rise Year To Date

Feb 20

For Kinsale, Small Remains Beautiful

Dec 26

The E&S Market Star: Kinsale's Success Story

Oct 12

Revenue & Expenses Breakdown

How Kinsale Capital Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:KNSL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 251,63840500
31 Dec 241,58841500
30 Sep 241,52740900
30 Jun 241,42337100
31 Mar 241,33435100
31 Dec 231,22430800
30 Sep 231,12127200
30 Jun 231,02922900
31 Mar 2391718300
31 Dec 2283915900
30 Sep 2277414000
30 Jun 2271714400
31 Mar 2268615200
31 Dec 2165315300
30 Sep 2159614300
30 Jun 2155312100
31 Mar 2151811500
31 Dec 204608800
30 Sep 204136800
30 Jun 203696600
31 Mar 203245000
31 Dec 193166300
30 Sep 192805000
30 Jun 192624900
31 Mar 192444500
31 Dec 182223400
30 Sep 182163500
30 Jun 182042800
31 Mar 181942600
31 Dec 171872500
30 Sep 171764000
30 Jun 171634100
31 Mar 171522700
31 Dec 161422600
30 Sep 161261000
30 Jun 161111100
31 Mar 16962200
31 Dec 15812200
31 Dec 14641300

Quality Earnings: KNSL has high quality earnings.

Growing Profit Margin: KNSL's current net profit margins (24.7%) are lower than last year (26.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: KNSL's earnings have grown significantly by 36.6% per year over the past 5 years.

Accelerating Growth: KNSL's earnings growth over the past year (15.3%) is below its 5-year average (36.6% per year).

Earnings vs Industry: KNSL earnings growth over the past year (15.3%) exceeded the Insurance industry 5.3%.


Return on Equity

High ROE: KNSL's Return on Equity (25.6%) is considered high.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/21 16:32
End of Day Share Price 2025/05/21 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kinsale Capital Group, Inc. is covered by 16 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael ZaremskiBMO Capital Markets Equity Research
Matthew CarlettiCitizens JMP Securities, LLC
Casey AlexanderCompass Point Research & Trading, LLC