Kinsale Capital Group, Inc.

NYSE:KNSL Stock Report

Market Cap: US$10.9b

Kinsale Capital Group Balance Sheet Health

Financial Health criteria checks 4/6

Kinsale Capital Group has a total shareholder equity of $1.6B and total debt of $184.2M, which brings its debt-to-equity ratio to 11.6%. Its total assets and total liabilities are $5.2B and $3.6B respectively. Kinsale Capital Group's EBIT is $521.4M making its interest coverage ratio 50.9. It has cash and short-term investments of $180.8M.

Key information

11.64%

Debt to equity ratio

US$184.19m

Debt

Interest coverage ratio50.9x
CashUS$180.84m
EquityUS$1.58b
Total liabilitiesUS$3.63b
Total assetsUS$5.21b

Recent financial health updates

No updates

Recent updates

Why We Think The CEO Of Kinsale Capital Group, Inc. (NYSE:KNSL) May Soon See A Pay Rise

May 15
Why We Think The CEO Of Kinsale Capital Group, Inc. (NYSE:KNSL) May Soon See A Pay Rise

Kinsale Group: Slower Growth Is Already Discounted

May 12

Earnings Not Telling The Story For Kinsale Capital Group, Inc. (NYSE:KNSL)

Apr 30
Earnings Not Telling The Story For Kinsale Capital Group, Inc. (NYSE:KNSL)

Should You Be Adding Kinsale Capital Group (NYSE:KNSL) To Your Watchlist Today?

Mar 18
Should You Be Adding Kinsale Capital Group (NYSE:KNSL) To Your Watchlist Today?

Kinsale: Growth Prospects And Stock Underpricing To Drive Its Upside Potential

Mar 04

Kinsale Q4 Earnings Preview: A Risky Long-Term Growth Play

Feb 07

Kinsale Capital Group, Inc.'s (NYSE:KNSL) Price Is Out Of Tune With Earnings

Jan 10
Kinsale Capital Group, Inc.'s (NYSE:KNSL) Price Is Out Of Tune With Earnings

Kinsale Capital: A Policy Of Continued Growth

Dec 01

Do Kinsale Capital Group's (NYSE:KNSL) Earnings Warrant Your Attention?

Nov 28
Do Kinsale Capital Group's (NYSE:KNSL) Earnings Warrant Your Attention?

Kinsale Capital: Strong Results, Approaching Fair Valuation

Nov 07

Unpleasant Surprises Could Be In Store For Kinsale Capital Group, Inc.'s (NYSE:KNSL) Shares

Sep 26
Unpleasant Surprises Could Be In Store For Kinsale Capital Group, Inc.'s (NYSE:KNSL) Shares

Kinsale Capital's Winning Formula: Technology And Underwriting Excellence

Sep 17
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A Strategic Leap Forward In The E&S Market

Kinsale Capital Group's strategic focus on small accounts in the E&S market and technological cost management hints at strong potential for revenue growth and margin improvement.

Does Kinsale Capital Group (NYSE:KNSL) Deserve A Spot On Your Watchlist?

Aug 14
Does Kinsale Capital Group (NYSE:KNSL) Deserve A Spot On Your Watchlist?

Kinsale Capital: An Excess And Surplus Insurer For Excess And Surplus Profits

Jul 01

Kinsale Capital: Underwriting Excellence In E&S

Jun 13

Some Confidence Is Lacking In Kinsale Capital Group, Inc.'s (NYSE:KNSL) P/E

Jun 12
Some Confidence Is Lacking In Kinsale Capital Group, Inc.'s (NYSE:KNSL) P/E

Kinsale Capital Group: Right Multiple For Growing Insurer

May 08

Kinsale Q4: Shares Are Still A Buy Even After A 46% Rise Year To Date

Feb 20

For Kinsale, Small Remains Beautiful

Dec 26

The E&S Market Star: Kinsale's Success Story

Oct 12

Financial Position Analysis

Short Term Liabilities: KNSL's short term assets ($730.7M) do not cover its short term liabilities ($3.4B).

Long Term Liabilities: KNSL's short term assets ($730.7M) exceed its long term liabilities ($210.3M).

Debt to Equity History and Analysis

Debt Level: KNSL's net debt to equity ratio (0.2%) is considered satisfactory.

Reducing Debt: KNSL's debt to equity ratio has increased from 6% to 11.6% over the past 5 years.

Debt Coverage: KNSL's debt is well covered by operating cash flow (540.6%).

Interest Coverage: KNSL's interest payments on its debt are well covered by EBIT (50.9x coverage).

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/29 16:29
End of Day Share Price 2025/05/29 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kinsale Capital Group, Inc. is covered by 16 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael ZaremskiBMO Capital Markets Equity Research
Matthew CarlettiCitizens JMP Securities, LLC
Casey AlexanderCompass Point Research & Trading, LLC